Alternative Lending

Iwoca has found that female applicants are 18% more likely to repay small business loans on time than their male counterparts. Women-led small businesses make up an estimated 20% of iwoca’s customers and it has supported an estimated 2,400…

Venture capital trusts (VCTs) remain front of mind for both SMEs and investors. In the 2016/17 tax period, fundraising stood at £542m – the highest figure in more than a decade – according to the Association of Investment Companies (AIC).…

With more businesses looking to finance the next chapter in their expansion and meeting dead ends, is it time to consider a different method.  Whilst traditional lending can help, more and more business are using Peer-to-Peer lending to…

Farida Gibbs, CEO of Gibbs Hybrid, discusses the pressures on banks to update their processes with new technology. Following the first increase in interest rates in ten years, banks have been under extreme pressure to pass on profits to…

Banks that demonstrate low fraud rates will be able to offer frictionless customer experience by escaping legal requirement for extra authentication. The upcoming Payment Services Directive - due to come into full force in January - has…