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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Banks Need to Take the Lead in Addressing APP Fraud

5th November 2018
Recent figures compiled by banking industry group UK Finance have revealed that over £500 million was stolen from customers of British banks in the first half of 2018, of which £145 million was due to authorised push payment (APP) scams – referring to when people are duped into sending money to a fraudster’s account. While […]
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How China Went From Copying Tech to Defining It

5th November 2018
China's technology industry is developing into a serious rival to Silicon Valley, but there are political hurdles ahead. Bloomberg QuickTake explains how China's tech companies went from copycats to cutting edge, and why the US government is crying foul.
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What Are the 2 Biggest Hindrances to Data Management?

2nd November 2018
More than a third of financial institutions (37%) find that legacy data platforms are the biggest obstacles to improving their data management and analytics capabilities, according to research from Asset Control. Whereas, for 31%, the cost of change is seen as the biggest hindrance to progress. The poll of finance professionals, conducted through Adox Research […]
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Open Banking Is Opening Up Business Everywhere

1st November 2018
Even though it’s early days for open banking there are already plenty of trailblazers offering new services, writes Huw Davies, CCO at Token. From forex to rental accommodation, personal identification to loyalty schemes, many customer experiences are starting to be transformed by the effects of Europe’s Second Payment Services Directive (PSD2) just months after it […]
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The Battle of the Banks: Are Emotions Today’s Weapon of Choice?

31st October 2018
Trust, context, the story, the relationship; these and many more are the strategy picks of today’s challenger banks, and the weapons of choice in today’s battle for the high street consumer. Below Finance Monthly hears from Yelena Gaufman, strategy partner at Fold7, who explores the current banking landscape and the increasing dominance of social good. […]
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There Is Something Rocking the Fintech Industry and It’s Not Brexit

31st October 2018
What are really the concerns, risks or benefits of incoming Brexit changes? Below Finance Monthly hears from Todd Latham, CMO & Head of Product, Currencycloud, who explains what’s truly rocking the fintech sector. Am I the only one who has had enough of all the “Brexit is coming; the UK is doomed” headlines dominating the […]
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Everything Tax in This Week’s Autumn Budget

30th October 2018
Following the autumn budget announcement yetrerday, Finance Monthly has heard the initial reactions from experts at top accountancy firm Crowe UK. From Corporate Finance to Small Businesses and IR35, there are tax implications for many… Matteo Timpani, Corporate Finance partner: Entrepreneur’s Relief (ER) remains an attractive, and essential, tax incentive that drives UK innovation and […]
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Are the Good Times Back in Venture Capital?

30th October 2018
New research from eFront shows that while the 1990s might be thought of as a “golden era” for venture capital, returns figures do not back this assumption up. Conventional wisdom has it that in the decade 1990, returns of venture capital funds were higher and cash was returned faster. The decade 1990 can indeed be […]
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TSB Loses 16000 Customers: Time to Worry About Customer Experience?

30th October 2018
Last week TSB lost around 16,000 customers following a serious IT meltdown. This event serves as a display to how important customer service and customer experience are in the commercial banking sector. In light of TSB’s recent customer service blunder, Jonny Davis, vice-president of global client management partnerships at Fraedom, comments on how banks can […]
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How Can SMEs Ensure Continuous Cash Flow from Clients and Customers?

26th October 2018
There’s no doubt that maintaining a continuous cash flow when running a SME is incredibly hard. Here, Catherine Rickett, debt recovery manager at Roythornes Solicitors, shares with Finance Monthly her top tips to keep the cash flowing as an SME business owner. Between recruitment and staff retention, financial outgoings and ensuring the bills are paid […]
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Autumn Budget: Is Digital Sales Tax Likely?

25th October 2018
Following the Chancellor’s promise this month to ensure giant technology companies pay a fairer portion of tax, Chris Denning, tax partner at MHA MacIntyre Hudson, argues low tax rates for multinationals are a key fiscal tool to encourage investment into the UK. We’ll have to see how this pans out in the autumn budget next […]
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Economic Pain: With More on the Way, Say Investors

24th October 2018
Assetz Capital investors are predicting the worst economic quarter of the year, according to the Q3 Investor Barometer. Last quarter, the peer-to-peer lending platform surveyed its 29,000-strong investor base. When asked ‘how will the economic situation impact you in the next three months’, only 9% thought it would be positive, while 40% thought it would […]
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