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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

How Financial Innovation Depends on Secure Digital Access

13th February 2026
We often talk about the future of money as if it were purely a matter of new technology, i.e., blockchain, AI-driven trading algorithms, or contactless payments that happen with a wave of a watch. But beneath the shiny surface of fintech lies a much grittier reality: none of this works without a bedrock of security. […]
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Why Browser Location Matters for International Remote Work

13th February 2026
The dream of working from anywhere usually involves a laptop, a beach, and a strong Wi-Fi signal. But once you actually land in Bali or Lisbon, the reality of digital borders hits you fast. We tend to think of the internet as a borderless expanse, but it’s actually incredibly fragmented by geography. For the international […]
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Mergers And Acquisitions Strategies For British SME Growth

13th February 2026
Growth is a constant priority for British small and medium-sized enterprises, yet the path forward is rarely straightforward. Many owners reach a stage where organic expansion begins to slow, competition intensifies, or new capabilities are required to remain competitive. At this point, strategic business decisions become essential. Mergers and acquisitions offer a structured way for […]
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Creating High-Performing YouTube Thumbnails with AI

13th February 2026
Thumbnails serve as the first impression of a video and convey value when browsing content. AI generators like this help YouTube creators reach more users by quickly and easily generating professional thumbnails, without requiring design skills or time-consuming adjustments. Why Thumbnails Determine Success Good thumbnails capture attention and emotions before the text is read, often using contrast, faces, […]
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Why Law Firms Are Increasingly Investing in Managed IT Support

13th February 2026
Law firms feel the pressure of rising security threats and increasingly complex technology demands. Every delay, glitch, or breach carries real consequences for client trust and daily operations. You’ve probably seen how even small IT issues can ripple through a case, a deadline, or a courtroom appearance. Stability isn’t a luxury anymore; it’s part of […]
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Should You Pay Debt or Invest First in 2026?

13th February 2026
The short answer to whether you should pay debt or invest first in 2026 is that it depends on your situation. Interest rates, income stability, and how soon you need your money all shape the right move. This article breaks down how to decide without second-guessing every dollar. Why the Pay Debt or Invest First […]
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How Financial Firms Can Stay on Top of SEC Compliance

13th February 2026
SEC compliance is central to a financial firm's operations, protecting investors and keeping in step with the evolving regulatory landscape. Here are seven strategies to build SEC resilience and reduce risk. Establish Robust Policies and Procedures Effective policies and procedures establish an organisation's compliance expectations in all aspects, including disclosures, recordkeeping, and dealings with clients or others. They […]
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Why Integrity Still Matters in Modern Accounting and Finance

13th February 2026
Accounting and finance touch real life. Paychecks. Rent. College funds. Small businesses. Charities. When integrity fails, the damage spreads fast. Stress rises. Trust breaks. Costs pile up. Tools are faster now. Data moves quickly. Deadlines feel tighter. None of that changes the core issue. People still make choices. Those choices still matter. Integrity is not […]
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The Psychology of Credit Card Spending: Why You Swipe More Than You Think

13th February 2026
The way we pay for things has changed a lot. Many of us now reach for a card instead of cash without even thinking about it. Credit cards feel easy, quick, and comforting at the time of payment. This smooth experience can quietly affect how much we spend and creates a strong sense of comfort. […]
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5 Hidden Costs First-Time Buyers Miss (And How Professional Conveyancing Prevents Them)

6th February 2026
Buying a first home is exciting, but it’s also full of details that are easy to miss. Many first-time buyers focus on the deposit and mortgage, only to find extra costs appearing later in the process. These surprises often cause stress and stretch budgets at the worst possible moment. Understanding where these hidden costs come […]
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Training Approaches That Ensure Workforces Keep Pace With Regulatory Change

6th February 2026
Regulatory requirements tend to evolve, making organizations face new challenges. Effective learning strategies are needed to respond to these changes. Organizations that keep employees aware of updated standards save involved parties a lot of money. In this post, we look at different methods that keep your employees in the loop about the changing rules so […]
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What are Future and Locked Tokens? How Can I Buy Them?

6th February 2026
Locked blockchain tokens are digital assets that you can't transfer, trade, or sell until certain conditions are met or a set time has passed. They're usually part of a vesting schedule or contract that controls how a crypto project's tokens are distributed. Locked tokens help keep projects stable and encourage long-term commitment. When tokens stay […]
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