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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Is a Poor Financial Education to Blame for Millennials Debt?

2nd August 2018
Financial education is a crucial part of any child’s development. However, with research revealing that the UK’s debt levels rising year on year, it’s beginning to look as though not enough is being done to ensure a future of smart spenders. Financial Literacy The concept of ‘financial literacy’ has once more become a cause for […]
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Consumers Left Clueless About Banking Options

2nd August 2018
Online research from Equifax, the consumer and business insights expert, reveals a lack of awareness of banking options among Brits. When presented with a list of digital banks 60% hadn’t heard of any of the brands and only 20% would opt for a challenger bank if opening a new account today. The survey, conducted with […]
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How Do I Get a Business Loan?

1st August 2018
At some point, most companies will need to borrow money, whether it’s to fund the growth of the business, to manage cash flow or to purchase new equipment. There are plenty of business loan lenders in the market, but it’s important that you take your time to find the right product for your business. Below, […]
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Summer Holidays Leaving a Trail of Debt

1st August 2018
Post holiday blues could hit hard for British holidaymakers this year as independent research recently released by CYBG’s digital banking service B reveals 33% of people experience challenges when they return home due to spending more than they can afford. With the peak summer holiday season only a week away, B’s research predicts British tourists […]
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Robbing Banks Isn’t the Same as It Used to Be

31st July 2018
There used to be a certain romance about a classic bank robbery - the outlandish plots, the intricate planning and the ingenious strategies (often involving digging tunnels) designed to get criminals into the vault and out with the cash. In the 21st century, though, the digital banking revolution means that instead of cracking the vault, […]
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Half of All Back-Office Processes to Be Automated Within a Decade

31st July 2018
More than two fifths (41%) of finance back-office processes could be automated in the next five years, a new study from global customer services provider Arvato CRM Solutions and management consulting firm A.T Kearney has found. According to the new report, 41% of finance back-office processes are set to be performed by robots by 2023, […]
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Financial Services Must “Unite and Fight” Against No-Deal Brexit

30th July 2018
The financial services industry must “unite and fight” against a no-deal Brexit that potentially erodes clients’ rights and damages the financial sector itself. This warning from deVere Group founder and CEO, Nigel Green, comes as the UK's International Trade Secretary, Liam Fox, said that Britain should accept a ‘no-deal’ scenario, instead of requesting more negotiating time. It […]
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Banks Can’t Become Complacent Despite Upbeat Forecast for Second Quarter

30th July 2018
As UK banks continue to report their interim results, the forecast remains positive for banking giants Royal Bank of Scotland (RBS) and Lloyds Banking Group. While the outlook is rosy, traditional lenders still face fierce competition from digital challenger banks, with 61% of smartphone owners opting to bank solely online. RBS is expected to outperform […]
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Wall Street's Reaction to Facebook Share Plunge

30th July 2018
Thursday's plunge knocked roughly $120 billion in market value off the tech stock and is dragging the rest of the sector lower. Before Thursday, Facebook's largest single-day loss came in July 2012 when it shed 11%. The company missed projections on key metrics after struggling with data leaks and fake news scandals.
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Why Are High-Street Banks Losing Their Young Customers?

27th July 2018
What’s that saying? You’re more like to get divorced than you are to switch your bank account. Below Matt Shaw, Strategist at RAPP UK, explores why high-street banks need to re-connect with young customers or face losing the next generation to digital first challengers. For ten years now consumers have been used to getting less […]
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Size of Personal Debt Continues to Rise

27th July 2018
According to the latest YouGov debt research commissioned by Equifax, 15% of UK adults have missed a payment on a credit card or short term loan at some point. Almost a third (32%) of UK adults with a credit card admit that, in a typical month, they don’t pay off their credit cards debts in […]
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Managing Transactions & Analytics Simultaneously in a High-Speed Financial World

26th July 2018
Below Graeme Dillane, manager, financial services, InterSystems, offers insight into best practices in the financial services industry, highlighting where current weaknesses lie and how they can overcome. Increasing trade volumes and periods of high market volatility create technology challenges for financial services firms. This is especially true for sell-side firms, which can experience extremely high […]
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