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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

National Bank of Angola Reveals Strategy for Financial Regulatory Reform

1st March 2017
A delegation of the National Bank of Angola (BNA) headed by Governor Valter Duarte da Silva was recently in Paris for meetings with the Bank of France and other French banking system institutions, to strength institutional relations and raise awareness in the French financial sector for the reform of the regulatory and banking supervision framework […]
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Bank Card Default Rate in US Hits 42-Month High in January

28th February 2017
Data through January 2017, released by S&P Dow Jones Indices and Experian for the S&P/Experian Consumer Credit Default Indices, a comprehensive measure of changes in consumer credit defaults, shows the composite rate up three basis points from the previous month at 0.92% in January. The bank card default rate recorded a 3.21% default rate, up […]
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Brexit & Working Capital Impact: How Should Organisations Prepare?

27th February 2017
With the impending prospect of Article 50, how should the savvy prepare? Here Finance Monthly benefits from an expert answer, authored by István Bodó, Amaury DeMoor and Karan Lal of REL, a division of The Hackett Group. The British referendum vote makes a mark in the European Union’s history, as the United Kingdom has taken […]
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The Top 5 Unicorns to Watch Out for in 2017

27th February 2017
Every year we see more and more up and coming golden eggs in the tech sector, so we thought we’d bring you a quick round up of what to expect for 2017, authored by Ben Little, co-founder Fearlessly Frank.
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Mortgage Rates Bound Higher on Inflation Pickup

24th February 2017
US mortgage rates jumped last week, with the benchmark 30-year fixed mortgage rate moving to 4.35%, according to Bankrate.com's weekly national survey. The 30-year fixed mortgage has an average of 0.25 discount and origination points. The larger jumbo 30-year fixed climbed to 4.34%, while the average 15-year fixed mortgage rate rebounded to 3.51%. Adjustable mortgage rates […]
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What Are the Common Traits in Victims of Investment Fraud?

24th February 2017
With Americans losing tens of billions of dollars annually to investment fraud schemes, what mindsets and behaviors are common among those who fall victim? A new survey by the AARP Fraud Watch Network finds that the most susceptible typically exhibit an unusually high degree of confidence in unregulated investments and tend to trade more actively […]
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How Are Drones Helping Verizon Simplify Operations?

24th February 2017
Building on its strategy to drive innovation and adoption for IoT services in high-growth markets, Verizon recently announced that it has purchased Skyward, a private company based in Portland, Oregon. Skyward brings drone operations management to the Verizon IoT portfolio, simplifying drone operations and management for organizations of any size. Terms of the transaction have […]
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Mastering Agility in the Face of Macroeconomic Turbulence

23rd February 2017
Macroeconomic turbulence is the process that sets in motion change from the largest financial institutions, down to the smallest of back pocket wallets. Here to provide practiced and proven guidance on how to navigate the macroeconomics maze around us, while keeping one step ahead, is Rob Douglas, Vice President of UK & Ireland for Adaptive […]
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MiFID II: Where Will All The Research Analysts Go?

23rd February 2017
The below market commentary was written by Eric W. Noll, Convergex CEO. MiFID II, an upcoming piece of legislation from European Union regulators, upends the traditional linkage between trading commissions and investment research in ways both the money management and brokerage industries have yet to fully understand. It will force both the explicit pricing of […]
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Samsung Says Businesses Have Three Years to Adapt to the 'Open Economy'

23rd February 2017
A new report commissioned by Samsung reveals that by 2020 companies which have not opened their borders to competitors, innovators and a new generation of independent freelancers will struggle to prosper in what Samsung calls the 'Open Economy'. This new Open Economy will be characterised by a deep use of freelance workers, routine embedding of […]
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Your Thoughts: UK Inflation Rise

23rd February 2017
The Consumer Prices Index (CPI) recently measured annual inflation at 1.8% in January, which is 1.6% rise since December’s figure. This represents the fourth consecutive that the inflation rate has seen a rise, and the highest in over two and half years, since June 2014. Alongside this, according to the RAC, fuel prices hit a […]
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Strong Growth for Financial Services Outsourcing in 2016

22nd February 2017
Outsourcing spend by UK financial services firms reached £769 million in 2016, an 11% rise year-on-year, as businesses boosted investments in back-office transformation, according to the latest Arvato Outsourcing Index. The research, compiled by business process outsourcing (BPO) provider Arvato and industry analyst NelsonHall, revealed that spending on BPO contracts rose sharply across the sector […]
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