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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

How AI Is Transforming HR & Payroll in 2025

7th October 2025
Go back a couple of years and payroll and human resources was among the most stressful activities of business owners and HR managers as well. Infinite spreadsheets, compliance issues, late deadlines, it was all the reason to feel overwhelmed even by the most organized team. However, enter 2025 and the picture is quite different. Artificial […]
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Top Education App Developers for Android & iOS Platforms

7th October 2025
Mobile learning has become one of the fastest-growing segments in EdTech. From interactive classrooms to AI-driven tutoring apps, students now expect intuitive, reliable, and engaging platforms right on their phones. For schools, startups, and enterprises, the choice of development partner is critical - an experienced team can turn a concept into a scalable solution. Below, […]
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Government-Mandated Auto Insurance Discount for Seniors

6th October 2025
I’ve been sitting across desks and phone lines with drivers for more than twenty years, and if there’s one thing that never changes, it’s this—wh en people retire, their paychecks shrink, but their insurance bills somehow don’t. One gentleman in Virginia said it best: “I’ve been behind the wheel longer than some of your underwriters […]
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The Future of Psychic Work in an AI-Driven World

6th October 2025
Everything in life has changed with the rise of technology, including the use of artificial intelligence. AI is changing the way that we do everything, from creating art online to the way that we shop. The algorithms on different websites tell us what we should be looking for, or show us which movies we should […]
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Don't Risk It: Lack of Maritime Safety Training can sink your business

6th October 2025
Safety training costs money, but not having it costs much more. This article breaks down the six critical ways that investing in maritime safety training is one of the soundest decisions you can make. 1) OSHA fines are expensive OSHA can fine you $16,550 for each serious safety violation in 2025. If they believe you […]
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What is Futures Trading & How does it work?

6th October 2025
Futures trading is gaining momentum and attracting more investors who want flexibility, portfolio diversification, and tools to manage market volatility. Global futures volumes are on the rise, reflecting a surge in interest among both individual and professional traders. But what is futures trading, and how exactly does it work? This is exactly what we will […]
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Tangible Assets Rising in Popularity Among Global Investors

6th October 2025
Investors worldwide are showing increasing interest in tangible assets as a way to diversify their portfolios. Traditional markets have been marked by uncertainty, and many are seeking physical investments that combine potential value growth with the reassurance of holding something real. Among these, whisky has captured the attention of international investors. It stands out as […]
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Top 5 Best Trading Platforms for Stocks in 2025

3rd October 2025
Starting your investment journey means choosing the right trading platform — an often overwhelming task given the sheer number of options available. Many platforms promise top features and seamless experiences, but what truly matters is finding one that fits your needs. When selecting a trading platform, it's important to evaluate the key factors that can […]
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How to use bridging loans to your best advantage

3rd October 2025
A bridging loan is a short-term financial tool. It helps you ‘bridge’ a financial gap until you can arrange a more permanent funding solution. These loans are secured against an asset, such as a property or land. People value them for their speed and flexibility, which makes them ideal for time-sensitive transactions. When you know […]
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5 Best Flower Boutiques in Miami

3rd October 2025
Miami is home to a vibrant floral scene where artistry meets luxury. From weddings and corporate events to everyday gifting, the city’s flower boutiques are known for turning stems into statements. Whether you are searching for a luxury florist, a premier flower store offering same-day flower delivery, or a designer of bespoke floral arrangements, Miami […]
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How to Build a Capex Plan for Kitchen Upgrades

3rd October 2025
Upgrading your kitchen requires careful planning. Without a clear capital expenditure (Capex) plan, costs can spiral out of control. You’ll need to map every expense, all while staying realistic about ROI and depreciation. How do you decide between leasing and buying? What are the key cost categories you shouldn’t overlook? With this guide, we’ll help […]
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Inside Chiliz Chain: How Enterprise-Grade Tokenisation Scales Fan Engagement

3rd October 2025
Tokenization is moving from pilot to production in sports and entertainment. This guide breaks down how Chiliz Chain enables fan engagement at enterprise scale, what “enterprise-grade” means in practice, and where CTOs, CMOs, and partnership teams can start. Why tokenization now? Sports and media brands are under pressure to turn attention into measurable loyalty. Traditional […]
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