Many industry commentators regard Hubwise as a ‘FinTech’ business, but the company is a little bit more than just that – it’s also fully regulated in the UK to hold and control client money, which makes the term ‘RegFinTech’ more applicable to Hubwise’s operations. We caught up with the company’s Founder and CEO, Angus Macdonald, to learn about the benefits of investment platforms and the things that make wrap platforms appealing.
In today’s era of technological disruption, the speed and transparency of change for the customer is becoming ever-more apparent. Yet, technological disruption in banking is not something unique to the 21st century. In 1950, money was transformed from a physical entity into an idea when The Diners’ Club Inc. introduced the first universal credit card. Further technological disruption followed in 1967 when Barclays introduced the first ATM. Since then we have experienced electronic stock trading with the introduction of the NASDAQ (1971) and e-commerce business models drove the burgeoning internet in the 1990s.
This month we hear from Roger Comins - a Director of Product Management at GTreasury – a company that provides a digital treasury management platform. Below, Roger discusses trends that are affecting treasurers right now, real-time payments and the future of open banking.
In the busy world of banking and financial services, many instances could require a corporate investigation. However, due to a general lack of knowledge of the services that private detectives offer, many companies fall victim to fraud, theft and general employee misconduct without being able to prove or even know where to begin when investigating such activities.
To hear about corporate investigations, Finance Monthly reached out to Simon Henson, the Managing Director and Founder of Titan Investigations Ltd. Founded in 2014, the company currently has eight offices across the UK, with a ninth one in the pipeline.
With an estimated £5 trillion in global currency exchanging hands daily, there’s no denying London’s position as one of the world’s most important financial services hubs. Considering its importance, could the FS sector embrace a four-day workweek or is the idea simply unviable? Ross Crook, Senior Vice-President of Client Services at Cielo, outlines the realities of implementing the four-day workweek.
With a rise in staycation tourism, many people looking to top-up their wages or pensions are investing in holiday homes, with the number of people choosing a self-catering holiday in the UK rising from 6.22 million to 7.23 million between 2015 and 2017 alone. With the recent fall in the value of the pound due to Brexit uncertainty and coronavirus panic, the holiday home market is set to increase further in popularity – but why are holiday homes becoming more popular than buy-to-let mortgages?
The spread of the Covid-19 coronavirus has brought China to a standstill and has already harmed the global economy. Global stock markets fell in the last week of February as the coronavirus virus outbreak reached Europe and continued to affect factory output and international trade.
In a move that’s raising eyebrows, European Central Bank Chief Christine Lagarde is proposing to explore the ECB’s role in fighting climate change in the upcoming strategic review. Meanwhile, TCI, a hedge fund and brainchild of climate activist Sir Christopher Hohn is putting its money where its mouth is – in value-based investments. Moody’s routinely factors climate risk in its ratings and analysis.
There was a time when nationalised industry was thought of as slow-moving, traditional and unadventurous. It was the antithesis of individual enterprise, a go-getter philosophy and agile innovation. China has flipped this theory on its head.
Today, China has become the Wakanda of payments: a hyper-focused, unified driving force for digital innovation that is outpacing anything the West has been able to deliver.
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