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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Topic: How to Budget for Unexpected Legal Expenses

23rd December 2025
Unexpected legal costs can hit fast and disrupt even the most stable financial plans. From attorney retainers to surprise court fees, the best strategy is to treat legal emergencies the same way you would treat any other financial shock. With the right preparation, you can protect your savings, avoid high interest debt, and buy yourself […]
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5 Smart Ways to Strengthen Your Investment Decisions for the Future

23rd December 2025
Markets fluctuate constantly, and headlines often scream about the latest crisis or the next big opportunity. Navigating this noise requires a steady hand and a clear head, as emotional reactions frequently lead investors to buy at the top and sell at the bottom. You build real wealth not by chasing fleeting trends, but by establishing […]
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The Hidden Economics Behind Rising Electricity Costs And How Consumers Can Regain Control

23rd December 2025
Across the United States, electricity bills have climbed faster than general inflation for several years, putting pressure on households and small businesses already dealing with higher living costs. While energy headlines often focus on oil or natural gas markets, the true story of electricity pricing is far more complex, shaped by aging infrastructure, regulatory fragmentation, […]
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From Tap to Token: How to Build a Digital Wallet Users Actually Trust

23rd December 2025
People do not “want a wallet app.” They want money to move without surprises. They want instant top-ups. They want refunds that do not turn into a support ticket marathon. They want security that does not punish legitimate users. That is the real job of digital wallet development services And it is why fintech app […]
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Top Fintech Software Development Companies & How to Choose One

22nd December 2025
Fintech has reshaped the way money moves. From mobile payment apps to digital banks and trading platforms, financial services increasingly rely on custom fintech software development. These solutions aren’t plug-and-play—they’re built to meet specific business needs, ensure security, and comply with regulations. Choosing the right development partner is essential, as your software’s reliability, scalability, and […]
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Everything You Must Know Before Applying for an Education Loan

19th December 2025
Pursuing higher education is one of the most important investments in a student’s life. Whether it is a postgraduate degree, specialised certification, or professional programme, the costs of studying can be substantial. This is especially true for international education, where tuition fees, living expenses, travel costs and insurance requirements can add up quickly. To bridge […]
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Best Tron Wallets in 2026 - A Practical Ranking for TRX and TRC20 Users

19th December 2025
Finding the right Tron wallet today is no longer just about storing TRX. For most users, the real challenge is handling TRC20 transfers efficiently, avoiding unnecessary network costs, and staying in control of Energy usage. A wallet that ignores these details often becomes expensive and frustrating over time. This ranking focuses on how Tron wallets […]
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Hiring a Financial Analyst: How to Align Role Responsibilities with Business Needs

19th December 2025
Bringing a financial analyst onto your team can feel like a big step. You know you need help sorting through numbers and forecasting the future, but figuring out what the role should actually look like is a whole separate challenge. Many businesses hire analysts without truly defining what they want them to accomplish. That usually […]
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Asia's Crypto Trading Landscape in 2025: Eugene Ng's Ground-Level View of the Region's Institutional Shift

19th December 2025
When Eugene Ng was building Gemini's business across Asia-Pacific in 2020-2021, he witnessed something that Western headlines consistently missed: the institutional conversation about cryptocurrency wasn't happening the same way it was in New York or London. After spending over a decade trading derivatives at Barclays, Deutsche Bank, and Citibank, Eugene Ng transitioned to cryptocurrency leadership—first […]
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Crypto Taxes 2026: What US Investors Must Track All Year

19th December 2025
Crypto taxes in the US don’t usually go wrong because someone tries to hide something. They go wrong because the records are incomplete. A few missing timestamps, a transfer that looks like a sale, or a wallet-to-wallet move with no cost basis attached can turn “I’ll sort it out in April” into a painful reconstruction […]
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Mortgage Rates 2026 Outlook: What It Means for Landlords

19th December 2025
Mortgage rates in 2026 will likely stay “headline-sensitive”—moving on inflation prints, jobs data, and shifts in Treasury yields—rather than gliding smoothly lower. For landlords, that’s not a CNBC talking point. It’s a cash-flow issue. A modest swing in rate sheets can change DSCR, alter proceeds, or turn a refinance from “maybe” into “not yet,” especially […]
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Why Prepared Leadership Is Becoming a Competitive Advantage in Today’s Economy

18th December 2025
In an increasingly unpredictable global landscape, business leaders are recognizing the importance of proactive readiness not just in financial planning, but in decision-making, crisis management, and organizational resilience. It’s the same reason individuals pursue skills that improve real-world preparedness, sometimes even searching for a CPR certification course near me as part of developing a well-rounded […]
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