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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

The Big Question: Should You Pay Out a Cyber Ransom?

27th June 2017
The threat of cyber extortionists holding data hostage is significant. Symantec’s 2017 Internet Security Threat Report lists ransomware as the ‘most dangerous cybercrime threat facing consumers and businesses’. Last week, South Korean web-hosting firm Nayana agreed to pay a $1m ransom to unlock computers frozen by hackers. Security experts warned that firms should not pay […]
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ATM 50 Years Old Today, but it Could be So Much More

27th June 2017
Today marks the 50th anniversary of the ATM (the Automated Teller Machine in case you never knew), and Auriga is urging banks to seize the opportunities presented by the ATM as part of a shifting financial landscape and look at the opportunities the next 50 years bring. Below, Auriga explains to Finance Monthly what ATMs […]
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UK Property Sector to Pay the Price for New EU Laws

27th June 2017
Gordon Dadds, the legal and professional services firm, is urging the UK property sector to get to grips on the 4th EU Anti-Money Laundering Directive or face receiving a hefty financial penalty which could be unlimited. The Directive which comes into force from today (26th June 2017), combined with the new investigation power being introduced […]
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Pound at Mercy of Brexit Talks & Politics

26th June 2017
Oanda Senior Market Analyst Craig Erlam believes the GBP exchange rate depends on how the Brexit talks unfold and the political situation in the UK. Erlam says the US dollar is heavily sold and due for correction. He expects EUR/USD to revisit 1.10 handle. Watch the full segment as Erlam details the key technical levels […]
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Interview with Head of Research and Analysis of FinTech, PwC

26th June 2017
PwC's head of research and analysis of fintech, Aaron Schwartz shares his views on what areas are more likely to attract investors' attention in the future. He talks to The Banker's Silvia Pavoni during Swift Business Forum New York.
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US Bank Stocks, Fintech and Payments: What's Next?

26th June 2017
Steve Biggar, Director of Financial Institutions Research, Argus Research, discusses what's driving the recent pullback in US bank stocks and which names Argus has "buy" opinions on.
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The Queen’s Speech Stutters on Brexit, But Good News for Logistics & Exporters

26th June 2017
The details of the Government agenda for the next two years have been revealed; and the global delivery experts Fastlane International say there is some good news for exporters and logistics companies. The delayed Queen’s Speech has finally been delivered, and the e-commerce delivery specialists Fastlane International say that there is some good news for […]
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FCA Proposes Changes to Advice on Pension Transfers

26th June 2017
The Financial Conduct Authority (FCA) has published new proposals on advice relating to pension transfers where consumers have safeguarded benefits, primarily for transfers from Defined Benefit to Defined Contribution pension schemes. The FCA proposals aim to reflect the current environment and the increased demand for pension transfer advice. Since the introduction of the pension freedoms […]
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Insights Beyond Payment: AI Leads the Way in Smart Payment Data Analysis

26th June 2017
Artificial intelligence is shaping the future of retail. Smart algorithms and data analyses are creating sustainable performance benefits across all levels of the retail supply chain. With its Omnichannel ePOS Suite, Wirecard AG is the first payment provider to offer a fully integrated solution for self-learning analyses based on payment data in combination with other […]
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Amid Uncertainty, Are You Falling Behind in Your Investment Approach?

23rd June 2017
According to new research released this week by Dreyfus, a pioneer in US investing, half of individual investors (49%) have indicated they have yet to take any action to reevaluate their investment approach in light of the possibility of a shifting investment landscape, as we head into the eighth year of the economic recovery. "As […]
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Card Payments More Than Double in 10 Years; Will This Continue?

23rd June 2017
The number of purchases using debit and credit cards has more than doubled in the past 10 years, as contactless payments and online retail have driven a change in the way consumers pay, a new report from The UK Cards Association shows. Debit and credit cards were used to make 16.4 billion purchases in 2016, […]
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A Data Breach Could Cost Your Business £98 Per Individual Record

23rd June 2017
This week, IBM Security and Ponemon Institute released the annual Cost of a Data Breach report. This year’s report found that the UK experienced a decrease in the cost of a data breach, from £2.53 million in 2016, to £2.48 million in 2017. The average cost per lost or stolen record in the UK is […]
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