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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at [email protected] if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Mortgage Sales Plummet by £1.8 Billion in July

25th August 2017
Mortgage sales for the UK decreased by £1.8 billion in July, down 10.8% on the previous month, according to Equifax Touchstone analysis of the intermediary marketplace. Buy-to-let figures were resistant to the general decline, down by just 0.2% (£3.9 million) to £2.6 billion, while residential sales dropped by 12.8% (£1.8 billion) to £12.2 billion. Overall, […]
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Did You Think Late Payments Was Just Small Business Issue?

24th August 2017
Late payments are an even bigger challenge for those medium-sized companies, with 94% of businesses employing over 50 people reporting that the issue is causing cashflow problems for them. This is according to new figures from Ultimate Finance. In partnership with BDRC Continental, Ultimate Finance conducted research into the impact of late payments on the […]
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By 2020 Fraud is Expected to Have Resulted in Losses of £28,5 Billion

24th August 2017
Card fraud has increased 19% year on year, according to The Nilson Report, accounting for losses of around $16.3 billion, in 2015. France has seen an 8.9% increase in card fraud and the US, which has the largest fraud/loss ratio, currently accounts for 47.3% of the world’s payment card fraud losses. The threat to banking is at least […]
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Global Forum Approves Bermuda as ‘Largely Compliant’

23rd August 2017
Bermuda has won world approval of its tax information exchange practices with other jurisdictions. A global body said this week that those practices comply with international standards. Premier and Minister of Finance the Hon. David Burt JP MP responded to the announcement by thanking Bermuda government officials who have worked hard to make this a […]
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Your Thoughts: The Bitcoin Blockchain Blast-off

22nd August 2017
The Bitcoin (BTC), the first and original cryptocurrency worldwide, has been very volatile and seen incredible ups, with some downs, over the past few years. Last week saw its value fall once again, following days of gains, and after recently splitting to Bitcoin and Bitcoin Cash (BCC). Nonetheless, 1 Bitcoin is equal to approximately $3907.82 […]
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Total Acquires Maersk Oil for $7.45 Billion

22nd August 2017
Total, the French supermajor, has now acquired Maersk Oil, a Danish oil and gas firm, becoming the second biggest North Sea operator. The $7.45 billion (£6 billion) deal is the biggest North sea deal in the last ten years, and stands out given most oil and gas firms are currently retreating from UK waters. According […]
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What Does the Bank of the Future Look Like?

22nd August 2017
Retail banks have an opportunity to differentiate with new offerings and control their own disruption. Find out how: http://cs.co/90018tx9R
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What Investors Need to Learn from Germany’s Stock Market Crash

18th August 2017
The German stock market crash is a timely reminder of the need to broadly invest, affirms one of the world’s largest independent financial services organisations. The comment from Tom Elliott, deVere Group’s International Investment Strategist, comes as the DAX, Germany’s top stock index, was nearing the red after shares in the country’s largest car makers […]
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Amazon, Apple, Facebook and Samsung Are the Most Traded Investments in 1H17

18th August 2017
Big technology brands are proving irresistible to today’s investors, data from award-winning investment game app Invstr has shown. Experts from the innovative fintech company extracted investment game data from their users in more than 170 countries, and found that, in the six months up to July 31st, outside of silver and gold, familiar consumer-facing brands […]
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Millennials Will Reach 70 Before They Achieve Financial Freedom

17th August 2017
The time of true financial freedom has likely already arrived for those born on or before 1st September 1953 (Baby Boomers), but the future is not looking so bright for the Millennial generation (born between the early 80s up to 00s), who will face a more expensive and far longer financial struggle – according to […]
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Aviva & Axa Profits Up: So Why Are We Paying the Highest Ever Insurance Premiums?

17th August 2017
Two of the UK’s largest insurance companies, Axa and Aviva, recently disclosed increased profits and dividends at a time when drivers are paying out car insurance premiums at a record high average of £690 for comprehensive cover. Aviva’s half year results for 2017 show that its overall operating profit rose by 11%, and that operating […]
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How Close Are We to a Cashless Society?

16th August 2017
Transactions made in cash are losing ground to digital payments, and governments around the world are considering the merits of losing paper currency for good. Bloomberg QuickTake Q&A explains the advantages and disadvantages of a world without cash. Video by Henry Baker
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