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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Shipping Software for Small Businesses: How Rollo Ship Compares to Pirate Ship

5th January 2026
Shipping is no longer a background task for small businesses. It directly affects margins, delivery speed, and customer satisfaction. As eCommerce operations grow more complex, shipping software has become a central operational layer—connecting orders, carriers, inventory, and customers. Two platforms frequently discussed in the context of low-cost shipping tools are Rollo Ship and Pirate Ship. […]
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9 Free Coin Identifier and Value Apps

5th January 2026
Finding a free coin identifier and value app can transform your collecting experience. Modern technology makes it easy to identify unknown coins, check current market values, and manage your collection—all from your smartphone or computer. Here are nine top-rated tools offering free coin identifier and value features to enhance your numismatic journey. The Best Free […]
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Understanding Interest Rates and Their Impact on Mortgages

5th January 2026
What happens to a home loan when interest rates suddenly rise or fall? Many buyers hear rate updates but never truly grasp what they mean. Rates guide borrowing costs in ways that shape long-term plans. Lenders rely on them to balance risk with stability. Every shift influences budgets, loan choices, and household goals. Clear insight […]
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How to Sell a Business Note on the Secondary Market

5th January 2026
If you're holding a business note from seller financing a company you once owned, you can sell it for a lump sum instead of waiting years to collect monthly payments. The process involves finding note buyers, submitting documentation, going through due diligence, and closing the sale—typically within 30-45 days. Many CEOs and entrepreneurs who've exited […]
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Tax-Efficiency in Modern Portfolios: A Strategic Comparison of FHSA, TFSA, and RRSP

5th January 2026
Let's talk about keeping more of your money. Building wealth is hard enough. The government takes a slice of your earnings every year. Smart investing is crucial. But tax-smart investing is even better. Canada offers powerful tools for this. The FHSA, TFSA, and RRSP are the big three.  Understanding their differences is key. A modern […]
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Do Title Loans Affect Your Credit Score? What Borrowers Need to Know

5th January 2026
In cases of short-term financial crunch, most individuals seek quick access to funds without the lengthy approval process required for conventional loans. Title loans are often attractive because they are secured by a vehicle and do not require good credit. Nevertheless, the most frequently asked question from borrowers is whether this form of borrowing affects […]
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Health Insurance Plans With OPD Coverage: Are They Worth the Extra Premium?

5th January 2026
Most people buy health insurance to feel safe about hospital bills. But healthcare costs often start outside the hospital, with doctor visits, tests, and medicines. Some health insurance plans cover these OPD costs too, usually for an extra premium. Whether it is worth it depends on how often you actually use outpatient care. What Is […]
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AI Meets Energy Infrastructure: How Data Will Shape Africa’s Next Power Boom

5th January 2026
Africa’s energy story has always been one of ambition meeting complexity. Demand is rising fast, cities are expanding, and millions of people still lack reliable access to power. At the same time, technology is advancing at a pace that few could have imagined even a decade ago. One of the most powerful forces shaping the […]
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Bridging the Gap: Creating Accessible Luxury in Dubai’s Housing Market

5th January 2026
Luxury Is Being Redefined Dubai is famous for bold buildings and high-end living. For years, luxury meant size, shine, and status. Bigger was better. Pricier was better. That idea is changing fast. Today’s buyers want homes that feel smart, calm, and well built. They want quality without waste. They want comfort without excess. This shift […]
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What Coaching Teen Girls Taught Me About Leading Grown Men in Business

5th January 2026
Written by John Sobel Most people are surprised when I tell them that some of my strongest leadership skills did not come from a boardroom, a seminar, or a business book. They came from a soccer field filled with teenage girls who taught me more about communication, patience, and performance than any professional environment ever […]
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Topic: How to Budget for Unexpected Legal Expenses

23rd December 2025
Unexpected legal costs can hit fast and disrupt even the most stable financial plans. From attorney retainers to surprise court fees, the best strategy is to treat legal emergencies the same way you would treat any other financial shock. With the right preparation, you can protect your savings, avoid high interest debt, and buy yourself […]
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5 Smart Ways to Strengthen Your Investment Decisions for the Future

23rd December 2025
Markets fluctuate constantly, and headlines often scream about the latest crisis or the next big opportunity. Navigating this noise requires a steady hand and a clear head, as emotional reactions frequently lead investors to buy at the top and sell at the bottom. You build real wealth not by chasing fleeting trends, but by establishing […]
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