Finance Monthly April 2020 Edition

5 www.finance-monthly.com Hello and welcome to Finance Monthly’s April 2020 issue! Who would have thought three months ago that our lives in April 2020 will consist of working from home, being able to leave the house only once a day, wearing gloves and masks when going to the supermarket (for essentials only) and then disinfecting every single item from our grocery shop? Travel bans. Sporting events cancelled. The 2020 Olympics postponed. Stock markets in freefall. Empty shopping malls. All thanks to a pandemic whose economic effects are becoming more and more widespread than originally anticipated. For this month’s edition of Finance Monthly, we’ve produced a collection of articles exploring the impact of COVID-19 on the economy and the financial services industry, which also offer tips on how to deal with the risk and uncertainty we are all faced with. Take a look at what else is inside Finance Monthly’s April issue: All of this and so much more - I hope you enjoy all the content in our April issue! For more financial news and commentary, please visit our website to stay up-to-date on industry news as it happens, join the conversation on our Twitter (@Finance_Monthly), like our Facebook page and follow us on LinkedIn and Instagram (@FinanceMonthly). Best wishes, Find us on Facebook Finance Monthly Tweet us @Finance_Monthly Stay Connected www.linkedin.com/finance-monthly Follow us on Instagram Financemonthly EDITOR’S NOTE WELCOME - EDITOR’S NOTE FINANCE MONTHLY Copyright 2020 195,880 net digital distribution Circulation details can be found at www.finance-monthly.com The views expressed in the arti- cles within Finance Monthly are the contributors own, nothing within the announcements or articles should be construed as a profit forecast. All rights reserved. Material contained within this publication is not to be reproduced in whole or part without the prior permission of Finance Monthly. SUBSCRIPTION DETAILS The Subscription rates for a printed copy of Finance Monthly for one year (12 issues including postage) are: £795.00 GBP $1,075.00 USD €895.00 EU Available on general subscription: [email protected] EDITOR Katina Hristova [email protected] PRODUCTION MANAGER Emma Tansey [email protected] Katina Hristova Editor ARE THE BIG FOUR STILL ‘THE BEST’? COVID-19: HOW CAN INVESTORS MITIGATE RISK? Page 48 ETHICAL INSURANCE IS NOT A MYTH Page 12 IS THE US COMMERCIAL REAL ESTATE MARKET ABOUT TO COLLAPSE AGAIN Page 40 CUSTOMERS LOVE DISRUPTORS: HOW HAVE THEY SHAKEN THE BANKING WORLD Page 20