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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

How Can Banks & FinTechs Better Work Together?

11th April 2018
How are banks meant to co-exist, work with or become the initiators of fast-developing fintech when most are so caught up in legacy systems? Below Finance Monthly benefits from expert insight from Kyle Ferguson, Chief Executive Officer at Fraedom, on the potential avenues banks could focus on in the pursuit of tech advancement and the […]
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77 Facts About Cyber Crime Everyone Should Know in 2018

11th April 2018
As a society, we cherish our right to privacy probably more than anything else. Sharing is great, and we all enjoy it, but there is always that other side, the untold story, the personal, the secret. Now, let’s extrapolate this to a societal level. How many information is out there, purposely being concealed for the […]
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Your Thoughts: US-China Tariff War, Who Loses?

10th April 2018
Beijing recently retaliated the US’ extensive list of around 1,300 Chinese products it intends to slap a 25% tariff on. The White House claims the intentions surrounding these tariffs are to counter the ‘unfair practices’ surrounding Chinese intellectual property rights. In response, China has escalated the trade war to an extent none expected, targeting over […]
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Cryptocurrencies Remain Cryptic to Sceptical Shoppers

10th April 2018
Intrapay, a recently launched payments company within the Sappaya ecosystem, has announced the results of its new consumer survey into the consumer ecommerce experience and the demand for different payment methods provided through online retailers. The results suggest that consumer demand for cryptocurrency, both now and in the future, falls well short of hype within […]
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6 Out of 10 People Would Consider Cryptocurrency Investment

9th April 2018
Six out of 10 people with currently no exposure to cryptocurrencies would consider including cryptocurrencies like Bitcoin into their investment portfolios, reveals a new global poll. Meanwhile, seven out of 10 people who do hold cryptocurrencies are planning to increase their exposure in the next 12 months. In the survey carried out by deVere Group, […]
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Investors Braced for Economic Headwinds

9th April 2018
Investors on the Assetz Capital platform are expecting to feel a negative impact from the UK’s economic situation in the next three months, despite the government lauding growth of 0.8% in Q4 2017. The peer-to-peer lending platform canvassed the views of its investors in the Q1 Assetz Capital Investor Barometer. Asked how the economic situation […]
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5 Lessons Financial Organisations Can Learn from Amazon

6th April 2018
Amazon was once a small business selling books on the internet. Now it’s at the top of its game, with its hands in a multitude of baskets. Surely there’s a wide variety of lessons we can learn from their dynamic strategies. Below, Karen Wheeler, Vice President and Country Manager UK at Affinion, presents Finance Monthly […]
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Would You Use Cryptocurrencies for Business Transactions? 8 in 10 Would

6th April 2018
The majority (80%) of organisations have expressed interest in using cryptocurrencies - such as bitcoin - for business transactions, despite widespread fears of being compromised by associated DDoS attacks, according to new research from the Neustar International Security Council (NISC). While 48% highlighted alternative forms of currency as a way to generate income through potential […]
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Do You Understand Your Credit Card Agreement?

5th April 2018
Price comparison experts Money Guru conducted a survey of 1,000 UK credit card holders. This uncovered a deep-rooted misunderstanding of credit card agreements. The majority of credit cards can now be signed up for online. This means with no one there to talk you through each point, the agreement needs to be detailed and cover […]
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Here’s How the Financial Services Sector is Cashing in on Tech

4th April 2018
Financial sector leaders feel more positive than peers in other industries (89%) about tech change within their organisations, according to Fujitsu’s Tech in a Transforming Britain report. Despite half (50%) saying banks will not exist in their current form in a decade, an overwhelming 95% believe technology is the key to driving their organisation forward. […]
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Don’t Be Spooked by Stock Market Turbulence

4th April 2018
Stock market investors should not be spooked by the return of volatility on US and global stock markets, they should instead use it to their advantage. This is the message from deVere Group as US stocks fell into correction territory on the first day of the new quarter, triggering a ripple effect to other financial […]
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Late Payment Culture Rife in Formula 1

3rd April 2018
Data released in Creditsafe’s Prompt Payment Formula 1 Standings, has revealed that, on average, Formula 1 teams pay 16% of their invoices late by an average of 10.5 DBT (days beyond the agreed payment terms), despite a combined turnover of over £3.6 billion. Red Bull was found to be the worst offender, paying almost a […]
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