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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Will Blockchain and the Token Economy Happen in 2018?

12th December 2017
With the introduction of blockchain technology and the implementation of the token economy, Gary McKay, CEO and founder of APPII, believes the 4th industrial revolution is about to take place, potentially in the coming year. The industrial advances being brought about by artificial intelligence (AI), robotics, the Internet of Things (IoT) and blockchain technology will […]
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The Difference Between ‘Bitcoins’ and ‘Tokens’

11th December 2017
Barely a day passes by now on the internet when I am not offered to subscribe to the ICO (initial coin offering) of a new currency. If the statistics are to be believed, there are 11,000 of these new currencies, of which 1,200 or so are capable of being traded on the various cryptocurrency exchanges […]
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Tapping into India's Digital Payments Revolution

11th December 2017
Bangalore-based software company Ezetap has developed a platform that makes it easy to pay anywhere with any device you like. It has created software allowing a merchant with a smartphone to accept any type of payment and see that money moved seamlessly into their own bank account.
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The Bitcoin Religion, Have You Converted?

8th December 2017
Bitcoin has since its inception, and especially during its 2017 growth spurt, become a bit of a culture, a religion almost. If you’ve heard about bitcoin from somehow, they likely sounded really passionate about it and excited to explain it to you. Below Fiona Cincotta, Senior Market Analyst at City Index, talks Finance Monthly through […]
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Easy Payments vs Complex Security Needs

7th December 2017
When adopting new payment methodologies, banks must strike a challenging balance between ease of use and access and the need to put in place stringent levels of security. With technology evolving at ever-increasing rates, it’s increasingly difficult to keep on top of that challenge. Below Finance Monthly hears from Russell Bennett, chief technology officer at […]
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Why Is Facebook Adding P2P Payments for Its Users? Will It Catch On?

7th December 2017
Traditional banks are lagging behind when it comes to technology and we are increasingly seeing non-financial services companies, like Facebook and Orange moving in into the territory of traditional banks. Below Daniel Kjellén, Co-Founder and CEO of Swedish fintech unicorn Tink, looks at how Facebook is currently adding P2P payments to their services. You would […]
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How Iot Is on the Cusp of Revolutionising the Financial World

6th December 2017
Here discussing the increased adoption of connected devices and sensors in banking and how IoT enables banks to respond in real-time to customer needs, is Neil Bramley, B2B Client Solutions Business Unit Director at Toshiba Northern Europe. Internet of Things (IoT) technology is on the rise both at home and in the workplace, and will […]
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US Tops List of Global Trade Targets for UK Businesses

6th December 2017
UK businesses optimistic about international trade plans – and view trade as a catalyst for growth, says new report from American Express. The UK remains a uniquely connected major economy, and the future looks bright for the country’s trade activity; 39% of UK businesses presently trading internationally plan to increase their volume of trade over […]
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The UK’s Top Help-to-Buy Hotspots Revealed

5th December 2017
Entering the property market has become an increasingly daunting task for many young people in today’s economic climate. As a result, many have looked to government-backed help in the form of help-to-buy schemes and ISAs to turn the dream of joining the property ladder into a reality. The required deposit can then be saved with […]
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Your Thoughts: US 3Q17 3.3% GDP Growth

5th December 2017
The US economy’s growth rate last quarter was recently revised on the basis of stronger investment from businesses and government bodies than previously assessed. GDP in Q3 was revised up to 3.3% annual growth rate compared to the previous quarter. This was according to the US Department of Commerce in a press release on the […]
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5 Ways Mobile Fraud Is Set to Ruin Your Christmas Shopping

4th December 2017
Mobile shopping in the UK, France and Germany accounted for 28% of online Christmas orders in 2016, according to CJ Affiliates, with the UK bringing in an even bigger proportion at 44%. And these figures are set to grow even more in the lead-up to the 2017 festive period. According to Keiron Dalton, mobile banking […]
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Real Estate: An Outlook For 2018

4th December 2017
With plenty of change coming in 2018, here Emmanuel Lumineau and Thomas Schneider, Founders of BrickVest, delve deep into the future of real estate for the coming year, prospects of growth and challenges ahead. 2017 was a strong year for the real estate industry. Despite a number of external factors that could have easily affected […]
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