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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Mortgage Rates at Lowest Since Mid-November

8th June 2017
Mortgage rates in the US fell for the third week in a row, with the benchmark 30-year fixed mortgage rate falling to the lowest level in more than six months, according to Bankrate.com's weekly national survey. The average 30-year fixed mortgage has a rate of 4.09%, the lowest since November 16th 2016, and an average […]
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General Election: What Does it Mean for the Markets?

8th June 2017
On 18th April 2017, the UK Prime Minister Theresa May announced today’s snap general election, 8th June 2017. Three years earlier than scheduled, May’s official reason was to strengthen her hand in the Brexit negotiations, which she feared the other parties would try and frustrate. With 650 parliamentary constituencies, the general public will elect one […]
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The Pre-Election Investment Panic

7th June 2017
Physical gold sales have increased 68% in the last week at investment firm The Pure Gold Company in the run-up to tomorrow’s election, as the deadline looms. Chief Executive Josh Saul said: “Some of our clients are concerned that if Jeremy Corbyn wins the election then national security will be threatened which would negatively affect the […]
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Is the US Economy About to Take-Off?

7th June 2017
Things have been looking okay for the US’ overall economy, and with implementing change in Washington, who knows what’s to be of the economy in months to come. Samuel E. Rines, Senior Economist and Portfolio Strategist at Avalon Advisors LLC discusses for Finance Monthly below. The US economy currently finds itself in a familiar position. […]
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Trump's Withdrawal from Paris Accord Leaves Businesses in Limbo

7th June 2017
The White House is on fire. Every day – almost every few hours – new scandals are breaking. From investigations about Russian collusion to alleged obstruction of justice, the blaze is white hot. But when it comes to the world of businesses and law, it's not the alleged criminal law bombshells that are causing the […]
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The Impact of the UK General Elections on the Economy and the Pound

6th June 2017
With the election on our doorsteps, Jonathan Watson, Chief Market Analyst for Foreign Currency Direct talks to Finance Monthly about the potential impact of the UK’s general election on the national economy and the pound. This election has gone from being one of the most predictable to actually quite an uncertain event. With this shift […]
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What is Hedging?

6th June 2017
When an investment goes against expectation, what do you do? Hedging in IGOFX can help protect you against these unexpected risks. It is vital to ensure you do not miss out on any opportunities.
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How Payment-Over-Time Models Can Ease Cybersecurity Strain

6th June 2017
Here Chris Labrey, Managing Director UK & Ireland for Econocom talks to Finance Monthly about the management of long term payment models and how they can play a part in the implementation of cyber security measures. If businesses have learned anything over the past few weeks, it is that the issue of cyber security has […]
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Saudi, UAE, Bahrain, Yemen, Libya, Egypt Cut Diplomatic Ties with Qatar

5th June 2017
Following what Bahrain has blamed as “media incitement, support for armed terrorist activities and funding linked to Iranian groups to carry out sabotage and spreading chaos,” on Qatar’s part, and what Saudi Arabia as Qatar’s "embrace of various terrorist and sectarian groups aimed at destabilizing the region,” diplomatic ties with the Gulf state of Qatar […]
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Why Are Businesses Trying to Squeeze Financial Management into 3.6 Hours a Month?

5th June 2017
Britain’s 5.3[2] million strong army of sole traders and micro businesses estimate they’re spending the equivalent of 2.5 million working days collectively each month on managing their finances, a figure which could be a serious underestimation according to KashFlow. KashFlow commissioned a study among sole traders and owners of businesses with less than ten employees, […]
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Here’s All You Need to Know About Credit Scoring & Loan Grading

5th June 2017
John Mould, Chief Executive Officer of ThinCats, shares his thoughts with Finance Monthly on the ins and outs of loan grading, also known as loan scoring. Credit scoring in the wider world is well documented, and loved and hated in equal measure. But when it comes to accurate analysis in the alternative finance industry, there […]
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Many Young People Struggle to Understand Money Matters

2nd June 2017
Around one in four students in the 15 countries and economies* that took part in the latest OECD Programme for International Student Assessment (PISA) test of financial literacy are unable to make even simple decisions on everyday spending, while only one in ten can understand complex issues, such as income tax. Some 48,000 15‑year-olds took part in […]
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