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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

5 Steps to Protect Your Business Against Rising Interest Rates

7th June 2018
Last November, the Bank of England raised interest rates by 0.25% - the first increase for ten years. The Governor of the Bank of England, Mark Carney, warned that we could see two more increases over the next three years – but then in February of this year, the Bank’s policy committee warned that rates […]
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The Fight Against Fraud: AI is the Tank and Data is the Fuel

7th June 2018
The financial services industry has witnessed considerable hype around artificial intelligence (AI) in recent months. We’re all seeing a slew of articles in the media, at conference keynote presentations and think-tanks tasked with leading the revolution. Below Sundeep Tengur, Senior Business Solutions Manager at SAS, explains how in the fight against fraud, AI is taking over as […]
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Here’s How Microtransactions Made Fortnite $300 Million in a Month

6th June 2018
Your kids won’t stop talking about it, your friend hasn’t come out of his house all week because he’s addicted to it, some of the world’s biggest sports stars and youtubers are doing it. It’s not a drug, it’s a game; Fortnite, and with so many playing the game month to month, the creators are […]
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Finance Experts Warn That Bitcoin Could Be Hampering the Future of Blockchain

6th June 2018
The impact of blockchain within the financial services industry could be significantly delayed by the damaging PR currently associated with cryptocurrencies, new research suggests. Insight gathered in a report by international law firm Gowling WLG reveals that financial services experts are fearful that if the negative headlines surrounding the likes of Bitcoin impacts industry opinion […]
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Your Thoughts: Italy's Crisis & the Eurozone

5th June 2018
According to many reports, Italy’s ongoing political failure has potential to bring the Eurozone crashing down, which in turn could cause mass impact across the globe’s economy, both short term and long term. In a recent turnoff events, both parties Five Star Movement and Lega Nord have been committed to the Italian government following a […]
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Digital by Default: Communication, Collaboration & the Banking Process

5th June 2018
Customers’ everyday interactions with banking and insurance companies have been undergoing a steady process of transformation for some time, but the process still has far to go, both in terms of direct communication with customers and collaboration with third parties. Below Tony Rich, Head of Propositions at Unify, discusses the current banking environment and its ongoing interactions […]
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5,000 Have Already Made a UK Tax Refund Claim This Tax Year

4th June 2018
Thousands of tax refund claims have been made within the first few weeks of the new tax year, according to research conducted by Rift Tax Refunds. The tax refunds specialist has analysed their own company data to discover thousands of Brits are claiming back what the tax man owes them. With the rising cost of […]
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Contractors, Taxes & the IR35 Meltdown

4th June 2018
On 6 April 2017, a new set of IR35 rules came into force for public bodies. Essentially, HMRC was no longer going to allow the public sector to take contractors operating through Limited Companies at their word that they were playing fair with employment status law. Bradley Post, Managing Director at Rift Tax Refunds explains […]
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How Long Will It Be Until PSD2 Actually Has an Impact?

1st June 2018
PSD2 had been previously described as a game changer for the financial industry, that was set to have a substantial impact on how mobile payments are conducted and authorised. Along with the challenges that face the mobile payments industry, there are also sizeable advantages to the new payment services directive that offer increased security for […]
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The Top 5 Cities for Graduates Seeking a Finance Career

1st June 2018
Dubai is now the number one city for graduates seeking a career in financial services, whilst London doesn’t make the top ten, reveals a survey by one of the world’s largest independent financial advisory organisations. In an annual poll, deVere Group asks those who start its flagship Graduate Programme, in which location within the Group’s […]
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Banking & Finance Were the Most Vulnerable Web Applications in 2017

31st May 2018
Positive Technologies has announced its latest report from its own audits of web application security: Web Application Vulnerabilities in 2017. The results, collated through the security firm’s automated source code analysis through the PT Application Inspector, detected vulnerabilities in every single web application tested in 2017. Among the key findings, 94% of applications had at least one […]
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Volvo: Finance Needs to Bet on the Future to Thrive in Digital Age

31st May 2018
Determined CFOs need to stay ahead of the game if they are to make an impact in an ever-changing market landscape, says Philippe Henriette, SVP of Finance, Processes and IT for Volvo Construction Equipment. Below Phillippe discusses the drive that’s needed to push finance into the digital age. The finance function has expanded from a […]
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