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July 2021

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How To Write A Legal Contract

30th July 2021
Given our fear of being liable, one could be forgiven for thinking that a contract needed to be stuffed with legalese and constructed by a lawyer to be considered legal. However, that is simply not the case. There is no requirement for a contract to be overly complicated. In fact, the less ambiguous the better.
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Preparing for SCA: Here’s How the Payments Industry Can Take Control

30th July 2021
Strong Customer Authentication (SCA) is set to be the most significant change to how people pay for things, not only online but also for card-present retailers across Europe. Even though the rules on SCA officially commenced on 14 September 2019, retailers have been granted additional time with the deadline being pushed back further, this time to March 2022. This is now the third time the deadline for retailer compliance has been pushed back, which raises the question, will SCA ever really take off?
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What Does the UK’s Post-COVID Finances Hold for Recovery & Insolvency?

30th July 2021
According to Rishi Sunak’s budget in March, the shock of the pandemic is becoming clear, estimated to have reduced GDP by as much as 10% in 2020.
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The Next Stage of the Global Financial Crisis 2007-2031

30th July 2021
The Global Financial Crisis which began in 2007 is still with us, and we are moving on to a new stage - inflation. UK Inflation has risen to 2.5% raising the prospect of a letter from the Bank of England explaining why. The headline US CPI data was even stronger 5.4% year-on-year, and 0.9% in June. Inflation matters. It is critical to bonds and long-term returns. Financial commentary is awash with analysis of how the Fed, BoE and ECB will all hold off from any hint of “taper” response to inflation in order to keep markets from collapsing.
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Anti-Greenwashing, COVID-19 and Brexit: The Current State of the Fund Sector in Guernsey

30th July 2021
Aspida Group was formed from the merger of Active & Optimus Group and has been providing business support services across a range of jurisdictions since 2002.
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Beyond the Numbers: The Future of the Auditor

30th July 2021
The UK’s Department for Business, Energy & Industrial Strategy (BEIS) has recently published a white paper recommending changes to the rules around the way auditors report to the public. If implemented, the changes would place a greater focus on auditors to not only check clients’ accounts but also offer greater insight into a company’s financial risk and resilience. With the audit profession currently facing a talent shortage, the proposed reforms could present an opportunity to make this career path more attractive to new entrants, predicts James Hadfield, audit partner at accountancy firm Menzies LLP. 
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How to Create a Workplace Where Everyone Belongs

30th July 2021
To hear about how to create a purposeful culture and the struggles diverse leaders tend to face in the workplace, we caught up with Stephanie Laplante - an executive coach and trusted adviser to high-performance leaders who leverage coaching to unlock their untapped potential and help them achieve their ambitions. Her company The Leadership Space provides individual, group, and team coaching to unlock potential and drive business performance.
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Pandemic Lessons for Business Leaders

30th July 2021
Piah Lang Yeo is a Gallup certified coach at Strengths Insights. She is a senior Finance Leader who has used CliftonStrengths® to navigate her career. With a portfolio comprising global and regional roles, she has a strong appreciation of what constitutes success in a corporate world and connects well when there is cultural diversity. As a practitioner of CliftonStrengths® program, Piah Lang helps individuals apply their strengths successfully in a practical way. We speak with her about the most important takeaways from the pandemic below.
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Your Guide to Optimisation 101

30th July 2021
For an insight into the benefits of having an executive coach, we speak with Jill Williams, the founder and president of 2StepExec - a strengths-based executive coaching firm based out of Austin, TX focused on delivering leadership and sustainable performance solutions for high-achieving leaders.
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Why Should Professional & Personal Growth Go Hand in Hand?

30th July 2021
Clifton Carmody, PCC is the Founder and Principal of MNDFL LDR - a three-year-old international boutique executive coaching firm specialising in developing conscious leaders. Clifton, and the other ICF-certified coaches at his firm, work with leaders who attain goals more effectively, living a higher quality of life by showing up fully present and intentionally.
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Is Cryptocurrency a Real Investment or Just Fools’ Gold?

30th July 2021
The word cryptocurrency elicits ideas of deceitful characters stealing real-life money and turning it into monopoly money somewhere deep in the dark web. But what is it actually? And how should it be dealt with in an insolvent estate? Rob Armstrong and Jen Harrison answer these questions below.
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Top Wealth Management Tips During Times of Uncertainty

30th July 2021
Joseph Bakish is the Wealth Management Director, Portfolio Manager and Investment Adviser at Bakish Wealth, at the firm Richardson Wealth Limited.
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Finance Monthly is a comprehensive website tailored for individuals seeking insights into the world of consumer finance and money management. It offers news, commentary, and in-depth analysis on topics crucial to personal financial management and decision-making. Whether you're interested in budgeting, investing, or understanding market trends, Finance Monthly provides valuable information to help you navigate the financial aspects of everyday life.
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