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Alternative Lending
P2P Lending: Here’s What the Year Ahead Looks Like
In the midst of widespread economic uncertainty and following several high-profile failures in the European market, it’s fair to say that 2019 was testing for the peer-to-peer sector.
3 Reasons Why P2P lending is a Viable Alternative to Stocks and Shares
Traditional stocks and shares investments are gradually slowing to make way for opportunities that provide more predictable returns on investment, with peer-to-peer lending rapidly increasing in popularity among investors looking to make a…
Are Business Models Changing Too Quickly for Banks to Keep Up?
For hundreds of years, banks have been following a simple yet effective business model – they take money in from depositors and lend it out to borrowers. Despite public consensus, there is nothing more complex than that.
LIBOR’s Demise Set to Rock the Foundations of Finance?
The 2012 LIBOR (London Inter-Bank Offered Rate) scandal rocked the financial world when it was revealed it had been manipulated for profit, culminating in combined fines of around $10 billion and a decision to cease LIBOR by the end of…
Can We Expect Google Banking in 2020?
A WSJ source recently revealed Google’s plans to offer checking accounts to the public next year, in what could be a very bold move from Alphabet to put its foot in the consumer banking sector.