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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Tax-Efficiency in Modern Portfolios: A Strategic Comparison of FHSA, TFSA, and RRSP

5th January 2026
Let's talk about keeping more of your money. Building wealth is hard enough. The government takes a slice of your earnings every year. Smart investing is crucial. But tax-smart investing is even better. Canada offers powerful tools for this. The FHSA, TFSA, and RRSP are the big three.  Understanding their differences is key. A modern […]
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Do Title Loans Affect Your Credit Score? What Borrowers Need to Know

5th January 2026
In cases of short-term financial crunch, most individuals seek quick access to funds without the lengthy approval process required for conventional loans. Title loans are often attractive because they are secured by a vehicle and do not require good credit. Nevertheless, the most frequently asked question from borrowers is whether this form of borrowing affects […]
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Health Insurance Plans With OPD Coverage: Are They Worth the Extra Premium?

5th January 2026
Most people buy health insurance to feel safe about hospital bills. But healthcare costs often start outside the hospital, with doctor visits, tests, and medicines. Some health insurance plans cover these OPD costs too, usually for an extra premium. Whether it is worth it depends on how often you actually use outpatient care. What Is […]
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AI Meets Energy Infrastructure: How Data Will Shape Africa’s Next Power Boom

5th January 2026
Africa’s energy story has always been one of ambition meeting complexity. Demand is rising fast, cities are expanding, and millions of people still lack reliable access to power. At the same time, technology is advancing at a pace that few could have imagined even a decade ago. One of the most powerful forces shaping the […]
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Bridging the Gap: Creating Accessible Luxury in Dubai’s Housing Market

5th January 2026
Luxury Is Being Redefined Dubai is famous for bold buildings and high-end living. For years, luxury meant size, shine, and status. Bigger was better. Pricier was better. That idea is changing fast. Today’s buyers want homes that feel smart, calm, and well built. They want quality without waste. They want comfort without excess. This shift […]
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What Coaching Teen Girls Taught Me About Leading Grown Men in Business

5th January 2026
Written by John Sobel Most people are surprised when I tell them that some of my strongest leadership skills did not come from a boardroom, a seminar, or a business book. They came from a soccer field filled with teenage girls who taught me more about communication, patience, and performance than any professional environment ever […]
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Topic: How to Budget for Unexpected Legal Expenses

23rd December 2025
Unexpected legal costs can hit fast and disrupt even the most stable financial plans. From attorney retainers to surprise court fees, the best strategy is to treat legal emergencies the same way you would treat any other financial shock. With the right preparation, you can protect your savings, avoid high interest debt, and buy yourself […]
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5 Smart Ways to Strengthen Your Investment Decisions for the Future

23rd December 2025
Markets fluctuate constantly, and headlines often scream about the latest crisis or the next big opportunity. Navigating this noise requires a steady hand and a clear head, as emotional reactions frequently lead investors to buy at the top and sell at the bottom. You build real wealth not by chasing fleeting trends, but by establishing […]
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The Hidden Economics Behind Rising Electricity Costs And How Consumers Can Regain Control

23rd December 2025
Across the United States, electricity bills have climbed faster than general inflation for several years, putting pressure on households and small businesses already dealing with higher living costs. While energy headlines often focus on oil or natural gas markets, the true story of electricity pricing is far more complex, shaped by aging infrastructure, regulatory fragmentation, […]
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From Tap to Token: How to Build a Digital Wallet Users Actually Trust

23rd December 2025
People do not “want a wallet app.” They want money to move without surprises. They want instant top-ups. They want refunds that do not turn into a support ticket marathon. They want security that does not punish legitimate users. That is the real job of digital wallet development services And it is why fintech app […]
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Top Fintech Software Development Companies & How to Choose One

22nd December 2025
Fintech has reshaped the way money moves. From mobile payment apps to digital banks and trading platforms, financial services increasingly rely on custom fintech software development. These solutions aren’t plug-and-play—they’re built to meet specific business needs, ensure security, and comply with regulations. Choosing the right development partner is essential, as your software’s reliability, scalability, and […]
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Everything You Must Know Before Applying for an Education Loan

19th December 2025
Pursuing higher education is one of the most important investments in a student’s life. Whether it is a postgraduate degree, specialised certification, or professional programme, the costs of studying can be substantial. This is especially true for international education, where tuition fees, living expenses, travel costs and insurance requirements can add up quickly. To bridge […]
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