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Are Banks Denying Small Businesses Growth Opportunities?

20th November 2018
Three quarters (75%) of UK small businesses have been rejected by banks when trying to access funding, according to independent research commissioned by Capital on Tap. The research discovered that access to funding was especially difficult among smaller and micro businesses. Over two fifths (43%) of sole traders have had funding requests rejected while 44% […]
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Here’s How the ICO Train Damaged Blockchain

19th November 2018
Below, Finance Monthly kicks off this week with Rob Brockington from Pipster on the ICO ‘train’ damaging the reputation of blockchain, one of industry 4.0s biggest innovations. When the trading industry experienced the ICO boom in January this year, amongst all the excitement there was a huge increase in available Altcoins. This surge in brand-new […]
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Goldman Sachs Entangled in Global 1MDB Scandal

19th November 2018
With the indictment of two former senior Goldman Sachs bankers, accused by US prosecutors of paying bribes, stealing and laundering money from a Malaysian sovereign-wealth fund, the Wall Street giant finds itself at the center of one of the world's largest-ever financial scandals.
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Why a Diverse Investment Portfolio Should Include Bitcoin

16th November 2018
Investment portfolios are equivalent to financial badges of honor that investors wear with pride! Any investors should have a diverse and dynamic portfolio not only to show that you can handle almost every type of investments as an investor but to have a pretty wide net of investments that have different rates of profits and […]
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The Myths Surrounding Car Finance

15th November 2018
The car finance industry can be a confusing area for many, and with a constant stream of information and advice available, it can be difficult to tell if what we are reading is fact or fiction. Nevertheless, with four in five new cars in the UK being purchased or attained on finance, it is important […]
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Is Financial Services Regulation a Barrier to Innovation?

15th November 2018
A greater proportion of IT decision-makers in the financial/banking sector see key financial services regulations as a driver of innovation (34%) than regard them as a barrier to it (24%). More than a third (34%) of IT decision-makers across the UK financial sector regard key financial services regulations such as PSD2 and FRTB as a […]
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Here’s How We Solve Financial Exclusion

14th November 2018
Improving access to financial services is on the agenda of central banks and development-focused organisations around the world. Yet, in many cases, efforts to reach unbanked individuals – around two billion – collide with outdated regulations and policies. Antonio Separovic, Founder and CEO at Oradian, believes regulators must embrace innovation to solve financial inclusion challenges. […]
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Banks’ Revenue Growth at Risk, But Why?

14th November 2018
New entrants to the banking market — including challenger banks, non-bank payments institutions, and big tech companies — are amassing up to one-third of new revenue, which is challenging the competitiveness of traditional banks, according to new research from Accenture (NYSE: ACN). Accenture analysed more than 20,000 banking and payments institutions across seven markets to […]
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Ethereum on the Verge of a Monumental Breakout

13th November 2018
Ethereum, currently the second largest cryptocurrency after Bitcoin, will experience a “monumental, defining global breakout” when smart contracts can accept outside data. The bullish prediction from influential technology expert, Ian McLeod of Thomas Crown Art, the world’s leading art-tech agency, comes as Ethereum’s price jumped 4% on Monday, adding some 8% over the last week, […]
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Bitcoin 10 Years Old: How it Changed Finance Forever

13th November 2018
Over its 10-year life Bitcoin has been the standard bearer of the new financial revolution. As the baby of the 2008 global financial crash, Bitcoin was launched as a direct challenge to banks and other financial intermediaries – a middle-finger to fiat currency markets. Below Kerim Derhalli from Invstr, provides expert detail on the rise […]
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A Close Examination Of The Cash House Buyer Market Place

12th November 2018
Firstly, let’s clarify what the cash house buyer market is. This is where someone has the cash readily available to be able to buy a property outright, without having to sell their house or get a mortgage first. It doesn’t matter whether this is an individual person or a company who specialises in buying properties. […]
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What Is A Homeowner Loan?

12th November 2018
  You might be thinking about applying for a loan, and you are looking into all the options that are available to you. Something has lead you to look at homeowner loans, but do you know what these really are? If the answer is no, then that’s okay because we are going to discuss what […]
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Finance Monthly is a comprehensive website tailored for individuals seeking insights into the world of consumer finance and money management. It offers news, commentary, and in-depth analysis on topics crucial to personal financial management and decision-making. Whether you're interested in budgeting, investing, or understanding market trends, Finance Monthly provides valuable information to help you navigate the financial aspects of everyday life.
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