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The Money section of Finance Monthly is your comprehensive guide to all things finance, from managing debt to smart investing. This section offers a wealth of resources for individuals seeking to enhance their financial literacy and take control of their finances. Written by experienced contributors, these pieces are designed to help you make informed decisions, maximize your financial resources, and navigate the complexities of the financial world with confidence.

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Why the buy now pay later market has its advantages but should be handled with care

1st March 2024
As the higher cost of living has continued to stretch household budgets, the flexibility for consumers of buy now pay later (BNPL) deals has become increasingly attractive. Recent research carried out by the Financial Conduct Authority (FCA) last October,  found that around 27% of UK adults has turned to BNPL in the six months to […]
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What is an ISA?

29th February 2024
ISA stands for Individual Savings Account and allows you to save whilst earning interest and is tax-free. You can save up to £20,000 in a tax year tax-free. Having an ISA helps people to save for things like a house deposit as this a great, money-efficient way to save large amounts. Cash ISA This is […]
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Rail Fares are rising

29th February 2024
From the 3rd of March we can expect a 4.9% increase in the price of rail fares across the UK. This has been capped by the Department for Transport (DfT) to try and keep the prices as fair as they can. The increase in ‘regulated’ rail fares is linked to the annual July retail prices […]
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Apply for Free Childcare now!

28th February 2024
For parents in the UK paying for everything your child needs as prices continually rise across the country is a difficult and stressful task. This scheme aims to ease one aspect of this for parents as childcare creates a huge financial stress. This scheme creates another great way to be able to start saving and […]
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Energy Prices to fall in April 2024!

26th February 2024
Ofgem has announced that from April 2024 the energy price cap is going to be reduced to £1,690 per year for a typical household. This will be £238 lower than the cap they set in January 2024 which was, £1928. The price cap is the maximum amount energy suppliers are able to charge for each […]
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What are your Pension plan options?

21st February 2024
Whether you are thinking about retirement or just starting to earn, knowing how your pension works, how to build one and how to withdraw your pension are all important. Your pension is an important investment and you should know your options so you can begin planning your future. State pension When you are 66 years […]
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Understanding Your Paycheck: A Comprehensive Guide to Wage Calculations

16th February 2024
Source: Unsplash  Understanding how to calculate a paycheck is an essential skill for every working adult.  Knowing how much you earn and how much you get to bring home, what deductions are taken out, and what benefits you pay for is crucial for effectively managing your finances and planning for the future.   Moreover, understanding your paycheck […]
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When and How to Refinance Your Home Loan

6th February 2024
Among other reasons, a dip in interest rates is often considered an opportune moment for homeowners to entertain the option of refinancing. You can undertake the refinancing financial strategy by acquiring a new mortgage with more favourable terms to replace an existing one. Its significance is underscored by its potential to save money, improve financial stability, and […]
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Half term on a budget

2nd February 2024
The February half term is here and many families are planning trips and days out for the week ahead. Trying to find activities that the whole family will enjoy and that won’t put a strain on your bank account can prove quite difficult. We have found free activities you can do at home or lower […]
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Is There A Free Budgeting App?

18th December 2023
This is an innovative free budgeting app that has an intuitive interface and features that are AI-driven...
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Budgeting Apps - The Path To A Free Financial Future?

13th December 2023
...Expense tracking – Tracking your expenses is a vital feature within budgeting apps. If you can see in real time where your money is going, you will be able to get a better handle on it. In some cases, you can set spending limits, so that you don’t overspend...
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How to Pay Off Credit Card Debt

13th December 2023
...Many people assume the interest rate on their credit card is set in stone, however, this isn’t always the case...
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About Finance Monthly

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Finance Monthly is a comprehensive website tailored for individuals seeking insights into the world of consumer finance and money management. It offers news, commentary, and in-depth analysis on topics crucial to personal financial management and decision-making. Whether you're interested in budgeting, investing, or understanding market trends, Finance Monthly provides valuable information to help you navigate the financial aspects of everyday life.
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