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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Is Your Property's Equity Just Sitting There? Smart Ways Aussies Are Using Home Equity for Business Ventures in 2025

3rd June 2025
Many Australian property owners possess a significant financial resource, often unrealised, in the equity built up within their homes or investment properties. This accumulated wealth, for many, remains dormant, yet it holds the potential to fuel ambitious entrepreneurial dreams and drive business growth. Many astute Australians are investigating intelligent methods to activate this latent capital.  The […]
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The Canada-US Tax Treaty: A Guide to Smarter Cross-Border Taxes in 2025

2nd June 2025
Last week, I was grabbing a coffee in Toronto’s Financial District when a client, a local app developer, rushed in, looking like he’d seen a ghost. “The IRS is after me!” he blurted out, waving a tax notice. He’d been paid by a US company but was already filing taxes with the CRA. Sound familiar? […]
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Why Is Crypto Crashing and Will It Recover?

2nd June 2025
The cryptocurrency market is experiencing a significant correction in December 2024, with Bitcoin falling below $99,000 after reaching historic highs above $100,000. This downturn has affected major cryptocurrencies across the board, causing the Crypto Fear and Greed Index to drop from 88 to 69. Multiple factors are contributing to this market turbulence, including Federal Reserve […]
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How to Choose the Right Health Insurance Plan in 2025 That Balances Cost and Care

2nd June 2025
In 2025, choosing the right health insurance plan requires a careful balance between affordability and comprehensive medical coverage. With medical costs continuing to rise, families and individuals need health policies that not only offer sufficient protection but also remain financially sustainable over time. Moreover, with evolving lifestyle needs and family structures, coverage areas such as […]
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Why Should You Consider Investing in an IPO in 2025?

2nd June 2025
Investing in an IPO (Initial Public Offering) has always been an exciting opportunity for investors looking to enter the stock market early. But why does it matter more in 2025? With economic recovery, evolving industries and new companies going public, there’s much to think about before you invest in IPOs. This article will help you […]
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 Instant Payments Across Borders: A Freelancer’s Dream?

2nd June 2025
There’s a moment every freelancer knows. You just crushed the project. The client’s happy. Invoiced and done. You check your bank the next morning. Nothing. Afternoon? Still nothing. “Should be there by Tuesday,” they say. It’s Friday. You sigh, then try to forget about it—but the bill reminder on your phone doesn’t. Cross-border payments are […]
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Leveraging PropTech to Enhance Due Diligence in Commercial Real Estate Deals

2nd June 2025
Due diligence is at the heart of every commercial real estate deal, and as an agent, your reputation hinges on getting it right. It’s about verifying every aspect of a property—structural integrity, legal clarity, environmental safety—to protect your clients from costly surprises. Your clients trust you to ensure their investments are sound. Missing key details […]
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Mad Honey vs. Regular Honey: What’s the Difference and Why Does It Matter?

2nd June 2025
Honey has long been celebrated as a natural sweetener, a staple in culinary traditions, and a valuable remedy for various ailments. Yet, not all honey is created equal. In fact, there exists an exotic and powerful variety known as Mad Honey. This rare honey stands apart from the usual golden nectar you find in a […]
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How to Train Staff on Hospital Asset Management Software

30th May 2025
Healthcare institutions heavily rely on efficient asset management. It ensures possession and preservation of every single piece of equipment while ensuring equality of use. Educating staff on the hospital asset management software is essential in optimizing these processes. This article discusses ways to help conduct training to ensure staff are sufficiently confident to run asset […]
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Breaking Down Business Loan EMI and Its Importance

28th May 2025
Introduction A Business Loan is a kind of financing offered by banks and NBFCs to meet your business needs. These loans can be utilized to meet your working capital needs, to purchase and acquire assets and raw materials, and to expand your current business. Business loans of Rs. 50,000 to Rs. 100 crores are available […]
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Navigating Economic Cycles: Lessons from Michael Shanly's Five-Decade Property Career

28th May 2025
In 1974, Britain's economy was unravelling. The global oil crisis had sent inflation soaring, wreaking havoc on industries and tightening financial markets. With wages failing to keep pace, the once-buoyant property market was sliding into uncertainty. As mortgage rates soared and access to development loans became increasingly restricted, the outlook for property developers became treacherous […]
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4 Best Merchant Cash Advance Companies of 2025

28th May 2025
As 2025 progresses, small business owners across the U.S. continue turning to merchant cash advances (MCAs) for fast, flexible funding. Whether you're a startup or an established brand experiencing temporary cash flow challenges, choosing from the best merchant cash advance companies can significantly affect your success. This guide covers the top merchant cash advance companies […]
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