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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at [email protected] if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

FCA Proposes Changes to Advice on Pension Transfers

26th June 2017
The Financial Conduct Authority (FCA) has published new proposals on advice relating to pension transfers where consumers have safeguarded benefits, primarily for transfers from Defined Benefit to Defined Contribution pension schemes. The FCA proposals aim to reflect the current environment and the increased demand for pension transfer advice. Since the introduction of the pension freedoms […]
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Insights Beyond Payment: AI Leads the Way in Smart Payment Data Analysis

26th June 2017
Artificial intelligence is shaping the future of retail. Smart algorithms and data analyses are creating sustainable performance benefits across all levels of the retail supply chain. With its Omnichannel ePOS Suite, Wirecard AG is the first payment provider to offer a fully integrated solution for self-learning analyses based on payment data in combination with other […]
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Amid Uncertainty, Are You Falling Behind in Your Investment Approach?

23rd June 2017
According to new research released this week by Dreyfus, a pioneer in US investing, half of individual investors (49%) have indicated they have yet to take any action to reevaluate their investment approach in light of the possibility of a shifting investment landscape, as we head into the eighth year of the economic recovery. "As […]
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Card Payments More Than Double in 10 Years; Will This Continue?

23rd June 2017
The number of purchases using debit and credit cards has more than doubled in the past 10 years, as contactless payments and online retail have driven a change in the way consumers pay, a new report from The UK Cards Association shows. Debit and credit cards were used to make 16.4 billion purchases in 2016, […]
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A Data Breach Could Cost Your Business £98 Per Individual Record

23rd June 2017
This week, IBM Security and Ponemon Institute released the annual Cost of a Data Breach report. This year’s report found that the UK experienced a decrease in the cost of a data breach, from £2.53 million in 2016, to £2.48 million in 2017. The average cost per lost or stolen record in the UK is […]
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Investment Company Purchases Hit Record Level Over Past 12 Months

22nd June 2017
Latest research from the Association of Investment Companies (AIC) using Matrix Financial Clarity has revealed purchases of investment companies by advisers and wealth managers on adviser platforms hit a record level over the 12 months to end of March 2017 at £777m. This is 11% higher than in the year to December 2015 (£698m), which […]
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Businesses Face More Complex Due Diligence Challenges with New Anti-Money Laundering Laws

22nd June 2017
Life is about to get tougher for money launderers. One of the new government’s first tasks will be to approve draft regulations to implement EU 4MLD[i]. These new regulations, with their more rigorous approach, apply to banks and other relevant persons[ii]. One of the major changes is the need to thoroughly search for adverse information […]
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The Top 4 Strategies to Strengthening Your Brand Equity

22nd June 2017
How much is your brand worth? Donald Trump values his personal brand at more than $3billion. Shweta Jhajharia of The London Coaching Group defines a business’s brand equity as comprising all the associations, emotions, and experiences that come to mind when a consumer is exposed to the brand: basically, what kind of bond is there […]
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Financial Services Perspective on the Queen's Speech

21st June 2017
At the heart of the Queen’s speech today were an array of proposed bills that prepare the UK for a smooth exit from the European Union. Of 27 bills, eight pertain directly to Brexit and its implications for key sectors. There are bills to convert EU laws to UK laws and some measures on immigration, […]
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The 5 US Cities Where the Cost of Living is Rising Fastest

21st June 2017
American household debt totalled a record $12.73 trillion as of March 2017, so cost of living concerns are more pertinent than ever. Personal finance news and features website GOBankingRates conducted a study to identify which cities across America have seen the largest increase in cost of living expenses from 2016 to 2017. The study evaluated US […]
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5 Quick Money-Saving Tips for SMEs

21st June 2017
Business of all shapes and sizes need to keep a strong eye on their financial situation. But this is especially true for small to medium-sized enterprises, lacking the resources of their larger brothers and sisters. Wink Bingo below lists 5 quick money-saving tips for Finance Monthly. The essential fragility of the SME means that - […]
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Upward Spike in Bad Business Debt

21st June 2017
The ‘TDX Group Consumer Debt Report 2017’ from the UK’s leading provider of data and technology-driven debt solutions for businesses, reveals that over a quarter (28%) of Brits fear they may not be able to keep up with repayments on their personal debt. The online survey, conducted by YouGov, also found that unsecured debt now […]
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