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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Here’s How We Solve Financial Exclusion

14th November 2018
Improving access to financial services is on the agenda of central banks and development-focused organisations around the world. Yet, in many cases, efforts to reach unbanked individuals – around two billion – collide with outdated regulations and policies. Antonio Separovic, Founder and CEO at Oradian, believes regulators must embrace innovation to solve financial inclusion challenges. […]
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Banks’ Revenue Growth at Risk, But Why?

14th November 2018
New entrants to the banking market — including challenger banks, non-bank payments institutions, and big tech companies — are amassing up to one-third of new revenue, which is challenging the competitiveness of traditional banks, according to new research from Accenture (NYSE: ACN). Accenture analysed more than 20,000 banking and payments institutions across seven markets to […]
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Ethereum on the Verge of a Monumental Breakout

13th November 2018
Ethereum, currently the second largest cryptocurrency after Bitcoin, will experience a “monumental, defining global breakout” when smart contracts can accept outside data. The bullish prediction from influential technology expert, Ian McLeod of Thomas Crown Art, the world’s leading art-tech agency, comes as Ethereum’s price jumped 4% on Monday, adding some 8% over the last week, […]
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Bitcoin 10 Years Old: How it Changed Finance Forever

13th November 2018
Over its 10-year life Bitcoin has been the standard bearer of the new financial revolution. As the baby of the 2008 global financial crash, Bitcoin was launched as a direct challenge to banks and other financial intermediaries – a middle-finger to fiat currency markets. Below Kerim Derhalli from Invstr, provides expert detail on the rise […]
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Brexit Deal Confidence is Plummeting Amongst Investors

12th November 2018
Investors are rapidly losing confidence in the government’s ability to secure a good Brexit deal, according to new data from Assetz Capital’s Q3 Investor Barometer. The peer-to-peer business lender carries out its Investor Barometer every quarter, a survey of its 29,000-strong investor community. The Investor Barometer has tracked Brexit sentiment since the start of 2018, […]
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IFRS 16 – New Leases Standard Explained

12th November 2018
IFRS 16 – a new Accounting standard as per 01.01.2019. GRENKE gives you an overview of the main changes for lessees applying IFRS 16.
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How Do We Add More Value to the Payments Process?

9th November 2018
As global business and cross-border transactions have proliferated, there are significant implications for commercial customers who rely on banks and payments providers to provide a flawless service faster than ever. So how do can the financial services sector put value back into the process? Below Abhijit Deb, Head of Banking & Financial Services, UK & […]
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How Digital Gold Can Provide Cheaper Prices for All

8th November 2018
Gold has long been known as a store of value to help investors weather turbulent financial markets. Below, Shaun Djie, Co-Founder and COO of Digix, explains why digital gold is a forward moving solution for everyone. In recent years, it has also become far easier for the average individual to buy and sell gold. There […]
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The Top 5 Crucial Skills for the CFO of the Future

7th November 2018
With businesses embracing big data, new tech and digital media, the role of traditional CFO is evolving from financial expert to strategic partner, data analyst, talent curator and more. With the support of several data streams, James Booth, Chief Financial Officer at Instant Offices explains for Finance Monthly what this new era of the multidiscipline […]
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Majority of European Banks Fined for Money Laundering Offences

7th November 2018
Money laundering is a pan-European problem, with 90% of the continent’s biggest banks having been sanctioned for money laundering offences, new research by anti-money laundering (AML) experts Fortytwo Data shows. The firm found that at least 18 of the 20 biggest banks in Europe - including five UK institutions - have been fined for offences […]
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Financial Services Is Definitely Not Infallible to IT Failures

6th November 2018
Following recent incidents such as TSB's systems failure and Visa's service outage, operational resilience is increasingly vital. Bank of England and FCA recently published a report stressing the importance of business continuity during a disaster. Below Finance Monthly hears from Peter Groucutt, Managing Director at Databarracks, who discusses what businesses need/can to do to strengthen their operational resilience during a disaster to absorb any […]
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Paying by Finance and Why Every Millennial Wants in

6th November 2018
More often than not, you will hear stories in the news of Millennials complaining that their generation is hard done by, but can you really blame them? Unlike today’s baby-boomers or Generation X, Millennials are saddled with an uncertain economic future and have the tightest cash flow compared to previous generations all because of the […]
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