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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Everything You Must Know Before Applying for an Education Loan

19th December 2025
Pursuing higher education is one of the most important investments in a student’s life. Whether it is a postgraduate degree, specialised certification, or professional programme, the costs of studying can be substantial. This is especially true for international education, where tuition fees, living expenses, travel costs and insurance requirements can add up quickly. To bridge […]
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Best Tron Wallets in 2026 - A Practical Ranking for TRX and TRC20 Users

19th December 2025
Finding the right Tron wallet today is no longer just about storing TRX. For most users, the real challenge is handling TRC20 transfers efficiently, avoiding unnecessary network costs, and staying in control of Energy usage. A wallet that ignores these details often becomes expensive and frustrating over time. This ranking focuses on how Tron wallets […]
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Hiring a Financial Analyst: How to Align Role Responsibilities with Business Needs

19th December 2025
Bringing a financial analyst onto your team can feel like a big step. You know you need help sorting through numbers and forecasting the future, but figuring out what the role should actually look like is a whole separate challenge. Many businesses hire analysts without truly defining what they want them to accomplish. That usually […]
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Asia's Crypto Trading Landscape in 2025: Eugene Ng's Ground-Level View of the Region's Institutional Shift

19th December 2025
When Eugene Ng was building Gemini's business across Asia-Pacific in 2020-2021, he witnessed something that Western headlines consistently missed: the institutional conversation about cryptocurrency wasn't happening the same way it was in New York or London. After spending over a decade trading derivatives at Barclays, Deutsche Bank, and Citibank, Eugene Ng transitioned to cryptocurrency leadership—first […]
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Crypto Taxes 2026: What US Investors Must Track All Year

19th December 2025
Crypto taxes in the US don’t usually go wrong because someone tries to hide something. They go wrong because the records are incomplete. A few missing timestamps, a transfer that looks like a sale, or a wallet-to-wallet move with no cost basis attached can turn “I’ll sort it out in April” into a painful reconstruction […]
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Mortgage Rates 2026 Outlook: What It Means for Landlords

19th December 2025
Mortgage rates in 2026 will likely stay “headline-sensitive”—moving on inflation prints, jobs data, and shifts in Treasury yields—rather than gliding smoothly lower. For landlords, that’s not a CNBC talking point. It’s a cash-flow issue. A modest swing in rate sheets can change DSCR, alter proceeds, or turn a refinance from “maybe” into “not yet,” especially […]
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Why Prepared Leadership Is Becoming a Competitive Advantage in Today’s Economy

18th December 2025
In an increasingly unpredictable global landscape, business leaders are recognizing the importance of proactive readiness not just in financial planning, but in decision-making, crisis management, and organizational resilience. It’s the same reason individuals pursue skills that improve real-world preparedness, sometimes even searching for a CPR certification course near me as part of developing a well-rounded […]
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Alternative Investments and Risk Management: What Every Investor Should Know

17th December 2025
Many investors are moving away from the traditional investments of things like stocks and bonds and looking at alternative investments. These tend to be tangible assets that are selected because they tend not only to hold their value but also to appreciate over time, such as cask whisky.  While there is no such thing as […]
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How Choosing the Right Home Warranty Can Help You Avoid Unexpected Financial Stress

17th December 2025
In today’s unpredictable economic environment, even the most financially disciplined households can be caught off guard by sudden home repair costs. From broken water heaters to failing air conditioning systems, major home repairs are not only inconvenient but also financially draining. For homeowners looking to minimize risk and improve financial stability, purchasing a home warranty […]
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How AI is Revolutionizing Investment Strategies in 2026

17th December 2025
The global AI market hit $391 billion in 2025 and keeps growing. Big Tech committed $405 billion to AI infrastructure last year, which is an absurd amount of money when you think about it. That capital is changing how people invest, not just in theory but in actual practical ways that affect regular investors. Algorithmic […]
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What Can You Do with a Finance Degree?

16th December 2025
Are you considering going into finance, but maybe you’re unsure if it’s something that will align with your future goals? A finance degree doesn’t lock you into one narrow career path the way people often assume. If anything, it’s the opposite. It teaches you how money works, how businesses stay healthy, and who makes important […]
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How Students Can Budget Smartly: 7 Tips to Manage Money While Studying

16th December 2025
The transition to higher education is often the first significant foray into financial independence, presenting both opportunities and considerable risks. For many, this period is marked by an immediate and often stressful introduction to high living costs, reduced income streams, and the shadow of accumulating debt. The challenge is stark: how to balance mandatory academic […]
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