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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Borrowing & Investing Money: 6 Financial Tips to Follow

11th July 2024
Managing personal finances can be a challenging task, especially when it comes to borrowing and investing money. With so many financial options available, it's easy to feel overwhelmed and make decisions that may not be in your best interest in the long run. In this guide, we'll discuss 6 essential financial tips that you should […]
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How to Budget Effectively: Simple Strategies for Managing Your Finances

11th July 2024
Managing finances can often feel overwhelming. However, budgeting is a powerful tool to help you regain control and achieve your financial goals. Effective budgeting not only helps you understand where your money is going but also allows you to make informed decisions about your finances. In this opinion piece, we'll explore simple strategies for budgeting […]
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The Pros and Cons of Popular Investment Management Software Options

11th July 2024
Investment management software has become indispensable for modern investors and financial professionals alike, offering a range of tools to streamline portfolio management and decision-making processes. Here's a detailed look at some popular options and their advantages and drawbacks: Wealthfront Wealthfront is renowned for its automated investment management services, leveraging algorithms to create and rebalance portfolios […]
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How to Convert (Swap) Ethereum (ETH) to Bitcoin (BTC)

11th July 2024
Imagine standing at the crossroads of the digital currency universe, where two of the most influential cryptocurrencies, Ethereum (ETH) and Bitcoin (BTC), intersect. This is not a mere intersection, but a gateway, a portal that allows you to convert one cryptocurrency into another. As a result, the question of how to swap ETH to BTC […]
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Don't Let Debt Bite! Risk Management Hacks for a Flawless Credit Score

11th July 2024
Are you tired of feeling like your credit score is some mysterious beast ready to pounce on you at any moment? Well, you're not alone. Many struggle with understanding and managing their credit, but it doesn't have to be that way. In this article, I will share some awesome risk management tricks to help you […]
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8 Essential Precautionary Measures When Preparing Business Quotes 

25th June 2024
In today's competitive market, crafting precise business quotes is crucial for sealing deals and building trust. Accurate projections, clear terms, and legal compliance form the backbone of effective quotes.  The good news is that you can leverage free quote templates to streamline the process and ensure consistency. However, you will want to take precautionary measures […]
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Does a Tiered Reserve System make sense for the Bank of England?

25th June 2024
In recent years the Bank of England has become a soft target for politicians. In 2022 Liz Truss, in the run-up to her very short premiership, suggested the Bank should shift from its 2% inflation target and be given an economic growth target instead. In the build-up to this general election Reform UK has floated […]
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Retirement Planning Options for Directors of Ltd Companies

25th June 2024
In the current economic climate, retirement provision should be seen as an important aspect of financial decision-making as it can provide a catalyst to ensuring financial well-being in later life. The pension system in the UK represents a major financial institution that offers various tiers of pension provision. However, the multi-tiered provision is impacted by a […]
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Finding the Lawyer for Your Business Needs: A Helpful Guide

24th June 2024
Navigating the complexities of legal matters is an essential aspect of running a successful business. Whether you're just starting up or managing an established enterprise, having the right legal guidance can make a significant difference in your operations. From drafting contracts to handling disputes, the expertise of a skilled lawyer can protect your business interests […]
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How Financial Education Boosts Business Success

21st June 2024
We commonly consider business education to consist of traditional subjects such as marketing, operations, management, or technology. What about that not-so-warm-and-fuzzy feeling around financial education? It’s akin to the minor dent in our enthusiasm when an enjoyable evening ends abruptly. Financial skills assist companies in powering off the starting blocks, but the real kick in […]
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Managing Money Abroad with International Banking Tips for Students

21st June 2024
If you study abroad, you have an adventure: new cultures, people, and everything. But one big challenge is doing so without your usual financial resources. International banking seems daunting, a frightful voyage into a strange land. However, the journey doesn’t have to be that scary. With a few easy tricks, you can get your money […]
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6 Personal Finance Tips for Students Beginning Their Careers

21st June 2024
Starting your career is an exciting, sometimes overwhelming, phase in life. Fresh out of school and diving into the professional world comes with its own set of opportunities and financial challenges.  Whether you're a recent college grad or finishing vocational training, now’s the time to build solid financial habits that will serve you well into […]
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