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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Digital by Default: Communication, Collaboration & the Banking Process

5th June 2018
Customers’ everyday interactions with banking and insurance companies have been undergoing a steady process of transformation for some time, but the process still has far to go, both in terms of direct communication with customers and collaboration with third parties. Below Tony Rich, Head of Propositions at Unify, discusses the current banking environment and its ongoing interactions […]
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5,000 Have Already Made a UK Tax Refund Claim This Tax Year

4th June 2018
Thousands of tax refund claims have been made within the first few weeks of the new tax year, according to research conducted by Rift Tax Refunds. The tax refunds specialist has analysed their own company data to discover thousands of Brits are claiming back what the tax man owes them. With the rising cost of […]
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Contractors, Taxes & the IR35 Meltdown

4th June 2018
On 6 April 2017, a new set of IR35 rules came into force for public bodies. Essentially, HMRC was no longer going to allow the public sector to take contractors operating through Limited Companies at their word that they were playing fair with employment status law. Bradley Post, Managing Director at Rift Tax Refunds explains […]
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How Long Will It Be Until PSD2 Actually Has an Impact?

1st June 2018
PSD2 had been previously described as a game changer for the financial industry, that was set to have a substantial impact on how mobile payments are conducted and authorised. Along with the challenges that face the mobile payments industry, there are also sizeable advantages to the new payment services directive that offer increased security for […]
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The Top 5 Cities for Graduates Seeking a Finance Career

1st June 2018
Dubai is now the number one city for graduates seeking a career in financial services, whilst London doesn’t make the top ten, reveals a survey by one of the world’s largest independent financial advisory organisations. In an annual poll, deVere Group asks those who start its flagship Graduate Programme, in which location within the Group’s […]
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Banking & Finance Were the Most Vulnerable Web Applications in 2017

31st May 2018
Positive Technologies has announced its latest report from its own audits of web application security: Web Application Vulnerabilities in 2017. The results, collated through the security firm’s automated source code analysis through the PT Application Inspector, detected vulnerabilities in every single web application tested in 2017. Among the key findings, 94% of applications had at least one […]
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Volvo: Finance Needs to Bet on the Future to Thrive in Digital Age

31st May 2018
Determined CFOs need to stay ahead of the game if they are to make an impact in an ever-changing market landscape, says Philippe Henriette, SVP of Finance, Processes and IT for Volvo Construction Equipment. Below Phillippe discusses the drive that’s needed to push finance into the digital age. The finance function has expanded from a […]
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M&S Needs to Think Like a Start-Up

30th May 2018
Pat Lynes is a business transformation expert, Founder and CEO of Sullivan & Stanley and the author of ‘The Interim Revolution’. Below he what disruptive technology can mean for companies like Marks & Spencer. If it wasn’t apparent that there’s a desperate need for businesses to build a strong transformation ability, then surely a monster […]
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BMW Recall: Key Considerations When Facing a Potential Product Recall

30th May 2018
Ordering a product recall can give even the hardiest CEO cold sweats, yet if the latest BMW recalls tells us anything it’s that a lengthy delay can cause even more problems. How should businesses approach a recall and what are the best ways of preventing a quality failure? Vincent Desmond, CEO of the Chartered Quality […]
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Your Thoughts: M&S to Close 100 Shops

29th May 2018
Recent news reports regarding Marks & Spencer’s shop closures have left other high street retailers feeling fearful about profits. With plans to close 100 stores by 2022, in what M&S bosses are calling a re-organization of the entire retail chain, the aim is to turn a third of its in-store sales into online sales. This […]
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Businesses Must Take the Backlash Against Globalism Seriously

29th May 2018
Is globalised trade in reverse? Is protectionism on the rise with the potential of a spreading trade war? These are questions at the top of many business leaders’ minds. The answer to both these questions is yes, and business models are going to have to change as a result. Dr Joe Zammit-Lucia, co-author of ‘Backlash: […]
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Islamic Finance to Soar with FinTech & Standardization

25th May 2018
In a report published titled "The Future Of Banking: Islamic Finance Needs Standardization And FinTech To Boost Growth," S&P Global Ratings says it believes the global Islamic finance industry will expand slowly in 2018 and 2019. We think standardization and financial technology (fintech) could help accelerate the industry's growth in the short to medium term. […]
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