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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Refinansiering: A Better Way to Manage Debt and Strengthen Your Finances

21st October 2025
With the growing complexity of personal finance, individuals and business owners alike are seeking improved avenues of addressing their commitments without necessarily raising financial demands. Refinancing, or replacing or rearranging existing loans under new conditions, is one of the tools that continues to gain popularity. Refinancing is opposed to taking on additional debt; it involves […]
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Top Trends in Trading Platforms: From AI to Social Investing

20th October 2025
Trading once meant crowded exchange floors and people shouting into phones. Today, it mostly happens on digital screens. Trading platforms now sit at the centre of global markets, handling billions in trades every day. What is changing fastest is how these platforms are built and what they offer. Artificial intelligence, real-time data, mobile apps, and […]
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How to Choose the Right Lender for Your Home Loan Balance Transfer

20th October 2025
A home loan balance transfer is a strategic financial move that allows borrowers to transfer their outstanding loan balance from one lender to another, usually to benefit from better interest rates or more favourable terms. With the range of options available in the market, selecting the right lender for a home loan balance transfer can […]
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The Power of Consistency: Grow Your Wealth with Automatic Gold Savings

20th October 2025
One of the most powerful — albeit much undervalued — wealth-building principles is the principle of consistency. If you are trying to build your business, grow your career, or prepare to ride out the tumults of the 21st century, you’re accustomed to the fact that positive outcomes are hardly the result of “one-off” silver bullet […]
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How Family Offices Select Portfolio Software in 2025

20th October 2025
Family offices increasingly face challenges selecting the right portfolio software. Finding a solution to meet unique requirements can be challenging. The stakes are high, and mistakes can lead to operational inefficiencies or missed opportunities. A good selection process considers private market asset support, robust data aggregation, and clear reporting tools. Security features and cost-effectiveness also […]
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Arkham Intelligence: The Platform Making Digital Finance Transparent

17th October 2025
Digital assets have reached a critical inflection point. With over $2.3 trillion in market capitalization and institutional adoption accelerating globally, cryptocurrency has evolved from experimental technology to essential financial infrastructure. Yet one fundamental challenge has persisted since Bitcoin's inception: the opacity of blockchain transactions. While every transaction is publicly recorded, identifying who controls which wallets […]
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The future of online payments in Europe: What businesses should know

17th October 2025
Europe’s online payments landscape is evolving faster than ever. For businesses, keeping up isn’t just about adding another payment option; it means navigating a complex mix of local preferences, regulations, and emerging technologies. Contactless payments, open banking,  BNPL and the future digital euro – these trends are reshaping how money moves across the continent. Understanding […]
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The Role of Academic Research in Predicting Financial Crises

17th October 2025
Financial crises have long been among the most disruptive forces in the global economy. From the Great Depression to the 2008 global financial meltdown and the pandemic-driven recession, each event has reshaped how economists, policymakers, and scholars think about markets and stability. While crises often seem unpredictable, academic research continues to play a crucial role […]
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Why Plasma Cutting Technology Is Key to Staying Competitive in 2025

16th October 2025
In 2025, staying ahead in manufacturing isn’t just about speed. Rather, it is also about smart production, precision, and adaptability. The market is moving faster, materials are more expensive, and customers expect quality without compromise. In this environment, efficiency is everything. That’s why more manufacturers are rethinking their cutting systems. Plasma cutting, once valued mainly […]
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How Writing a Will Protects Your Finances and Family Legacy

16th October 2025
Most of us avoid talking about wills — it feels uncomfortable, even a little morbid. But skipping that step can leave your family with more stress than security. Without a plan, the money and assets you worked so hard for could end up tangled in legal red tape instead of helping the people you care […]
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The best platforms and dealers for gold investing: What Reddit users have to say

16th October 2025
We live in an increasingly competitive world and as companies push more of their marketing messages out into the ether, many are turning to Reddit as a way of getting actual insights on products in an environment that, for now at least, is relatively unsullied by constant marketing pushes. Here, we look specifically at the […]
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Income Tax: Why should you use a tax calculator before filing your return?

15th October 2025
Filing taxes on guesswork can cost you, either in excess payments you never had to make or in notices for short payment. A simple way to avoid both is to run your numbers through an income tax calculator before you start filing your ITR. In a few minutes, you’ll know your likely tax outgo, whether […]
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