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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

5 Hidden Costs First-Time Buyers Miss (And How Professional Conveyancing Prevents Them)

6th February 2026
Buying a first home is exciting, but it’s also full of details that are easy to miss. Many first-time buyers focus on the deposit and mortgage, only to find extra costs appearing later in the process. These surprises often cause stress and stretch budgets at the worst possible moment. Understanding where these hidden costs come […]
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Training Approaches That Ensure Workforces Keep Pace With Regulatory Change

6th February 2026
Regulatory requirements tend to evolve, making organizations face new challenges. Effective learning strategies are needed to respond to these changes. Organizations that keep employees aware of updated standards save involved parties a lot of money. In this post, we look at different methods that keep your employees in the loop about the changing rules so […]
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What are Future and Locked Tokens? How Can I Buy Them?

6th February 2026
Locked blockchain tokens are digital assets that you can't transfer, trade, or sell until certain conditions are met or a set time has passed. They're usually part of a vesting schedule or contract that controls how a crypto project's tokens are distributed. Locked tokens help keep projects stable and encourage long-term commitment. When tokens stay […]
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Chapter 7 vs. Chapter 13: A Guide to Personal Bankruptcy Options

23rd January 2026
In a challenging financial climate, a growing number of individuals are facing overwhelming debt and seeking a path toward stability. With total U.S. bankruptcy filings for the 12 months ending in June 2025 rising to 542,529, it is clear that understanding the available options for relief is more critical than ever. It is important to […]
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Darren Woods Net Worth in 2026: How ExxonMobil’s CEO Built His Fortune

22nd January 2026
In 2026, executive wealth remains a closely watched indicator of corporate performance, leadership stability, and global economic direction. Among the most discussed names in the energy sector is Darren Woods, the Chairman and CEO of ExxonMobil. His net worth reflects not just personal success, but the financial realities of leading one of the world’s largest […]
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The Hidden Financial Risks of Improper IT Asset Disposal

16th January 2026
Most companies don’t think about IT asset disposal until something forces the issue. An office move. A data center refresh. A storage room that’s quietly filled up with old laptops and servers no one wants to deal with. At that point, disposal feels like a cleanup task. Necessary, but operational. Not financial. That framing is […]
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Best Proxies for Crypto Trading Bots and Exchanges 

16th January 2026
Algorithmic crypto trading is often described as “set it and forget it.” In reality, it’s closer to running a small piece of financial infrastructure: your bot needs stable connectivity, predictable latency, and a clean, consistent network footprint. One weak link – timeouts, jitter, flaky routes, or sudden access challenges – and your strategy can degrade […]
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Personal Financial Rationality and Long-Term Planning in Uncertain Times

15th January 2026
Amid ongoing global economic uncertainty, personal financial management has shifted from an optional skill to an essential life competency. Inflationary pressure, interest rate fluctuations, changing employment structures, and the rapid expansion of digital financial products have made everyday financial decisions far more complex than in the past. Where stability once depended largely on income and […]
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The Hidden Online Risks Investors Ignore Until It’s Too Late

15th January 2026
Investing has moved to screens. A few taps can open an account, move money, or buy shares. That speed feels like freedom. It is also where many online investment risks hide. Most people think about market swings. Fewer think about passwords, links, or Wi-Fi. Yet one careless click can do more damage than a bad […]
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The 7 Stock-Market Apps Empowering DIY Investors in 2026 (And the Data Behind Their Edge)

15th January 2026
Mobile investing has broken out of its pandemic-era bubble: stock-trading apps pulled in $24.7 billion in revenue during 2024, a 19.9% jump year-on-year, while monthly active users topped 145 million. At the same time, quarterly downloads of investing apps are hovering near 300 million. With zero-commission trades now table stakes, the new battleground is decision […]
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Dow Futures vs. Nasdaq Futures: Key Insights for Index Traders

14th January 2026
Before the market opens, traders already have a sense of how the day might feel. They get that hint from index futures, especially Dow futures and Nasdaq futures — the two move on different rhythms. One reflects the weight of old industries and steady earnings, while the other mirrors fast-changing technology and speculation. Watching both […]
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Access to Multiple Markets via CFDs: What to Look For and Why It Matters

12th January 2026
In today’s fast-moving financial environment, traders increasingly look for flexibility, speed, and broad market exposure. One of the main reasons Contracts for Difference (CFDs) have grown in popularity is their ability to provide access to multiple global markets from a single trading account. Stocks, forex, commodities, indices, and even cryptocurrencies can often be traded side […]
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