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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Create Smooth Video Dialogues with an AI Writer Guiding Each Line

5th December 2025
Natural conversation forms the viewer interaction on the digital platform. Defined lines ensure the flow of the scenes with a sense of direction. It is a challenge to many creators to write speech that appears spontaneous and yet organized. Oral communication can be very rigid when written without focusing on tone and flow. CapCut helps […]
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Visa-Free Countries with Sao Tome and Principe Citizenship 

4th December 2025
In today’s interconnected world, global mobility has become more than just a convenience – it’s a strategic asset. Whether for business, travel, or securing your family’s future, holding a second passport can open doors that might otherwise remain closed. One of the most cost-effective and promising options for second citizenship in 2025 is the São […]
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How to Improve Financial Health Without Taking a Risk

3rd December 2025
We all face financial situations for a variety of reasons. It can be from an unexpected situation like a reduction or loss of income, an unexpected expense, or a change in the economic situation arising from an increasing interest rate or increasing cost of living. All these situations can severely affect the finances. But achieving […]
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How Listening to Customers Built One of the Smartest Coffee Brands

3rd December 2025
Why Feedback Is the New Strategy In today’s world, brands that don’t listen get left behind. Consumers have more choices than ever. They also have more to say. The smartest companies are the ones paying attention. One standout example? A coffee brand that built its entire strategy around feedback, not forecasts. They didn’t guess what […]
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How an Online Law Degree Changes the Landscape of Legal Education

3rd December 2025
Legal education has undergone substantial changes in the past 10 years. The advent of online programs for law degrees has also brought about this change. These programs provide students with new opportunities. They offer solutions that other people simply could never access. The transition to a more digital style of learning is redefining conventional notions […]
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Why Tailored Advice Matters in Managing Personal Wealth

3rd December 2025
Wealth management is a crucial aspect of personal wealth, ensuring security for individuals and families. Standard strategies often fail to cater to specific goals and needs. Personalized advice is tailored to individual financial circumstances, goals, and challenges. Wealth management plans are most effective and meaningful when based on unique circumstances and personal situations. Understanding Individual […]
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6 Most Trusted Prop Firms in the US in 2025

2nd December 2025
It’s no secret that prop trading has exploded over the past few years. Retail traders who used to quietly trade small personal accounts are now stepping into the funded trading world, where skill matters more than starting capital. Instead of saving for years to build a larger account, traders can qualify for funding through prop […]
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3 Insights Into the Spending Habits of Today's Affluent Class 

2nd December 2025
Individual wealth worldwide is steadily accelerating behind closed doors. In 2024 alone, over 680,000 new adult millionaires were minted globally. This surge has pushed the total number of US-dollar millionaires to an all-time high.  Besides the growth of wealth, its resilience is equally admirable. Even macroeconomic headwinds and geopolitical tensions could not keep the affluent […]
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The Corporate Stablecoin Play: Why Big Brands Are Entering the Digital Dollar Race in 2025

2nd December 2025
Stablecoins used to be a simple tool for traders, but that’s no longer the case. In 2025, they’ve become a practical solution for global companies dealing with slow settlement, high cross-border costs, clunky loyalty programs, and the constant pressure to manage cash more efficiently. Now we’re seeing major consumer brands, tech platforms, payment providers, and […]
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The Real Cost of Accidents: What Most People Don’t Calculate

2nd December 2025
Most people in places like Houston think of accidents as sudden, unexpected events. They have the perception that these are the moments that happen in a split second and then are over. But financially, an accident is rarely “over” when the crash clears or the injury is treated. The real cost continues to grow long […]
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Unlocking Global Liquidity: The Strategic Shift to Digital Payment Rails

1st December 2025
For the modern corporate treasury, liquidity is the lifeblood of global operations. The ability to mobilize working capital efficiently, manage currency volatility, and ensure seamless global payouts determines a corporation’s capacity for sustained growth and resilience against economic shocks. Yet, a fundamental challenge persists: the traditional correspondent banking system, once the pillar of global trade, […]
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The price surge of BTC and XRP has spurred a surge in cryptocurrency holders joining WPAHash mining to increase profits

1st December 2025
The strong price increases of both Bitcoin (BTC) and Ripple (XRP) have reignited investment enthusiasm in the global crypto market. However, unlike the past reliance on simple price appreciation, more and more cryptocurrency holders are choosing a more stable and predictable way to increase their income—joining the WPAHash cloud mining platform to achieve daily passive […]
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