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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Inside the Billionaire Diversification Playbook of 2025

8th July 2025
In 2025, the rules of wealth management have changed. While billionaires used to rely on traditional assets like real estate, stocks, and gold to preserve their fortunes, the new era of diversification includes cutting-edge tools like crypto wallets and decentralized finance (DeFi) platforms. These innovations have reshaped how the ultra-wealthy safeguard their assets, creating opportunities […]
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Back To School Traffic: Increased Risks and Unforeseen Financial Burdens in Michigan Suburbs

7th July 2025
The annual return to school brings a predictable yet persistently challenging increase in traffic congestion across Michigan's suburban landscapes. This seasonal shift, particularly acute in communities like Novi and Troy, transforms school zones into bustling chokepoints, teeming with vehicles, pedestrians, and cyclists.  While the Michigan Department of Transportation (MDOT) actively pursues a "Toward Zero Deaths" […]
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2025 Holiday Travel: Your Financial Prep for Road Accidents

7th July 2025
The upcoming 2025 holiday season brings excitement and a significant surge in road traffic and, consequently, an increased risk of car accidents. These incidents can quickly turn festive cheer into financial distress, impacting everything from immediate repair costs to long-term medical expenses and lost income. The U.S. agency Department of Transportation's National Highway Traffic Safety […]
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Impact of Margin Trading Facility on Investment Portfolio Diversification

7th July 2025
Investors traditionally see diversification in equity investing as a principal mechanism for reducing risk. They try to distribute their investments across various asset classes, sectors, or securities to avoid being singularly exposed to the performance of one instrument. One of the major concepts that has influenced this process is the Margin Trading Facility (MTF). MTF […]
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Leen Kawas on Biotech's Funding Reality Check: How Capital Scarcity is Reshaping R&D Priorities

7th July 2025
After hitting record highs of $39 billion in venture funding in 2021, the U.S. biotech industry experienced a dramatic reversal. By 2023, venture capital investment had plummeted to roughly $23 billion, representing a steep 40% decline from peak levels. The funding crunch triggered widespread layoffs, with 187 U.S. biopharma companies announcing workforce reductions in 2023 […]
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Building a Responsible Data Mesh - Governance Patterns That Scale Across Hybrid Clouds

7th July 2025
The advent of hybrid-cloud architecture has become a necessity for financial organizations. They must figure out how to manage data effectively in a compliant and agile way. Data Mesh offers a viable solution, allowing financial organizations to have an adaptable, yet, compliant data mesh. What principles, challenges, and frameworks do you need to build a […]
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Don’t Let Wi-Fi Gaps Slow Down Your Dubai Adventures

7th July 2025
Have you ever stood in front of a tall Dubai skyscraper or wandered through the colorful corners of a souk, only to realize you have no internet? It’s frustrating. You want to share the moment, find directions, or book a ride, but Wi-Fi isn’t always available when you need it most. That’s why many travelers […]
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Living with the Tata Curvv EV in an Apartment: Practical Charging Solutions

7th July 2025
The demand for eco-friendly commutes has been on the rise for quite some time. Leading car manufacturers are now offering EVs to keep up with this demand. These cars come with advanced features and amenities to ensure your comfort is never compromised. Tata Motors launched their Curvv EV on 7th August 2024 with a clear […]
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Driving ROI: Why Business Travellers Are Turning to High-End Car Rentals in Dubai

7th July 2025
Premium car rentals in Dubai are gaining momentum among business travellers. And this is no coincidence. It is not just a way to get from point A to point B. It is an excellent investment decision. Moreover, investing in the services of Enjoy Car Rental LLC can bring tangible returns. Businesspeople are increasingly choosing luxury […]
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Exploring Investment Opportunities in the UAE’s Luxury Yacht Charter Industry

7th July 2025
Yachting has long been regarded as a luxurious holiday activity worth trying at least once in a lifetime. Yachting in the UAE is an irreplaceable pastime for tourists and locals. On board, people can explore the waters of the UAE at their own pace, see the iconic landmarks from a different perspective, and make one-of-a-kind […]
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Top-Up vs. Regular Health Cover: Which One Saves You More in the Long Run?

7th July 2025
You must have considered buying a health coverage plan for your family, but have stepped back after reading the complex terminology and perplexing technicalities. You’re not alone! Many people in India face the same difficulty while buying a family health insurance plan. People are often confused between two types of health coverage plans, standard health […]
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Smart Borrowing Habits for Today’s Credit-Conscious Consumer

7th July 2025
A good credit score is a powerful asset, unlocking better loan terms and lower interest rates. In today’s complex financial world, understanding credit is essential to managing money wisely and strategically. Smart borrowing means making informed decisions that help avoid financial strain and support long-term success. This article explores key habits that help consumers borrow […]
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