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Courtney Evans

Courtney studied English Literature and Creative Writing at University and is the Editorial Assistant for Finance Monthly, CEO Today and Lawyer Monthly writing articles for all three publications. Courtney is an experienced writer who enjoys researching for the articles. When she’s not working, Courtney can be found planning her next budget friendly trip and trying to tick off new experiences on her ever-growing bucket list.

Articles by Courtney Evans

Would a UK Wealth Tax affect me?

20th August 2024
Understanding Wealth Tax and Its Potential Impact A wealth tax, also referred to as a capital gains tax, is a levy imposed on the wealthiest individuals in a country. This tax is calculated based on the market value of assets owned by the taxpayer, which can include property, stocks and shares, personal cars, trusts, and […]
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9 Common Credit Card Myths Debunked

19th August 2024
Credit cards are valuable tool to manage your personal finance and start to build a credit score, understanding them properly is important before you apply. There are lots of misunderstandings about credit cards so we are here to debunk some of them and set the story straight so you can relax and use the account […]
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Energy debt in the UK at a record high

19th August 2024
  Rising cost of energy bills The cost of living crisis in the UK continues to deepen, with energy bills becoming a significant burden for households. Predictions indicate that energy bills will rise by 9% in October, bringing the average annual cost to £1,714 per household. This increase is just one of many that has […]
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Choosing the Best Student Bank Account 2024

16th August 2024
   Choosing the best student bank account Managing your finances whilst at university is not always easy, this is why choosing your student bank account is important. Having a bank account tailored to students will help you to manage your money and have flexible access as well an overdraft where you can spend more than […]
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Student Discounts to save you money

16th August 2024
  Essential Student Discounts If you are starting college or university this year then you might already be getting ready and making sure you are prepared. The costs of buying all new can easily build up especially if you are moving away from home. Making use of discounts offered to students is the best way […]
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Corporate Finance in the Age of AI: Benefits, Challenges, and Ethical Considerations

16th August 2024
  Corporate Finance in the Age of AI Artificial intelligence (AI) is revolutionizing corporate finance, with real-time analytics and machine learning (ML) that enhance financial decision-making. AI helps finance teams improve key business processes of forecasting for budgeting and planning while AI- and ML-powered real-time analytics improve insight accuracy, expedite decision-making, and free finance teams […]
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Klarna VS. Clearpay

15th August 2024
  Which Buy Now, Pay Later Service Is Right for You? Buy Now Pay Later (BNPL) services are popular among consumers as an alternative way to finance their purchases. In the UK, two popular players are Klarna and Clearpay which both provide users with the flexibility to spread the cost of their shopping over several […]
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Why are some People Receiving Tax Refunds?

15th August 2024
   Tax Refunds You may have heard people around you rejoicing over their extra money paid into their accounts for a tax refund. Whilst it seems great that people are getting an extra few £100’s in their bank accounts this is what they are owed and should have already received. These refunds are being paid […]
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Personal Debt in the UK is a Growing Concern

14th August 2024
   You aren't alone in your debt Personal debt in the UK has been steadily rising, reflecting broader economic challenges and individual financial pressures. By the end of May 2024, UK residents collectively owed a staggering £1,852.5 billion in debt. This marked an increase of £205 million compared to May 2023, adding an extra £275.94 […]
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Why You Should Have Home Insurance

14th August 2024
Costs and Coverage explained Buying a home is one of the biggest and most significant investments you’ll make and taking out home insurance provides a safety net against a range of risks which could be out of your control and otherwise leave you facing our-of-pocket expenses. As of 2024 there are around 35 million home […]
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Inflation has risen to 2.2%

14th August 2024
Inflation has risen to 2.2%   For the first time since December 2023 Inflation has risen, reaching 2.2%. This comes after a positive year of decline as it got as low as 2% in June and held steady.   This increase was expected and a further one is expected later in the year before the […]
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The Mortgage-to-Salary Ratio

13th August 2024
  The Mortgage-to-salary ratio When buying a home lenders will consider your overall finances including any debt, your credit score, current salary and security before determining how much they are willing to lend. This benchmark is typically set at 4.5 times a borrower’s salary, this ensures that homeowners can manage their repayments without a heavy […]
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