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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Are Businesses Facing a Global Freeze on Payments?

2nd February 2018
The late payment culture knows no borders. The proportion of UK invoices being paid late - and the amount of time taken to settle them by EU and US firms - has risen dramatically between 2016 and 2017. Findings from business finance company MarketInvoice reveal that 73% of invoices sent by UK businesses to EU […]
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Is Ethereum a Legitimate Threat to Bitcoin?

1st February 2018
With the rise of several follow ups to Bitcoin, cryptocurrencies are proliferating at a very serious rate. With ICOs left, right and centre, Bitcoin could soon be facing serious competition; or is the competition already here? Below Richard Tall from DWF explains why Ethereum could be the new kid on the block. I was helping […]
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2018 Predictions for Business Ecosystem, Enterprise Wearables and Blockchain

1st February 2018
Below Ravi Krishnamoorthi, Sr. Vice President & Head of Business and Application Services at Fujitsu in EMEIA, shares his predictions on the digitally disrupted world including the importance of partnerships in the business ecosystem, enterprise wearables and blockchain – not just for cryptocurrencies. Without the right ecosystem businesses will fall at the first hurdle We […]
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End of Term Funding Scheme More Important to Savers Than Any BoE Rate Rise

31st January 2018
Below, Paul Richards, Chairman of Insignis Cash Solutions, explains why the end of the TFS will have adverse effects on savers and banks. 28 February 2018 marks the end of the term funding scheme (TFS), a source of cheap borrowing for banks since its launch in August 2016. This ability to borrow at a low […]
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Carillion’s Downfall Was Its Backward Supply Chain Management

30th January 2018
The recent collapse of Carillion is one of the biggest domestic insolvencies in almost a decade, characterised by some as another Lehman. For Britain’s second largest construction company, its 43,000 global employees also provided a range of facilities management and ongoing maintenance services, most notably to a variety of UK government agencies. Until last July, […]
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Cryptocurrency Mining Now Possible on Mobile Devices?

30th January 2018
Electroneum, the first British cryptocurrency, has reported a successful first month of its mobile mining BETA trial, giving millions of smartphone users global access to mine cryptocurrency through their mobile devices. Electroneum’s worldwide survey of over 44,000 participants saw 93% of users being young males, 64% labelled “crypto newbies” and 56% anticipating they will use […]
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The Top Trends Shaping Major European Banks in 2018

30th January 2018
S&P Global Ratings said that its top 50 rated European banks turned a corner last year, a decade after the start of the financial crisis, and are likely to continue down this brighter path in 2018, according to the report, ‘The Top Trends Shaping Major European Banks In 2018’. Idiosyncratic developments aside, there was clear […]
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3 in 5 Mid-Market Businesses Plan to Increase Exports Beyond Europe

29th January 2018
Mid-market businesses are bracing themselves for the impact of Brexit and looking beyond Europe to shore up their future success, according to research from Mills & Reeve. The study, Defying Gravity - based on the opinions of 500 leaders of medium-sized businesses – reveals that mid-market businesses remain confident in their growth prospects despite feeling […]
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Wall Street's 'Melt-Up' Likely to Lead to Strong 2018 Stock Market Returns

29th January 2018
The euphoric rally of US stock markets is sustainable through 2018, forecasts a leading global analyst at deVere Group. Tom Elliot, deVere Group’s International Investment Strategist, is speaking after America’s leading market indices - the Dow, S&P, and Nasdaq - finished at a record high following the end of the government shutdown. Mr Elliott comments: […]
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15 Business Books Everyone Should Read

29th January 2018
The top 15 books to read for business, investment, and life, with descriptions and tips on when to read.
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US Banks Are Relying on Fintechs to Overcome Legacy Systems

26th January 2018
Legacy systems are preventing nearly two thirds (64%) of US commercial banks from developing Fintech applications, research commissioned by Fintech provider Fraedom has revealed. Interestingly, 82% of the respondents that highlighted this concern were shareholders. Over half of those polled also noted a lack of expertise within banks as an important concern (56%), just ahead […]
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1/4 of Finance Startups Suffer from Health Impacts

26th January 2018
More than a quarter (27%) of small financial business owners in the UK have had a health scare since starting their business according to research from Ultimate Finance, which explores the pressure British SMEs are under in the UK. 79% of financial business owners and managers worry their current work / life balance is having […]
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