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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Americans Want a Budget That Cuts the Deficit

12th May 2017
As anticipation for President Donald J. Trump's first budget release in the next few weeks reaches a crescendo, there is much debate about whether cutting the deficit should be a priority for the administration. Apparently most American voters think it should be. In a unique survey in which respondents made up their own Federal budget, […]
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The CyberCFO: Spend Your Money Where It Matters

12th May 2017
Cyber security is a real and current threat to businesses in all sectors and sizes. Below, Stefano Capaldo, Managing Director of Firebrand talks to Finance Monthly about the opportunities available to the cyber savvy CFOs out there, from employee training to cyber security apprenticeships. Just a few weeks ago, Government revealed half of UK firms […]
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Steady Strong Commercial Real Estate Market in Q2, Uncertainty for the Future

11th May 2017
Commercial real estate industry leaders participating in The Real Estate Roundtable's Q2 2017 Economic Sentiment Index report that market conditions are stable and will maintain slow, but steady growth over the next several months – yet many respondents are also less optimistic about future conditions due to uncertainty in domestic policy and the geopolitical landscape. […]
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Mortgage Rates Dawdle Leading Up to Fed Announcement

11th May 2017
Mortgage rates were little changed leading up to Wednesday's Federal Reserve announcement, with the benchmark 30-year fixed mortgage rate inching lower to 4.18%, according to Bankrate.com's weekly national survey. The 30-year fixed mortgage has an average of 0.22 discount and origination points. The larger jumbo 30-year fixed was unchanged at 4.14% and the average 15-year […]
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Death, Taxes and Digital Transformation: Is the Banking Revolution Inevitable?

11th May 2017
As technology changes, and thereby so does the customer, a banking revolution is at hand. Here Peter Veash, CEO at The BIO Agency discusses with Finance Monthly the sector’s adaption to the internet of things and the constant need to be ready for change. High street bank brands have remained largely set up to cater […]
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You Could Be Missing New Opportunities with England's Water Market Deregulation

10th May 2017
In light of the recent water market deregulation, Bob Millar, Water Specialist at Inprova Energy, discusses here with Finance Monthly the key opportunities to be considered for businesses, with the potential to save both time and money. Businesses in England of whatever size can now shop around for their water and wastewater services in the […]
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25% Drop in Global Correspondent Banking Relationships Linked to De-risking

10th May 2017
Recent banking research from Accuity has revealed that between 2009 and 2016, correspondent banking relationships, where one financial institution provides services on behalf of another in a different location to facilitate cross-border payments, have reduced globally by 25%. This comes despite the fact that global GDP per capita grew during the same period, following the […]
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Your Thoughts: The UK's 100 Billion Brexit Bill

9th May 2017
Last week Brexit Secretary David Davis said the UK will not be paying the EU’s expected €100 billion ‘divorce bill’ in order to leave the Union. Michel Barnier, the EU’s Chief Negotiator said it’s not a punishment, simply a settlement of accounts. This ‘divorce bill’ is expected to be the most fought over and sensitive […]
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Strongest Quarter in Five Years for Private Sector Outsourcing Market

9th May 2017
The UK’s private sector outsourcing market recorded its strongest quarterly performance in five years in Q1, with businesses agreeing deals worth £2.42 billion, according to the Arvato UK Outsourcing Index. The research, compiled by business process outsourcing (BPO) partner Arvato and industry analyst NelsonHall, revealed the largest private sector spend since Q4 2011 (£4.04 billion) […]
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How Will the General Election Impact the City?

9th May 2017
With more than 30 years’ experience in the City, Kerim Derhalli, CEO and founder of invstr and a former managing director at Deutsche Bank and JP Morgan, talks to Finance Monthly about the upcoming UK General Election, hinting at the overall spread of its impact and the value of its consistency in a current world […]
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Car Tax Investigation Highlights Company Car and Fleet Opportunities

30th June 2017
Last week, it was revealed that the car finance industry is the latest to reportedly be lending irresponsibly. Here Wagonex explains to Finance Monthly why and how this sheds light on fresh emerging opportunities for business fleets and employee benefits. Car finance has seen the fastest expansion of consumer credit, followed closely by personal loans […]
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One Month After Article 50: The Top 10 Tips for Successful Brexit Investing

8th May 2017
Given that it has been more than a month from the date Article 50 was triggered and the two front runners in the French presidential race are confirmed, just how well are UK markets doing and how are global ones faring in a time of such regular change? Michelle McGrade, Chief Investment Officer at TD […]
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