The ongoing economic stand-off between China and the United States is enough to worry anyone involved in the financial sector. There are real concerns that the ongoing spat will degenerate into a deep and prolonged trade war, and recent actions of both sides will have done nothing to dispel these fears.
A CFO’s ability to implement change, whether that be introducing new accounting software, negotiating discounts with key suppliers, or changing the business’ capital structure, can be greatly dependent on how they approach decision making.
The global private equity (PE) market has been remarkably buoyant over the last five years. It continued to raise capital, conduct deals and find exits at a significant pace. Limited partners (LPs) remain bullish and continue to bring fresh capital to market.
In periods of growth, but especially during an economic downturn, integrated M&A Transaction Management (iTM) is crucial for cost-efficient transactions and maximising the probability of a successful transaction - valid for all different kinds of M&A transactions (e.g. add-on investments, De-investments, Carve-outs, Capital raise).
The global investment banking landscape is shifting, with institutions cutting jobs, banks diversifying and regulators introducing new requirements while redefining older ones. Hina Chowdhary, Head of Research at independent equities research firm Kalkine, considers investment banks’ options if they are to remain the all-powerful entities they once were.
In today’s hyper-competitive and dynamic market, businesses need to keep a sharp eye on managing cash flows and controlling costs. Undoubtedly, companies from time-to-time need working capital, and often look to secured loans as one of the primary means of providing the cash necessary to fund operations. Secured loans (loans in which a borrower pledges collateral as security for repayment and performance) generally offer distinct advantages over unsecured loans; most notably, there appears to be significantly more secured lenders than unsecured lenders in the market today, and the cost of capital (loan rate) tends to be less with secured loans compared to unsecured loans.
As part of the revised Payment Service Directive (PSD2) published in 2018, Strong Customer Authentication (SCA) was incorporated to make online payments more secure. The rules, which were set to be applied on September 14th, mean consumers will have to approve online payments through a second level of authorisation, if the cardholder’s bank and the business accepting the transaction are located in the European Economic Area. In other terms, when consumers make an online payment of over £28, extra levels of authentication will be required at the time of the transaction. Shoppers will have to provide two of the following: something they know, like a password, who they are, through biometrics such as fingerprint or facial scan, or receive a code through their mobile device.
From lenders going bust to getting a mortgage with bad credit, Dilpreet Bhagrath, Mortgage Expert at online mortgage broker Trussle, explains how to tackle the things the UK worries about the most when it comes to their mortgage.
Risk management is an essential part of successful investing. Planning, knowledge and quick thinking can minimise risk, but will never eliminate it completely. Yet there are certain risks that occur so rarely, that contingency measures are seldom made for them by the majority of investors, despite their huge impact on financial and economic markets. The technical term for such a happening is called a “tail event”. Quantifying the “tail risk”, the risk of such an event taking place is difficult due their rarity and the fact that they are normally triggered by unpredictable shocks.
What’s worse than thrusting your brand into the limelight with the extravagant launch of a new product or service, only for it to receive a zero-star rating from customers and fall completely flat? All that time, planning, and money wasted (not to mention the reputational damage!) – nothing could compare, right?
Real Estate is the world’s largest asset class (worth more than all stocks and bonds combined at c£230 trillion) and the scale of the industry encompasses residential, commercial, industrial and hospitality segments. Yet, despite its scale and complexity, the Real Estate sector has been slow to adopt new technologies and innovation.
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