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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Lending 101: What Is P2P Lending and How Does It Work?

17th January 2019
Promising solid returns with a minimum of hassle, peer-to-peer lending sounds like an investor’s dream. But how does it work?
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Cybercrime in Banking: Customers Now the Most Targeted Vulnerability

16th January 2019
Cybersecurity measures within banking have changed dramatically over the last decade, driven by rapid advancements in technology across the sector.
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Financial Sector Hit By £1.34bn Security Testing Bill

16th January 2019
The shockingly high cost of protecting against cyberattacks has been revealed, with the financial sector forking out more than £1.34bn annually to combat the growing threat of data breaches and system outages.
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Open Banking Primed for Further Progress After First Year

15th January 2019
Jake Ranson, Banking & Financial Institutions Expert and CMO at Equifax UK, believes both consumers and companies will benefit from the growing development and impetus of Open Banking in the year ahead.
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How Will the Use of AI in Banking Develop in 2019?

15th January 2019
The use of artificial intelligence (AI) in the banking sector is nothing new and we have seen it implemented across a range of areas within financial institutions, such as credit risk management, risk and finance reporting, trading floors, customer relationships and of course, security.
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What Does China Own in the US?

14th January 2019
Billions of dollars flow into the U.S. from China every year. CNBC’s Uptin Saiidi explores some of China’s biggest assets in New York and explains how the trend is shifting.
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A Year into Open Banking, 8 of 10 Millennials Prepared to Switch

14th January 2019
This Sunday marks the first anniversary of the Open Banking initiative.
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Bans on Assignment Clauses Abolished, What Does This Mean for Financing?

11th January 2019
A recent decision was taken by the UK government to make Bans on Assignment clauses null and void. These clauses made it very difficult for many UK businesses to gain access to the finance they need to grow and meet objectives.
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5 Things 2019 Holds for Fintech Businesses

10th January 2019
With revolutionary technology upending the world of financial services at an ever-increasing pace, it can be difficult to keep up with what’s happening in the world of fintech.
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How Can Businesses Prepare for Making Tax Digital (MTD)?

9th January 2019
HMRC’s deadline for Making Tax Digital (MTD) for VAT may have slipped back to October 2019 for certain businesses, but its aim to be the “most digitally advanced tax administration in the world” has not changed.
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The Importance of Regulation Within the Digital Currency Markets

9th January 2019
Digital currencies and the associated breakthroughs, such as the blockchain, offer a number of benefits and new use cases for incumbent financial service providers and innovators alike.
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Institutional Capital to ‘Considerably Expand’ Crypto Market in 2019

8th January 2019
Institutional investors – excited by greater regulatory clarity - are going to drive “considerable expansion” of the cryptocurrency market in 2019.
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