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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Are Financial Services Suffering from Complex Security Needs?

21st February 2018
The need for financial institutions to be prepared against cyberattacks is doubly pressing this year, following a raft of new regulations. These have shifted the mandate from one of annual compliance exercises to an ongoing assurance that IT systems are prepared and secure. Hiscox recently published its Cyber Readiness Report, surveying how prepared major institutions […]
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Have Payments Become a Commodity?

21st February 2018
In 2018, consumers enjoy more choice and power over their purchasing decisions than ever before. The retail market has evolved to the point where the strength of a product and its price no longer call all the shots. Below Peter Caparso, President North America at Checkout.com, explains why payments may even be considered a commodity […]
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Your Thoughts: Time for Business Expansion?

20th February 2018
Optimism is high among SMEs across both Europe and the US, but is said optimism enough to warrant actual business expansion? With investment in tech, especially AI, can SMEs afford to expand into new markets and regions? With tax cuts in the US, the new budget, incentives in the UK and confidence in markets all […]
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The Incredible Growth of Fintech (in Numbers & Facts)

20th February 2018
Everything evolves, constantly. Each new breakthrough poses heaps of new questions to which answers are yet to be discovered. One of these breakthroughs happened with fintech. Fintech, as a word, is what linguists would call a portmanteau – a combination of two separate words. In the case of fintech, those two words would be financial and technology. However, […]
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SMEs Remain Optimistic Despite Brexit & Late Payments Fears

19th February 2018
Dun & Bradstreet and the Small BusinessResearch Centre have revealed a community of small and medium enterprises (SMEs) who are confident that the UK is a great place to start a small business (72%), but face a plethora of challenges in a rapidly changing political, regulatory and economic landscape. The study found that UK SMEs see late […]
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Will Trading Crypto Get You Hacked?

19th February 2018
Now a booming trading market, cryptocurrencies do however create an avenue of risk. Below Schalk Nolte, CEO at Entersekt, discusses said risk and the overall safety of trading Bitcoin and the likes. It’s official: Bitcoin is now the golden child of the investment community. Following news headlines about becoming instant millionaires, starry-eyed cryptocurrency enthusiasts are […]
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Watch Jack Ma's Original Alibaba Sales Pitch (1999)

19th February 2018
In this clip from 1999, Jack Ma delivers a speech to 17 friends in his apartment to introduce Alibaba and lay out his plan to compete with US internet titans.
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Can the Funds Sector Learn a Few Lessons from Skype?

16th February 2018
Complexity often means risk, mess and can easily spell disaster. The fund sector for example, is one that requires constant thinking, innovating and success management; and it’s not always so easy, especially with a myriad of tasks and operations to see to internally. Below Lauri Paal, who used to work with Skype, Microsoft, and is […]
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Banks Made Nearly £10 Billion From Account Charges in 2017

16th February 2018
Average UK current account holder charged £152 last year in overdraft, FX, transaction and other fees, according to analysis from Plum. Analysis of over 11,000 UK personal current accounts (PCA) has revealed that the average holder was charged £152 in bank fees last year which, if incurred by every one of the 65 million active […]
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Is Fake News Bad for the Economy?

15th February 2018
Spread across social media sites and uttered consistently by the leader of the United States, Donald Trump, on several occasions, the term ‘fake news’ has seriously caught on. It has affected the way media platforms operate, the way the public perceives information and even how governments confront the spread of extremism. Below, Finance Monthly hears […]
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Will All Finance Professionals Be Robots in the Future?

15th February 2018
Far from taking human jobs in future, Artificial Intelligence (AI) and Machine Learning (ML) technologies are going to free up finance professionals from spending too much time on monotonous tasks and allow them to focus on more strategic tasks of higher value to the business. Does this mean that finance roles will mostly be driven […]
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Zero Based Budgeting: The SME Weapon in the Enterprise Armoury

14th February 2018
Large enterprises have traditionally struggled to keep up with the pace of their more agile and disruptive SME counterparts. Nowhere is this truer than the finance department. Below Karen Clarke, Regional Vice President at Anaplan, explains the useful simplicities of the zero based budgeting method and the huge possibilities of savings for any business. It’s […]
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