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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

The Hidden Financial Risks of Improper IT Asset Disposal

16th January 2026
Most companies don’t think about IT asset disposal until something forces the issue. An office move. A data center refresh. A storage room that’s quietly filled up with old laptops and servers no one wants to deal with. At that point, disposal feels like a cleanup task. Necessary, but operational. Not financial. That framing is […]
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Best Proxies for Crypto Trading Bots and Exchanges 

16th January 2026
Algorithmic crypto trading is often described as “set it and forget it.” In reality, it’s closer to running a small piece of financial infrastructure: your bot needs stable connectivity, predictable latency, and a clean, consistent network footprint. One weak link – timeouts, jitter, flaky routes, or sudden access challenges – and your strategy can degrade […]
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Personal Financial Rationality and Long-Term Planning in Uncertain Times

15th January 2026
Amid ongoing global economic uncertainty, personal financial management has shifted from an optional skill to an essential life competency. Inflationary pressure, interest rate fluctuations, changing employment structures, and the rapid expansion of digital financial products have made everyday financial decisions far more complex than in the past. Where stability once depended largely on income and […]
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The Hidden Online Risks Investors Ignore Until It’s Too Late

15th January 2026
Investing has moved to screens. A few taps can open an account, move money, or buy shares. That speed feels like freedom. It is also where many online investment risks hide. Most people think about market swings. Fewer think about passwords, links, or Wi-Fi. Yet one careless click can do more damage than a bad […]
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The 7 Stock-Market Apps Empowering DIY Investors in 2026 (And the Data Behind Their Edge)

15th January 2026
Mobile investing has broken out of its pandemic-era bubble: stock-trading apps pulled in $24.7 billion in revenue during 2024, a 19.9% jump year-on-year, while monthly active users topped 145 million. At the same time, quarterly downloads of investing apps are hovering near 300 million. With zero-commission trades now table stakes, the new battleground is decision […]
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Dow Futures vs. Nasdaq Futures: Key Insights for Index Traders

14th January 2026
Before the market opens, traders already have a sense of how the day might feel. They get that hint from index futures, especially Dow futures and Nasdaq futures — the two move on different rhythms. One reflects the weight of old industries and steady earnings, while the other mirrors fast-changing technology and speculation. Watching both […]
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Access to Multiple Markets via CFDs: What to Look For and Why It Matters

12th January 2026
In today’s fast-moving financial environment, traders increasingly look for flexibility, speed, and broad market exposure. One of the main reasons Contracts for Difference (CFDs) have grown in popularity is their ability to provide access to multiple global markets from a single trading account. Stocks, forex, commodities, indices, and even cryptocurrencies can often be traded side […]
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How to Combine the Xmaster Formula Indicator with Moving Averages for Forex Trading

12th January 2026
In the fast-paced world of forex trading, tools like the Xmaster Formula Indicator have become go-tos for spotting trends without the clutter of multiple charts. Developed in the early 2010s and refined through versions like XHMaster, this custom oscillator blends exponential moving averages (EMAs), MACD, RSI, and Stochastic into clear arrow signals that highlight buy […]
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How to Navigate Job Loss While Recovering from a Workplace Injury

12th January 2026
Facing a workplace injury is tough, and job loss makes it even harder. This crisis impacts both your health and finances, but knowing your rights, securing stability, and planning ahead can help. This post outlines practical steps and protections to support your recovery. 1. Understanding Your Legal Rights and Protections The first thing you need […]
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Financial Fitness: Tips for Improving the State of Your Wallet

12th January 2026
Do you ever find yourself consistently running out of money before your next paycheck? Or maybe you're covering your expenses, but you can't seem to save. Even if neither of these things are true, you might be struggling to reach your financial goals. The tips below provide some smart options that can help you strengthen […]
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Practical Household Budgeting in an Inflationary Environment

12th January 2026
Over the past few years, many households have shared the same experience: income may feel relatively stable, yet everyday living costs continue to rise. Food prices, energy bills, transportation, and routine services all seem to cost more than before. For most families, financial pressure does not come from one major expense, but from small, recurring […]
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Why More Professionals Are Choosing Online MBAs

12th January 2026
Not that long ago, an MBA was something you pictured happening on campus, in a lecture theatre, after a long day at work. Fast forward to now, and that idea feels pretty outdated. Across Australia, professionals are now rethinking how, when, and even why they pursue postgraduate business qualifications. This isn’t about lowering standards or […]
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