Trying to get a mortgage can be a difficult process and making sure you are eligible before beginning could speed up the process for you. If you are starting the mortgage application process then you will know there are many documents you will need to have for this. To make sure you are eligible to […]
Factors insurers take into account Your age. Insurers will take into account data based on age groups and mostly young drivers below 25 will have to pay a much higher rate than those older. The average annual cost for an 18 year old is around £1000 with increases each year. Government statistics report that in […]
Home owners have suffered another setback with the news that three major lenders have announced that they are to increase their fixed mortgage rates. Nationwide, NatWest and Santander have all announced rate hikes, due to increased uncertainty over when the Bank of England plan to cut interest rates, currently at a 16- year high of […]
A collection of 5 small hillside towns in Italy boasting colourful, picturesque views on the coast, one of the most idyllic places in Italy and one that you should add to your list to visit. The towns that make up Cinque Terre are... Riomaggiore – The largest of the 5 and the first one you […]
Councils declaring bankruptcy Since 2018 8 council have declared bankruptcy including 4 in the past 15 months which are, Woking, Nottingham, Birmingham and Thurrock. Almost 1 in 10 councils in England have warned that they will go bankrupt in the next 12 months due to financial trouble. A survey based on 160 responses from […]
The rise in the cost of living has affected many who are looking to buy their first home, according to a recent poll by major mortgage lender Nationwide. Overall 84% of the 1,000 people who were questioned in the study, said that that the rising prices had knocked back their ability to finally step onto […]
Political parties make commitments to pension triple lock, but what has it achieved and why has it provoked controversy? Chancellor Jeremy Hunt recently confirmed that the triple lock pension system will be retained if the Conservatives win the next general election this year. It’s a move that can be seen as a mini u-turn, as […]
Most people put off switching banks because they think it will be too much hassle and it’s easier to remain at the same account despite receiving no rewards. Well, what if we told you there is a way to switch with little to no hassle? If you’re not sure if you should switch banks then […]
“Money can’t buy happiness”, so the saying goes, but I think most people will agree that financial security is the foundation for success, stability, and peace of mind. If we use Maslow’s hierarchy of needs – money enables us to buy not only the most essential requirements at the base of the triangle, but also […]
Sunak recently announced the importance of spending on defence and the need to increase the amount of money going into this area. Why spending is increasing? Sunak announced with so many conflicts and dangers in the world today the need to pour funding into defence and the military is crucial. The war in Ukraine and […]
The UK is one of the largest donors for humanitarian aid, behind Germany and the US as Statista reports. With so many causes of humanitarian aid there are calls for help from countries with the largest economies. How much is spent? In 2023 the UK spent around £15.4bn on foreign aid which is 0.58% […]
When a team is relegated in the Premier League, this is one of the biggest financial hits a team could take in the world of football. The losses When a club is relegated this not only affects the teams reputation and standing in the world of football but there are also financial losses that occur. […]
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