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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

How to use AI to Create an Invoice Template

20th August 2025
What is an Invoice Template? An invoice template is a pre-designed customizable template that contains all of the fields needed to invoice a customer such as business details, item descriptions, quantities, and pricing. It also has the terms and conditions which further outlines how to get paid as well as any specific due dates. What […]
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Phillip Schofield’s Net Worth: From Daytime TV to Quiet Wealth

19th August 2025
Phillip Schofield’s three-decade career in broadcasting has made him one of the UK’s most recognisable television figures, and a very wealthy one at that. Despite a dramatic and public departure from ITV in 2023, the 62-year-old presenter retains a fortune estimated at $12 million (around £9 million). Best known for co-hosting This Morning for 21 […]
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Medical Debt from Accidents: Strategies Beyond Personal Injury Claims

18th August 2025
If you are involved in a motor vehicle accident, there is a good chance that you'll incur some sort of injury. For instance, you might experience mild headaches, backaches or other pain that takes days or weeks to heal. Regardless of how severe your injuries are, you may rack up significant medical debt to treat […]
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3 Best Forex Signals Telegram In 2025

18th August 2025
The 2025 Forex Signal Leak: How the Top 1% of Traders Receive Free Winning Alerts (While You're Left Guessing) Imagine this: You check your trades and see another missed opportunity—+200 pips, gone. Meanwhile, insiders in private Telegram groups got the alert before the move. Why weren’t you in? The reality? Most traders lose because they’re: […]
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Reviewing Lear Capital Fees: Complete Cost Guide for 2025

15th August 2025
Lear Capital Fees at a Glance First year IRA fees as high as $415 depending on options chosen. Application fee: $50  Recurring annual fees: As low as $225 Shipping: No IRA shipping fees Storage: Included in annual fees Buy-back: No additional fees Promotions for fee reimbursement are often offered The fee structures employed by precious […]
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Liquidity and Other Marital Fantasies

15th August 2025
Marriage promises love, partnership, and mutual support. It also promises a mysterious thing called “financial stability,” which is often confused with having actual money. Liquidity, like romance, is intoxicating in theory and high maintenance in practice. Couples talk about it the way they talk about a future trip to Italy, endlessly, and without booking the […]
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Your Financial Blueprint for Life After a Major Accident: A 7-Step Recovery Guide for 2025

14th August 2025
A serious accident is more than a physical and emotional trauma; it's a financial shockwave. In 2023, the average economic cost for a property damage-only crash was $6,300 per vehicle, but the financial toll can be life-altering for accidents involving injuries. With over 50,000 injury-related crashes reported in a single state like Michigan in one year, […]
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How to Build a Million-Dollar E-commerce Brand from Scratch in 2025: A Financial Guide

14th August 2025
The digital storefront is a powerful wealth-creation machine. Building an e-commerce brand offers a viable path to significant personal fortune. This isn't a trend; it's a fundamental economic shift driven by widespread internet access and convenience. Global e-commerce sales could reach approximately $6.3 trillion by 2027, showing continuous growth. Investors actively fund digital-first consumer brands, […]
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An Overnight Wipeout: How a Catastrophic Storm Can Erase a Company's Entire Net Worth

14th August 2025
Houston is a city of relentless drive, but it also faces ever-present weather threats. Success in Houston today isn't just earned; it must be fiercely fought for. Businesses dedicate years to building their reputation and fortifying their balance sheets, becoming true cornerstones of the local economy. Yet, a year after Hurricane Beryl tore through on […]
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Nova Scotia's Minor Injury Cap: A Critical Look at Compensation, Costs, and Consumer Rights

14th August 2025
Motor car insurance across Canada is perpetually in balance. On one side, there's the pressing need to keep premiums affordable for everyday motorists; on the other, there's the fundamental imperative to provide fair and adequate compensation for individuals injured in collisions. Here in Nova Scotia, this intricate equilibrium is perhaps best epitomised by our long-standing […]
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From Touchdowns to Trouble: The Hidden Financial Risks of an NFL Star's Lifestyle in 2025

14th August 2025
The flashbulbs pop as a newly drafted player pulls on his team's cap, a multi-million dollar contract securing a future he's dreamed of since childhood. This is the image of NFL wealth the world sees: instant fortune and limitless success. But for a shocking number of players, this triumphant moment is the peak before a […]
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Rethinking Risk: The Strategic Imperative of Credit Portfolio Management in a Volatile Market

14th August 2025
The current global financial landscape, marked by volatility, rising interest rates, geopolitical uncertainty, and tightening regulations, demands a strategic evolution in risk management. Credit portfolio management (CPM) has transformed from a reactive function to a proactive, data-informed discipline crucial for capital allocation and long-term success. This report explores CPM's evolution, modern strategies (active/passive, top-down/bottom-up, risk-based […]
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