finance
monthly
Personal Finance. Money. Investing.
Contribute
Newsletter
Corporate

Despite advancements in traffic management and pedestrian safety measures, the incidence of these accidents remains a concern. A deeper examination of crosswalk safety and the legal rights of pedestrians is crucial in understanding and mitigating these risks.

Navigating the Legal Landscape after an Accident

If a pedestrian is involved in an accident at an intersection, understanding their legal rights is paramount. This is where the expertise of a personal injury lawyer becomes invaluable. For personalized legal guidance, Contact a Personal Injury Lawyer at Christensen Law Firm. They can provide insights into the complexities of personal injury law and help in securing rightful compensation.

Understanding the Risks at Intersections

Intersections, by their nature, are complex environments where the paths of vehicles and pedestrians converge. Factors such as traffic flow, signal timings, and visibility play a significant role in pedestrian safety. Research has shown that certain types of intersections, particularly unmarked ones or those with complex traffic patterns, can significantly increase the risk of accidents involving pedestrians.

The Role of Crosswalk Design and Safety Measures

Crosswalk design is a critical aspect of pedestrian safety at intersections. Well-designed crosswalks, coupled with adequate signage and road markings, can greatly reduce the likelihood of accidents. The implementation of advanced safety measures, such as pedestrian-activated signals and improved lighting, further enhances the safety of these crossings.

Pedestrian Rights and Responsibilities

Pedestrian rights and responsibilities form a fundamental aspect of road safety. While pedestrians have the right to use the road, they also bear certain responsibilities to ensure their safety and that of others. This includes adhering to traffic signals, which is crucial in preventing accidents. Pedestrians must use designated crossing points like crosswalks and overpasses, as these are specifically designed for their safety. Vigilance is key while crossing roads; this means avoiding distractions such as mobile devices and being aware of the traffic flow.

In the unfortunate event of an accident, pedestrians possess legal rights that are crucial to recognize and protect. These rights are not just about seeking compensation but also about ensuring that the pedestrian's medical needs and rehabilitation are adequately addressed. Pedestrians have the right to fair legal representation to navigate these complexities, which includes understanding the nuances of liability and negligence as they pertain to pedestrian accidents. Pedestrians must be aware of these rights and the legal recourses available to them, as this knowledge can significantly impact the outcome of any claims or legal proceedings following an accident. 

The Impact of Technological Advancements on Intersection Safety

Technological advancements are playing a crucial role in enhancing pedestrian safety at intersections. Innovations, such as smart traffic signals that adapt to real-time traffic conditions and pedestrian detection systems in vehicles, are making intersections safer. These technologies help reduce the likelihood of accidents by alerting drivers to the presence of pedestrians, especially in low-visibility conditions or busy urban areas.

Educational Campaigns and Public Awareness

Increasing public awareness through educational campaigns is another vital component in reducing pedestrian accidents. Campaigns that focus on the dangers of distracted walking, the importance of using crosswalks, and understanding traffic signals can significantly improve pedestrian safety. Such initiatives, coupled with driver education programs that emphasize vigilance for pedestrians at intersections, can create a safer environment for all road users.

Collaboration Between City Planners and Safety Advocates

Lastly, collaboration between city planners, safety advocates, and the community is essential in designing safer intersections. This collaboration can lead to the implementation of more pedestrian-friendly designs, such as curb extensions, raised crosswalks, and pedestrian islands. These design elements not only improve the visibility of pedestrians but also naturally slow down vehicular traffic, making intersections less daunting for those on foot.

Enhancing Safety and Awareness

To improve pedestrian safety at intersections, a multi-faceted approach is needed. This includes better urban planning, enhanced safety measures at intersections, and increased public awareness about pedestrian rights and safety practices. Both pedestrians and drivers must be educated about the importance of vigilance and adherence to traffic laws to ensure safety for all.

Conclusion

Pedestrian safety at intersections is a multifaceted issue that requires ongoing attention and improvement. By understanding the risks, advocating for better safety measures, and being aware of legal rights, pedestrians can significantly reduce their chances of being involved in accidents. As urban areas continue to grow and evolve, the commitment to pedestrian safety must remain a priority for city planners, legal professionals, and the public alike. Understanding and respecting these rights and responsibilities is essential for the safety and harmony of shared road spaces. Both pedestrians and drivers must be cognizant of these aspects to foster a safer environment for all.

The news of the Lim suing the Marriott hotel has been around for some time. According to the lawsuit filed by the Lim Center, Marriott used the provided funds meant for subsidiaries during the COVID-19 Pandemic. They also claim that it was funding the Marriott operations at the time.

Even after the breach of trust and corruption, the Marriott Hotel still operates in the centre of Warsaw, Poland. In addition, Lim also claims that Marriot denied their request to place a billboard even after securing a contract to rent the space. The failure to secure this deal also caused further loss for the Lim Center during the pandemic.

In addition, the Lim Center also suggested that remaining open during the pandemic, even with a limited capacity, was detrimental to their business. They believe that losing business would have been a better decision both economically and socially.

The local District Attorney’s Office in Warsaw is overseeing the claims by the Lim Center against the Marriott. The issue is anticipated to continue until next year. If yes, the Lim Center can risk losing even more revenue along its journey.

One of the most publicized cases involves Marriott’s refusal to help business partners find ways to overcome their COVID-19 losses. On the contrary, the hotel chain is facing heat and judgment due to signs that it was not paying its bills during the challenging circumstances of the pandemic.

Loss during Covid

The pandemic surprised individuals and businesses alike. It also highlighted the red flags that had been there all along. Besides the situation in Poland and the legal claim filed by the Lim Center, at least two Marriott Hotels are suing Marriott and the insurance company Zurich.

According to these claims, both Marriott and Zurich failed to keep their word and provide coverage for loss through the challenging pandemic times. Their claims aim to find compensation for the losses sustained during COVID-19.

The businesses first turned to Zurich to file a business insurance claim. Zurich rejected this claim and pointed out an exclusion clause in the contract. However, the hotel owners claim that the exclusion clause was never a part of their original agreement. Afterwards, the hotel owners turned to Marriot but faced a similar response. 

Investigation in Poland

Private hotel owners understand the benefits they can yield from joining hands with a well-known hospitality chain. However, working with big yet irresponsible brands can also become a nightmare of endless financial troubles. 

Marriott’s Criminal Investigation in Poland is one of the most common examples of how small management companies can find themselves in trouble even after working with the best corporate giants in the field. Such circumstances can make or break an international company’s reputation.

The ongoing lawsuit by the Lim Center against the Marriott in Poland states that the company embezzled funds that originally belonged to Lim Center – the owner of the building where the hotel operates. This lawsuit has raised many questions about the company’s global reputation.

The international evidence of lack of accountability and communication has led Marriott into hot waters. Although the case is still undergoing investigation by the Polish authorities, the Marriot will likely face severe legal and financial challenges in the future. 

Marriott Bonvoy Program 

There is a history of Marriott being unwilling to help their partners in uncertain times. Yes, these issues were highlighted the most during and after the pandemic, but their history goes beyond that. The Marriott Bonvoy scheme set several examples for that.

A Thailand-based hotel sued Marriott due to a breach of trust and corruption over the guests redeeming the Marriott Bonvoy rewards. This hotel claims that the Marriott reduced the prices paid to the hotel when a customer granted a free night through its rewards.

 According to these Thailand-based hotels, the Marriot was only paying a third of the actual value. The Marriott has pushed back these allegations by pinning the problem on the Minor. However, Marriott never denied the accusation of reducing the prices.

The Final Word

Being a giant in the hospitality industry, the Marriott has a lot of impact on how other hotels operate and what they idealize. Choosing and implementing wrong practices can have broader implications for businesses of all scales in the industry.

The image of the Marriot after several legal claims and irresponsible behavior, is nothing less than tarnished. The damage for Marriott is not limited to financial and legal problems alone. They have also lost public confidence, which may be the hardest to regain.

As the victim in such a case, you have certain rights to challenge, but it is important to know how to handle the situation as it unfolds. Though there are a few varying circumstances where wrongful arrests can take place, the outcome will always depend on what you do and how you act. Here’s what you need to know. 

At the Point of Arrest

If the arrest is about to happen, there are certain things you can do to try and ease the outcome should you believe it is taking place without legal grounds. 

Clarify the Reasons

You have every right to ask the officer arresting you why they are doing it, and what the supposed crime is. Do this calmly and without any hint of aggression while making it clear you are not resisting arrest, simply searching for clarification. 

Re-Iterate

If the arresting officer did not heed your peaceful protest, and you have been taken to a local station, it is time to reiterate the complaint with another police employee. It is their legal duty to observe anyone being detained in the station, and this is an additional opportunity to state your case. 

During an Interview

While it is of utmost importance to not say anything that could implicate you in a crime in any way, you should feel free to speak during the interview. If it gets to this stage, you can once more state your case calmly as to why you believe this detainment is unlawful. This should therefore be recorded as evidence in the official log. 

Making a Legal Challenge

If none of the above actions lead to the justification of arrest being made clear, and you continue to be detained, you can move forward with your claim regardless. You have the right to legal representation, and this can lead to exploring how false arrest claims could play a role in your journey. For example, if bail is permitted and you are temporarily released, this is the perfect time to pursue this kind of proceeding to throw out the case entirely. A legal challenge such as this will require time, evidence, and mental resilience. 

What Are the Benefits?

An experienced attorney will understand the intricate details of the law regarding your arrest. They will help you come to terms with what has happened and introduce a comprehensive strategy for how things should move forward. Wrongful arrests are harmful and often leave the victim shaken, angry, and depressed. Though there will be barriers to getting past, having a lawyer on your side is the best way to carry on with enhanced protection. It would be more difficult to challenge the wrongful arrest on your own because you don’t have the insight or skillset to navigate the nuances of the legal system. 

Living through an unlawful arrest is never an easy thing to navigate. If you believe you have been treated unfairly and that an officer of the law has neglected their duty of care and legal responsibility, move forward with the challenge and don’t stop until it is rectified. 

International arbitration documents are a form of dispute resolution and can be used to settle disputes concerning the performance of contracts, breach of contract, and other commercial issues. These documents provide a forum for parties to present their case and negotiate a settlement without going to court. Keep reading to learn more about international arbitration documents.

What Is an International Arbitration?

International arbitration is a form of dispute settlement in which two or more parties agree to have their dispute resolved by an impartial third-party arbitrator. The decision of the arbitrator is binding on both parties and can be enforced in courts across international borders. 

Arbitrators are usually chosen based on their expertise in the area of law at issue, and they often have experience arbitrating similar cases. Although an arbitrator is usually chosen by the parties involved in the dispute, several international arbitration organizations provide lists of qualified arbitrators. The International Court of Arbitration (ICA), for example, is one such organization.

International arbitration benefits those involved in international business because it is cheaper and more efficient than traditional civil court proceedings. It also ensures confidentiality, as the arbitration hearings are generally held in private and all records of the proceedings are kept confidential.

When Should Arbitration Be Considered?

International arbitration should be considered whenever parties are in disagreement over a contract or other commercial issue. It is typically used when the parties cannot agree themselves, and they want a third party to decide what is fair. International arbitration documents provide the framework for this process.

If parties agree to settle disputes by arbitration, they should carefully prepare an arbitration clause. This clause should include the name of the arbitrator, the language to be used in proceedings, and other terms. Once this is agreed upon, parties can then draft an arbitration agreement that outlines their dispute and any additional provisions they wish to include.

What Is an International Arbitration Document?

An arbitration document is a document that outlines the terms and conditions of international arbitration. This document typically includes the names and contact information of both parties, as well as details about how the dispute will be resolved. It can also specify when and where proceedings will take place and what type of evidence must be presented during the hearing.

The important thing to remember about international arbitration documents is that they provide a forum for parties to resolve their disputes without going to court. This means that it's important for the parties involved to understand how the process works, and what their rights are under the agreement. It's also critical to ensure that all parties are aware of their obligations under the agreement and that they follow through on any commitments they make. If these steps aren't taken, then the whole process can become very costly and time-consuming. With a little knowledge and preparation, however, international arbitration documents can be a useful tool for resolving disputes quickly and effectively.

If you want to get an idea of how arbitration documents look and what they have to include, we recommend using services like FormsPal – they offer thousands of legal forms for every occasion.

Documents Involved in International Arbitration

By understanding these documents and what is expected of each party, international arbitration can be a successful means of resolving disputes. It is important to remember that each document must be understood for the arbitration process to run smoothly and efficiently. Furthermore, parties must ensure they abide by all of the terms outlined in any agreement or award document. If either party fails to do so, then they may be subject to legal sanctions. 

Some Aspects of Being Involved in International Arbitration

In addition to preparing the above-mentioned documents, there are other aspects to consider when involved in international arbitration. These include making sure that proper service is provided to all parties, selecting an appropriate tribunal for the dispute, and filing for enforcement of any award issued. A thorough knowledge of the international arbitration process and the applicable laws can ensure a successful outcome for all parties involved.

It is important to remember that each country has its own set of rules and regulations when it comes to international arbitration, so having an experienced lawyer who is familiar with these laws is essential for anyone engaging in international arbitration. With the right knowledge and legal assistance, international arbitration can be a viable and cost-effective option for resolving disputes.

The Bottom Line

Businesses and lawyers need to understand the basics of international arbitration documents and their implications. With the right knowledge, they can ensure that any disputes are resolved in an orderly and satisfactory manner. Having the proper documents and guidance in place is essential for any successful international arbitration process. With the right preparation, businesses and lawyers can ensure a successful outcome for all parties involved. 

The task of ensuring the safety of inmates, staff, and society at large while maintaining order within the confines of correctional facilities is an intricate and multifaceted challenge. The complex world of prison security uncovers a host of challenges that correctional institutions face. 

Overcrowding and Resource Constraints

One of the most pressing challenges in the realm of prison security is the issue of overcrowding. Prisons, often operating beyond their intended capacities, strain both physical infrastructure and personnel resources. The U.S. federal prison security levels, ranging from minimum to maximum, are determined based on factors such as the inmate's criminal history and the potential risk they pose to society. Overcrowding leads to a host of security concerns, such as increased tensions among inmates, reduced supervision, and difficulties in separating violent offenders. We will examine the consequences of overcrowding and how it impacts the security measures that institutions can implement.

Contraband and Smuggling

Contraband, including drugs, weapons, and cell phones, poses a constant threat to prison security. Despite stringent measures in place to prevent smuggling, contraband continues to infiltrate correctional facilities.

Gang Activity and Violence

Gang activity within prisons is a persistent challenge that jeopardizes the safety of both inmates and staff. Inmates affiliated with gangs often engage in violence, extortion, and drug trade, further complicating security efforts. One of the key strategies used to address gang activity and violence within U.S. federal prison security levels is the practice of gang segregation. Inmates affiliated with different gangs are often housed separately to minimize the potential for conflict. 

However, this approach has its limitations, as it can reinforce gang identities and loyalties, leading to continued violence and animosity. In recent years, there has been a shift towards more comprehensive programs aimed at gang disengagement and reintegration.

Technological Advancements and Privacy Concerns

Surveillance cameras, biometric access control, and data analytics have been deployed to monitor inmates and detect security breaches. However, this integration of technology raises critical privacy concerns. 

Guarding Against External Intrusions

The pursuit of escape is a constant challenge within the realm of external threats and prison security. Inmates often employ ingenious methods to breach perimeter defences, exploiting any vulnerabilities they can find. From crafting makeshift tools to bypassing electronic security systems, their resourcefulness knows few bounds. In some cases, prisoners even attempt coordinated efforts to overpower guards during transportation, emphasizing the need for continuous vigilance.

To counter these external threats, prison authorities have implemented a combination of physical barriers and technology. High fences topped with razor wire, surveillance cameras, motion sensors, and drone detection systems form part of the arsenal to thwart escape attempts. However, achieving the right balance between security measures and respecting the human rights of inmates is an ongoing challenge. The need to ensure secure confinement must be weighed against the principles of humane treatment and rehabilitation.

Long-Term Security through Reintegration

Ultimately, the most effective form of prison security lies in reducing recidivism rates. The successful reintegration of inmates into society not only benefits the individuals but also contributes to public safety. Correctional facilities offer various educational and vocational programs to equip inmates with skills that can enhance their employability upon release. These programs aim to reduce recidivism by providing inmates with opportunities for personal growth and self-improvement.

From external threats to the delicate balance between technology and privacy, and the overarching goal of rehabilitation, addressing these complexities is crucial for the safety of inmates, staff, and the broader community. Effective prison security necessitates a combination of robust policies, well-trained personnel, innovative technologies, and a commitment to rehabilitation. By addressing the multifarious issues in prison security, society can aspire to a fairer and more secure correctional system, one that upholds justice while fostering rehabilitation and reducing recidivism. 

 

If you or a loved one have suffered catastrophic injuries in a truck crash in Florida, you must understand your rights to seek damages for your losses and injuries.

In this article, we will offer more information about the compensation options and the calculation methods for catastrophic injuries in Florida truck crashes.

Compensation Options for Catastrophic Injuries

If you have suffered catastrophic injuries, it is crucial to explore your compensation options. Get in touch with a truck accident lawyer in Gainesville for more about the specific damages you can get in your claim.

When pursuing a legal claim, various types of compensation are available to help you recover from your injuries' physical, emotional, and financial impacts.

Economic Damages

Economic damages refer to the financial losses suffered due to catastrophic injuries. They aim to compensate the injured party for their measurable and tangible losses. Economic damages can include:

Non-Economic Damages

They intend to compensate the injured party for the non-monetary losses they have experienced. These damages are more subjective and cover intangible aspects of the injuries. Non-economic damages can include:

Calculation Methods for Catastrophic Injury Compensation

Different methods are used to determine the amount you may be entitled to in calculating compensation for catastrophic injuries. These calculation methods consider various factors, such as the severity of your injuries, the impact on your life, and the extent of your financial losses. The two methods are as follows:

Multiplier Method

The multiplier method is a common approach used to calculate non-economic damages. This method involves multiplying the economic damages by a predetermined factor (multiplier) based on the severity of the injuries. The multiplier is typically determined by various factors, including the extent of the injuries, the impact on the injured party's life, and the expected duration of the effects.

Per Diem Method

The per diem method calculates non-economic damages by assigning a daily monetary value to the injured party's pain and suffering. This value is multiplied by the days the injured party is expected to experience pain and suffering due to the catastrophic injuries. The per diem rate is determined based on various factors, such as the severity of the injuries, the estimated recovery time, and the impact on the injured party's life.

Obtain All the Compensation Owed To You!

Suffering catastrophic injuries in a truck crash can be life-altering, impacting your physical, emotional, and financial well-being. Understanding the compensation options and the calculation methods used is crucial when seeking maximum compensation for your damages.

By pursuing economic and non-economic damages, you can recover the financial losses and receive compensation for the pain, suffering, and other intangible losses caused by the catastrophic injuries. Seek legal representation to protect your rights and get the compensation you deserve.

 

Although this may be the case for many lawsuits, other not-as-severe bodily injuries still fall under the umbrella for receiving compensation. Other not-so-visible wounds could also warrant filing a personal injury claim.

If you’re confused about your minor injuries and how they relate to a personal injury claim, we’ll provide you with some valuable information.

Who Can File a Personal Injury Claim?

Before we delve into the details of what constitutes an injury that can be included in a personal injury claim, it’s crucial to understand exactly what the requirements are for who can file. The legal requirements to file a personal injury claim can get murky and aren’t as cut-and-dry as you might think. If you’ve been injured and believe you should be compensated, contact a personal injury attorney at Herschensohn Law to guide you through the process.

To file a personal injury claim, the most important factor is being able to prove negligence. In a nutshell, negligence occurs when a party fails to exercise the level of care expected of a reasonable person in similar circumstances. If you’ve been involved in a fender-bender and the other driver ran a red light which caused the accident, their actions would be considered negligent.

To file a personal injury claim in Washington, you must prove that someone’s negligence has caused your injuries. But what type of injuries can you sue for?

Minor Injuries Can Cause Larger Issues

It’s fairly obvious to most that if you’re involved in an accident resulting in minor abrasions or possibly a strained muscle, you’d have difficulty filing a personal injury claim solely based on something so minor. It’s a bit crazy to think you can sue the negligent party for some trivial aches and pains and be awarded a large sum settlement. However, there’s a big difference between a minor injury and its psychological effects.

Pain and Suffering

Although your minor injuries may not be enough to warrant filing a personal injury claim, there are other factors to consider. Any injury or the act that caused it that leads to other issues can be used to file a personal injury claim that seeks compensation for damages.

The minor injuries that were caused by someone’s neglect may not be severe enough to seek compensation. However, they can affect you in other long-lasting ways. For example, the minor abrasions you sustained from an accident may heal rather quickly and won’t physically affect you; however, the accident itself could have devastating psychological effects such as:

Your lawyer can argue that these post-accident issues could last for months or even years, and will negatively affect your quality of life. Your minor physical injuries can often lead to long-lasting or permanent emotional problems. You have the right to seek damages for them.

How is Compensation for Pain and Suffering Calculated?

Typically, a pre-trial settlement for a personal injury claim won’t include any damages for pain and suffering. Although settlements for personal injury cases usually occur without needing a trial to receive compensation for emotional issues resulting from an accident, the trial phase is unfortunately necessary. The jury will consider all the proof your lawyer provided to prove your long-lasting emotional distress. Possible proof could include a prognosis from doctors, therapists, and psychologists.

Minor Injuries May Not Be So Minor

The psychological effects of an accident could cut deeper than any physical injury. Although bruises and sprains will heal relatively fast without causing a permanent disability, the event that caused them could last for a lifetime.

If you’ve been involved in an accident or event that has caused you emotional distress due to someone else’s neglect, you could be entitled to compensation for pain and suffering. Your pain and suffering don’t need to be only physical. The turmoil you’ve experienced can negatively alter your emotional health.

To file a personal injury claim that includes a request for pain and suffering compensation should only be filed by a licensed Washington State personal injury attorney.

 

 

 

 

 

 

In this article, we will explore six ways a lawyer can help protect your rights after an injury. From filing claims to negotiating settlements, a lawyer can help you navigate the legal system and achieve the best possible outcome for you.

Legal Definition of an Injury

An injury is any physical or psychological harm that you may suffer as a result of an event. This can include anything from a simple scratch to a more serious injury, such as a concussion. If you're hurt, it's important to know your legal rights and what you can do to protect yourself.

To determine whether you have suffered an injury, you will need to understand the legal concepts of duty and negligence. Duty means that someone owed you something has either failed to provide the service or product they were supposed to, or they've done so in a negligent way. Negligence refers to how much care someone should have taken in performing their duty. Generally speaking, if you can demonstrate that the other person was negligent, then you may be able to claim damages for your injuries.

When looking for an injury lawyer, keep in mind that your location is going to play a big part. For example, if you're from Pennsylvania, start by searching for Easton PI lawyers and reading their profiles. If you live in California, try searching for California PI lawyers. Plus, it's always a good idea to ask around for recommendations. There are plenty of excellent injury lawyers out there, and you don't want to end up with someone who isn't going to be able to help you.

Types of Injuries

1 - Physical Injuries

A physical injury is an impairment of the body that occurs as a result of an outside force. Body injuries can range from minor scratches to life-threatening injuries, such as brain damage or spinal cord damage.

To protect your rights following a physical injury, make sure to document the incident in as much detail as possible. Include photographs, witness statements, and any other relevant evidence. If you are unable to document the incident yourself, ask a friend or family member to help you gather this information.

2 - Emotional Injuries

Emotional injuries can also occur after an event has occurred. These include feelings of anger, frustration, fear, and sadness. Like physical injuries, emotional injuries can range from minor to life-threatening.

If you experience an emotional injury following an event that has occurred outside of your control (for example: being mugged), seek professional help immediately. A therapist or counselor can help you cope with your emotions and make a plan to move forward.

3 - Mental Health Injuries

Mental health injuries can occur as a result of events that occur outside of your control, such as experiencing domestic violence or being a victim of a crime. These injuries can cause feelings of anxiety, depression, and PTSD (Post Traumatic Stress Disorder).

Negligence

A negligence case means that you are suing another person or company for damages because they did not take proper care in the performance of their duty.

There are a few factors that courts look at when determining whether someone was negligent:

1. The circumstances surrounding the accident

2. The actions of the parties involved in the accident

3. The potential consequences of the accident

4. The knowledge and experience of the parties involved in the accident

Products Liability

Product liability law is a special area of law that deals with injuries caused by products. The law imposes liability on manufacturers, distributors, and sellers of products for injuries that occur as a result of using their products.

Product liability can be very complicated, and the courts will often look to specific factors to decide whether a product is liable for an injury. For example, the product may have to be defective for it to be considered liable. In some cases, the product may only be partly responsible for the injury; in others, the entire product might be at fault.

Auto Accidents

If you have been injured in an auto accident, the legal and financial aspects of the injury can be complex. A lawyer can help protect your rights, including settling claims with the other driver or owners of the vehicle, obtaining financial compensation for injuries, and recovering costs associated with the accident.

It is important to consult with a lawyer as soon as possible after an accident to ensure that all relevant legal issues are addressed and that you receive the most comprehensive representation possible. The timeline for legal proceedings following an auto accident can vary significantly depending on the circumstances involved, so it is important to speak with a knowledgeable attorney who will be able to provide guidance.

Tort Law

Tort law is a legal system that governs civil liability. In tort law, a party is considered liable for injury or harm to another person or property if the party has violated a known legal right or duty.

Based on the doctrine of respondeat superior, employers are ordinarily held strictly liable for torts committed by their employees. This means that, in general, an employer will be responsible for any injuries caused by an employee even if the employer had no prior knowledge of the employee’s wrongdoing.

If you've been injured, it's important to know your rights. A lawyer can help protect your legal rights and make sure you get the compensation you deserve. Keep in mind that your location is going to play a big part in who you choose to represent yourself, so be sure to research the lawyer you're considering. Additionally, remember to document the incident as much as possible and seek professional help if you experience an emotional injury.

 

If you’ve been involved in a road accident and the vehicle has taken a serious beating, it will most likely be considered totaled by the insurance company. An automobile is declared a total loss when the cost of undertaking repairs is bigger than the actual cash value of the car. To put it simply, your vehicle is beyond repair. Calculating the total loss value of a car isn’t an exact science. Therefore, the result may vary from state to state and from insurer to insurer. If you don’t agree with the insurance company’s evaluation, you should take action

Your car’s value might be higher than what the insurer says 

Whose insurer will pay for the vehicle damage? Well, it depends on the circumstances. If the car crash took place in a no-fault state, the insurer has to pay for certain damages no matter who was at fault. On the other hand, if the accident occurred in a traditional fault state, fault and liability are based on negligence. So, the insurance adjuster has determined that the cost to fix the damages to the car exceeds the actual cash value. You’re wondering if this decision is correct. Take as much time as necessary to investigate the matter because, if you accept the settlement check, everything is over. The outcome may not be in your best interest. 

The insurer should write you a check for the actual cash value minus your policy’s deductible. The higher it is, the more benefits you can leverage. As mentioned earlier, understanding what defines a total car loss is a subjective matter. Some states go by what’s referred to as a total loss threshold.  What happens is that the damage must slightly surpass a certain percentage of the automobile’s value to talk about a total loss. More than half of states resort to the total loss formula, where the vehicle is considered a total loss if the total amount of the repairs and the estimated value of the asset beat the automobile’s genuine cash value. If you strongly disagree with the insurer’s valuation of the damages, you can file a lawsuit. 

Reach out to a lawyer for help when your vehicle is a total loss 

No matter if you want to negotiate or sue, it’s necessary to provide irrefutable evidence for disagreeing with the insurer’s figures. You must provide proof as to what type of shape the vehicle was in and proof to the automobile’s actual value. Photographs can turn out to be useful in this sense. You’ll be able to ask for more if you can show that the car has a higher market value. Doing some research can increase the settlement amount. If you’ve been involved in a motor vehicle accident, it’s advisable to contact a lawyer and obtain relief from negligent parties. It’s essential to seek assistance immediately from an experienced personal injury lawyer. They will fight vigorously in court for your rights. Most importantly, don’t waste time. The sooner you take action, the sooner you can get back to your normal life. 

This investigation is conducted to see whether you were actually hurt at work or are attempting to use the company's insurance policy to collect money.

Being investigated may seem like a complete invasion of privacy, but the investigation is completely legal in some states. You won't automatically be under investigation if you're injured at work, but in cases, your employer will hire someone to discreetly observe you if it is believed that you may be faking, exaggerating, or malingering your injury. Malingering refers to drawing out your healing time so you can receive additional benefits or avoid returning to work.

In some instances, the investigator can take your actions out of context and present the information to your employer to reduce your settlement amount. For example, if you hurt your back at work, the investigator may submit a photo of you playing catch with your children or picking up your baby. This will make it seem that you aren't really hurt and can still perform your normal work duties.

Tactics Implemented by Worker' Comp Investigators

Investigators will keep tabs on your actions through:

Investigators will often watch you when you're outside of your home and in a public space. Technically, since the investigator is not observing you when you're in a private location, the surveillance is legal.

This means the investigators can watch you while you're in your driveway or yard, at the grocery store or a shopping center, or when you're in a public park. Keep in mind that any time you're in a public area where others can see, the investigator is allowed to "see" you as well.

Being investigated may seem like a complete invasion of privacy, but the investigation is completely legal in some states.

More About Investigator Surveillance

The insurance company representing your place of work can also conduct online surveillance. This means the investigator may be watching to see what you post on social media or in chat rooms.

If you post anything that gives the impression that you are not truly injured, the investigator can take this evidence to the insurance company. Be careful about what you post, in written or video form, or avoid being on social media altogether until your worker's compensation case is settled.

Investigators may also speak with you in person without revealing their identity or talk to your family and friends. Be mindful of what you say about your work injury since investigators don't have to tell you if they're working on behalf of the insurance company.

The report submitted by the investigator will often be used as a form of evidence at your hearing. Investigators also submit the report to your doctor to verify your physical abilities when you're not at work. This could impact your physician's opinion about providing further treatment.

Does My Case Have to Be Investigated?

Generally, insurance companies may conduct surveillance if it is believed that:

While you may be offended at the idea of being watched, it's important to note that worker's compensation fraud does happen. So if your employer has any reason to suspect that you're trying to get more money than your case is worth, you'll be put under investigation.

[ymal]

Even if the case is new and you haven't given your company any reason to suspect fraud, your employer may still appoint an investigator to make sure your claims are legitimate.

Remember that insurance companies don't want to pay out for workers' compensation if they don't have to, and they certainly don't want to award funds to people who are not entitled to them. Workers' compensation fraud impacts the state system for accommodating employees who are truly injured and raises the cost of insurance. This is why companies take worker's comp fraud very seriously.

Are You Under Investigation?

Most of the time, you won't realise you're being watched. Private investigators are discreet, and again, they don't have to reveal their identities. However, there are some signs to look out for.

If you see a car outside of your home that you don't recognise or you realise you're being followed when you're traveling to a public area, you could be under surveillance. If your friends or relatives may have spoken with someone new, this could be a clue as well. Ask your loved ones if anyone has contacted them regarding your work injury.

Protect your rights as an injured worker with the help of a worker's compensation attorney. It's best to contact an attorney as soon as you can when you're injured on the job. Your lawyer will carefully investigate every detail of your case so you'll know exactly what you're entitled to in a settlement.

Below Simon Wood, CEO at accredited LEI issuer Ubisecure, discusses with Finance Monthly the significance and function of LEIs, what they are and how they work, but more importantly how the financial sector can work to reduce the risks involved in managing LEIs.

Comprising of 20-character alphanumeric reference codes, LEIs are designed to identify distinct legal entities and provide a free, publicly available, verifiable source of ‘who is who’ (organisation identity) and ‘who owns whom’ (organisation group structures). Crucially, by utilising LEIs, companies of all sizes can identify themselves as a true legal identity and trade globally.

LEIs offer many advantages to the banking industry, ranging from significantly reducing costs in customer onboarding to establishing transparency and enabling trust in transactions. Indeed, McKinsey & Company, along with the Global Legal Entity Identifier Foundation, recently found that LEIs could yield annual savings of over U.S. $150 million within the investment banking industry alone.

Despite these benefits, however, if LEIs are not managed correctly the potential risks could result in harmful ramifications, including non-compliance fines and negatively impacted reputations. With that in mind, it is important that the banking sector not only educates itself on these risks, but that it also acts to deploy tools and strategies to manage LEIs safely and effectively.

The role of LEIs in banking

The value LEIs bring to the banking sector can be categorised in two key ways – by enhancing transaction identification processes, and by simplifying the process of tracing information about a transaction.

LEIs are an ideal mechanism in situations where an identification process is required for payments. At the same time, they allow financial institutions to optimise the efficiency of their systems through automating and augmenting verification methods.

LEIs are an ideal mechanism in situations where an identification process is required for payments. At the same time, they allow financial institutions to optimise the efficiency of their systems through automating and augmenting verification methods.

Where payments need to be routed to the correct entity in a large corporate group, LEIs serve an equally essential function, making all members of the transaction aware of who owns whom via LEI level 2 data. They also allow economic crime and identity fraud to be quickly pinpointed and averted.

It’s therefore unsurprising that the SWIFT Payment Market Practice Group is a key advocate of LEIs, and has formally declared the ‘huge potential’ they offer for improving payment processes.

Moreover, the cost of customer onboarding can also be significantly reduced with LEIs as they standardise one comprehensive identifier for KYC/AML processes. In fact, recent research from McKinsey & Company suggested that by using LEIs to support all stages of the ‘customer management lifecycle’, the banking industry as a whole could save around U.S. $2.4 billion a year.

LEI management considerations

With ISO 20022/SWIFT becoming the global standard for financial transactions, there is a strong push for the inclusion of LEIs in payment messages. Consequently, LEIs are set to play an even more fundamental role within banking over the next year – so it is increasingly vital that they are managed in a secure and efficient way.

This involves ensuring that workflows and systems are able to obtain LEIs as required, and also that they don’t lapse. Ultimately, a host of new risks are introduced when LEIs are missing, incorrect or out-of-date. The implications can be severe, resulting in held-up trade and potential non-compliance fines.

Organisations are required to acquire and uphold LEIs in line with specific regulations – such as MiFID/MiFIR in the EU for example. If this doesn’t happen, then trade will be delayed and transactions frozen until the issue is resolved. For this reason, LEIs should be issued at the earliest stage possible to avoid payment workflow delays and disruption down the line.

[ymal]

Mitigating the risk

The first step around countering LEI risk is to ensure that the relevant staffers are fully aware of the consequences that come with lack of LEI preparation. With this, its essential that strategies are put in place to provide the necessary education.

In practical terms, employing a robust LEI issuance and management solution can help to reveal the existence and status of all current LEIs within an organisation’s internal and external groups. This also helps to provide an overview of all the LEIs in play within a single view, so financial organisations can easily identify and issue LEIs to anyone with missing identifiers.

By automating the LEI issuing and renewal processes, banks can significantly cut down administrative burdens, while simultaneously guarding themselves against the risk of lapses or fines from regulatory breaches.

As LEI use cases are set to explode, there’s no question that they are the future for driving progress within banking. Yet although the benefits are significant, the industry must also be aware that the potential costs of lapsed, missing or incorrect LEIs are also considerable. To fully reap the rewards, then, implementing systems and processes to manage them effectively is vital.

To hear about GDPR in Portugal, this month we connected with João de Sousa Guimarães, Managing Partner Teixeira & Guimarães (T&G). Based in Proto, and with a branch office in Lisbon, the boutique firm provides financial and corporate legal support to national and global companies.

 

GDPR came into effect on 25th May – how did the Portuguese Government prepare for the new regulations?

The truth is that until recently, there haven’t been any national regulations in relation to GDPR. The Portuguese Government in fact tried to dismiss the penalties for the public sector’s non-compliance, which was faced with divided opinions, as it meant that private companies are being treated differently. Thus, the Government didn´t get the national parliament’s approval to pass a set of regulations and the issue is still to be discussed.

 

Are the majority of Portuguese companies compliant with the new regulations now?

No, they are not. The previous EU data protection directive has been in effect over the past 20 years, but Portuguese companies weren’t taking it seriously. Since November 2017, we have noticed the effort that big corporations have been making to be GDPR compliant, but there’s still a long way to go – especially for Portuguese SMEs and the public sector.

 

What are the key GDPR challenges that Portuguese SMEs are faced with?

I believe that the key challenge they are faced with is the paradigm shift. Up until now, most of the SMEs in Portugal simply haven’t considered data protection as a major issue in today’s world. And I’m not only talking about digital customer relationships – there are so many companies that collect and store customer data in physical form, without having any internal safety policies. Most SMEs don’t fully understand the importance of data protection. They see the implementation of GDPR as something unnecessary that will only cost them money, as opposed to an opportunity to improve their relationships with the company’s stakeholders and clients.

The paradigm is shifting. And even though most SMEs are afraid of the penalties (and so is the Portuguese government itself), things have started to improve.

 

What is your piece of advice for companies that are not GDPR compliant yet?

I think the most important thing for companies that are not compliant yet is to understand this paradigm shift. They need to find the gaps between their current policies and what GDPR requires.  They then should seek advice on how to become compliant and properly handle their clients’, employees’ and service providers’ personal data.

 

About Teixeira & Guimarães

T&G has recently started the ESSA (Early Stage Startup Advising) programme, which consists of a number of legal services that entrepreneurs usually need assistance with. This includes things like intellectual property, corporate support and more.

The firm has excellent relationship with several universities, being the first (and only) law firm that has been case studied by an MBA International programme (at Catolica Porto Business School).

By January 2017, T&G was the first law firm in Portugal that had its quality management system certified by SGS ICS, within the scope of Legal Service Provider and Credit Litigation.

T&G is a founder associate of the Portuguese Association for FinTech and InsurTech (AFIP) and has been involved with the Portuguese Youth Entrepreneur Association (ANJE). The firm has provided legal mentoring to the Startup Porto Accelerator as well as to the Portuguese Business Angel Association (APBA).

Teixeira & Guimarães was awarded Boutique Law Firm of the Year 2018 by the Corporate Livewire Innovation & Excellence, as well Litigation Advisory Firm of the Year 2018 by the Finance Monthly Global Awards.

 

Website: http://www.tesg.pt/

About Finance Monthly

Universal Media logo
Finance Monthly is a comprehensive website tailored for individuals seeking insights into the world of consumer finance and money management. It offers news, commentary, and in-depth analysis on topics crucial to personal financial management and decision-making. Whether you're interested in budgeting, investing, or understanding market trends, Finance Monthly provides valuable information to help you navigate the financial aspects of everyday life.
© 2024 Finance Monthly - All Rights Reserved.
News Illustration

Get our free monthly FM email

Subscribe to Finance Monthly and Get the Latest Finance News, Opinion and Insight Direct to you every month.
chevron-right-circle linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram