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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Do Commercial Ice Makers Pay for Themselves

28th October 2025
If you run a restaurant, food truck, or bar, you know how important ice is to your menu and operations. You may be considering a commercial ice maker but feel wary of investing hundreds or even thousands of dollars into equipment when margins are so tight. Fortunately, these machines can pay for themselves fairly quickly […]
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Germany pension refund: who qualifies and how to apply

28th October 2025
If you have worked in Germany and contributed to the statutory pension system, you might be wondering whether you can get those contributions back. For many, leaving Germany means they will not retire there, so reclaiming contributions can make a big financial difference. Fortunately, there are easy steps for germany pension refund that you can follow […]
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Procurement’s Role in Product Innovation and R&D: Sourcing for Breakthroughs

28th October 2025
Markets reward teams that launch differentiated products on time and at target cost. Procurement sits at the intersection of suppliers, engineering, and finance, turning ideas into qualified parts and a reliable supply. When sourcing joins the development process early, speed-to-market improves, risk falls, and cost-to-serve becomes predictable rather than a late surprise. Strategic Mandate, Scope, […]
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How fixed deposit interest rates for senior citizens differ from regular FDs

27th October 2025
Fixed deposits remain one of the most preferred investment options for Indians seeking safe and steady returns. Among these, fixed deposit schemes tailored for senior citizens attract considerable attention because of their higher interest payouts. Understanding how Bajaj Finance FD rates for senior citizens differ from regular FDs is essential for making informed investment decisions. […]
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Smarter Ways Homeowners Are Reshaping Their Finances

24th October 2025
Significant developments are occurring in the U.S. real estate market. The September rate cut by the Federal Reserve Bank (FRB) of 25 basis points presents positively. Given the historically high interest rates of late, this reversal signals a potential turnaround. Changes are taking place, as property prices in Florida are gradually declining, and the demand/supply […]
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10 Accounts Payable Automation Trends to Watch in 2025

24th October 2025
Over the last few years, AI has helped to automate and speed up a variety of processes across many digital domains. Using AI has helped to provide more accurate, secure processes and the ability to integrate various management software for fully functional enterprise systems. Accounts payable approval software is just one area where AI is […]
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DeepL Translate: How Global Banks Save 60% Time on Content Localization

23rd October 2025
Translation vs localization: What banks need to know The ever-changing world of global banking demands more than simple content translation. Banks need to understand the significant difference between translation and localization to connect with international customers. Both elements play a vital role in financial success. Many institutions now rely on advanced AI tools like the deepl […]
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Developing Financial Leaders Through Modern MBA Education

23rd October 2025
Strong financial leadership is essential in sectors where decisions affect growth, stability, and long-term outcomes. Companies now rely on professionals who interpret data, guide performance, and connect financial operations to broader goals. As industries become more connected and markets react faster, the need for financially fluent leaders continues to grow. MBA education plays a central […]
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Understanding Tribal Loans and Their Role in Modern Lending

23rd October 2025
Tribal loans are a form of online lending offered by Native American-owned financial entities operating on sovereign land. These loans are available across the United States and are typically used by individuals who do not qualify for credit through banks or traditional lenders. Borrowers turn to them when urgent expenses arise or when their credit […]
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How Smart Investors Backtest a Crypto Trading Strategy Before Risking Capital

23rd October 2025
Every plan in traditional finance is put through a lot of stress tests before it is used on real money. The same reasoning works for crypto, where prices can change by tens of percent in just a few hours. Backtesting, which means testing a plan against past market data, is now one of the few […]
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Hidden Costs at Property Auctions First-time Buyers Often Miss

22nd October 2025
Buying a property at auction can seem like a shortcut to owning a home or expanding an investment portfolio. The promise of a quick sale and the chance to secure a property below market value can be tempting. However, beneath the excitement lies a complex financial process filled with unexpected costs and tight deadlines. Many […]
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Top 5 Prop Trading Firms

22nd October 2025
Prop trading has opened doors for traders to access capital beyond their personal funds while keeping a significant portion of their profits. Unlike traditional retail trading, prop trading allows you to leverage professional funds, giving you greater flexibility and opportunity to grow your trading career. After analyzing trader feedback, evaluating business models, and reviewing industry […]
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