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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Data Is Worthless Without the Correct Approach

14th February 2019
Too many financial services firms still have a reactive approach to data quality. When data comes in, they validate it, cleanse it and then distribute it more widely.
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66% of Shoppers Would Not Use a Smartwatch to Make Purchases

13th February 2019
Survey of 1,000 UK consumers reveals that customers prefer traditional payment methods over wearables and smartwatch apps.
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Which Generation Saves Most for Their Retirement?

13th February 2019
Millennials are saving more of their income than the next oldest generation of workers. 
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Over Half of Brits Have Never Checked Their Credit Score

12th February 2019
As new research reveals apathy over credit scores, Equifax analysis shows that those living in the South West have the highest average Equifax Credit Score.
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How Much Will the Closure of Bank Branches Affect Consumers?

12th February 2019
Last week Santander announced it was closing 140 UK branches, saying that “the way our customers are choosing to bank with us has changed dramatically in recent years, with more and more customers using online and mobile channels.”
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What Are the 3 Key Drivers for Bitcoin’s Price Rebound?

11th February 2019
Bitcoin is finally on the verge of breaking out of the bearish sentiment that has gripped the cryptocurrency market.
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Why Investors Are Obsessed With the Inverted Yield Curve

11th February 2019
Amid a shaky marketplace, investors are eyeing the yield curve for signs of economic stability. History shows that when the yield curve inverts, a recession may soon follow.
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3 Top Tips to Protecting Your Identity in Online Transactions

7th February 2019
Online shopping has outpaced “live” shopping in popularity and transaction volume. Convenience reigns supreme as more people turn to the internet and shipping for their everyday necessities.
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A History of the FCA: The Changing Face of Credit Compliance

6th February 2019
For any FCA regulated firm, the risk and compliance function is an essential and integral part of the business – but it wasn’t always that way.
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Faster Capital Deployment Linked to Lower Returns

6th February 2019
New research from eFront shows an inverse correlation between the pace of capital deployment and fund performance.
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Save for a House or Invest in a Pension Scheme?

5th February 2019
On average, millennials aged 18 to 34 have £6,582 in savings, 39% are primarily saving for a house, and a third (33%) are not enrolled in a pension scheme. So is it better to think of buying a home or saving for your golden years?
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The Top 10 Leaders Capitalising on Contactless Payments

5th February 2019
In 2018, after years of card payments slowly weighing in on the dominance of cash transactions, cashless has now overtaken as the most popular method of payment. Last year saw a 15% drop in notes and coins used, and strengthened by the growing popularity of contactless cards, cashless payments now reign supreme.
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