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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

3 Simple Ways Blockchain is Disrupting Banking

23rd January 2019
Banks have always relied on middlemen to facilitate different financial transactions, such as accepting deposits, lending money, processing payments and issuing checks, which can be time-consuming and costly.
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What If All Governments Agreed Digital Currencies Were Good?

23rd January 2019
Below, Finance Monthly takes a deeper look at the global response to cryptocurrencies.
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Here’s How Brexit Is Set to Fluctuate the Fuel Economy

22nd January 2019
2017 was a record year for sales of electric vehicles, with over 4,000 new registrations per month in the UK — a significant increase compared to 2013 figures, which witnessed just 3,500 new registrations over the entire year!
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Consumers Expect a Financial Crash ‘Worse Than 2008’ This Year

22nd January 2019
Consumers are bracing themselves for a major financial crisis and housing crash this year according to a new poll from Spearvest, the wealth management firm.
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5 Top Financial Planning Tips for 2019

21st January 2019
With 2019 upon us, the New Year is an opportune time to get to grip with your financial affairs and highlight any areas for action.
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What Will Cause the Next Recession?

21st January 2019
Chief economist of Moody's Analytics Mark Zandi says the $1.5 trillion of outstanding student loan debt has created a 'crisis' for young Americans. It's part of the reason millennials are waiting longer to start families, buy houses, and launch businesses. It might also lead to the end of the US economy's 'virtuous' cycle in 2020.
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Are Payment Cards Truly Under Threat?

18th January 2019
Consumers do not only compare how easy it is to make payments when buying goods with traditional providers, but also with other such as Amazon, PayPal and Google.
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Lending 101: What Is P2P Lending and How Does It Work?

17th January 2019
Promising solid returns with a minimum of hassle, peer-to-peer lending sounds like an investor’s dream. But how does it work?
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Cybercrime in Banking: Customers Now the Most Targeted Vulnerability

16th January 2019
Cybersecurity measures within banking have changed dramatically over the last decade, driven by rapid advancements in technology across the sector.
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Financial Sector Hit By £1.34bn Security Testing Bill

16th January 2019
The shockingly high cost of protecting against cyberattacks has been revealed, with the financial sector forking out more than £1.34bn annually to combat the growing threat of data breaches and system outages.
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Open Banking Primed for Further Progress After First Year

15th January 2019
Jake Ranson, Banking & Financial Institutions Expert and CMO at Equifax UK, believes both consumers and companies will benefit from the growing development and impetus of Open Banking in the year ahead.
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How Will the Use of AI in Banking Develop in 2019?

15th January 2019
The use of artificial intelligence (AI) in the banking sector is nothing new and we have seen it implemented across a range of areas within financial institutions, such as credit risk management, risk and finance reporting, trading floors, customer relationships and of course, security.
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