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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at [email protected] if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

6 Challenges Facing the Financial Sphere in 2018

27th December 2017
Below Finance Monthly hears from Managing Director of Equiniti Credit Services, Richard Carter, who discusses the impact of digitalization on the lending market, rising interest rates and his predictions for the 2018 landscape. Digital fluency and a thirst for convenience are making the UK’s borrowers more capricious and cost-sensitive than ever, says Richard Carter, Managing Director, […]
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Efforts to Tackle Mobile Fraud Are Being Hampered by a Lack of Clarity Around Liability

22nd December 2017
Despite the mobile channel being an increasingly lucrative one for fraudsters to exploit, efforts to implement watertight authentication are being stymied by a lack of clarity around which party is liable in the event of sensitive data being compromised by hackers. It is time that mobile network operators (MNOs) and banks made a concerted effort […]
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5 Tips for Successful FinTech Startups: How to Tackle the Biggest Financial Hurdles

22nd December 2017
All beginnings are difficult. Studies show that, on average, nine out of ten start-ups fail (1), and the shark tank that is the financial industry isn’t exactly renowned for allowing tender start-up shoots to flourish. The risk of failure and the fierce competition should not, however, deter you from launching your own FinTech. Instead, you […]
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What is the Difference Between a Building Society and a Bank?

21st December 2017
Below Simon Cadbury, Director of Strategy and Innovation at Intelligent Environments, answers a question many have been asking themselves for years now, what is the actual difference between a building society and your regular bank? Becoming an adult is an important moment for anyone. However, it’s perhaps now significantly less so for the millennial generation, […]
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UK Foots £190bn Annual Fraud Bill

21st December 2017
The annual cost of fraud in the UK is £190 billion, equal to around £10,000 per family, according to a new research study. The Annual Fraud Indicator 2017 reveals the staggering prevalence of fraud, which is now the UK’s most common criminal offence. Put into context, the scale of the problem is such that the […]
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The Top 7 Financial Services Trends That Will Dominate 2018

20th December 2017
Without a doubt, 2017 has been a rocky year for financial services; with political upheavals, economic uncertainty and planning for numerous regulatory changes coming into effect in 2018. In 2017, Brexit was the talk of the town, with “uncertainty” a word bouncing around the finance sector. As such, the key focus was on the financial […]
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PSD2 Compliance Deadline Is Less Than One Month Away

20th December 2017
Last week marked one month until the deadline for compliance with Second Payment Services Directive (PSD2). Coming into effect on 13th January 2018, the legislation will enable consumers across Europe to instruct their banks to share their financial data securely with third parties, making it easier to transfer funds, compare products and manage their accounts. […]
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Bitcoin Expected to See-Saw, But Cryptocurrency Mania Is Set to Grow

19th December 2017
Bitcoin will see-saw in coming weeks but the cryptocurrency mania is set to grow, affirms the CEO of one of the world’s largest independent financial services organisations. The observations by Nigel Green, founder and chief executive of deVere Group, come after Bitcoin fell by $2,500 last weekend after hitting record highs. Mr Green comments: “Bitcoin investors […]
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Your Thoughts: Your Favourite Moments in 2017 Finance

19th December 2017
We've seen some huge deals in 2017, from Qualcomm/Broadcom earlier in the year, to Gemalto/Atos in the last few weeks. We also had the 10-year anniversary of the financial crisis and the seating of Donald Trump into power. As part of this week’s Your Thoughts, Finance Monthly reached out to experts far and wide to […]
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10 End-of-year Updates on the US Federal Reserve

19th December 2017
Below Dan North, Chief Economist at Euler Hermes North America, lists several updates and thoughts on the latest matter surrounding the US federal reserve. A rate increase is a lock this week. We have been saying there will be 2-3 hikes in 2018, but now there seems to be pressure towards 3-4. We expect that […]
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Winning the Apprentice Doesn’t Mean You’ll Be a Financial Success

18th December 2017
Creditsafe Group, the global business intelligence expert, has found that despite a significant investment from Lord Alan Sugar, past winners of the show still have a relatively low net worth and poor credit rating. Over the last five years the winners net worth, credit score and credit limit have decreased on average by 73%, with […]
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The Latest on US Tax Cuts, FTSE & Bitcoin

18th December 2017
Discussing the latest US tax cuts decision, FTSE updates and bitcoin news, Lee Wild, Head of Equity Strategy at interactive investor, talks to Finance Monthly about the end of year affairs. With a week to go till Christmas there’s a whiff of Santa rally in the air. Markets should respond well to a ‘yes’ vote […]
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