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Welcome to the US section of Finance Monthly, your trusted source for insights on consumer finance across America. Here, we focus on the financial topics that matter most to everyday Americans—from personal budgeting and credit management to navigating loans, mortgages, and insurance.

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Our content is designed to empower you with the knowledge and tools needed to make informed financial decisions and achieve your financial goals. Dive in to find expert tips, practical advice, and the latest trends in personal finance.
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Traditional IRA VS. Roth IRA

9th September 2024
When it comes to retirement planning for those living in the US, then understanding the account you should use to save is a great first step. These savings accounts a designed for your retirement funds and helps you to grow the amount so you can be sure you are supported when you need it. What […]
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7 tips to start retirement planning for US consumers

9th September 2024
  Retirement Planning for US consumers Retirement planning is crucial for securing financial independence in your later years. With increasing life expectancies and the rising cost of living, preparing for retirement has become more important than ever. So, how can you start retirement planning?
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7 U.S. Banks Offering High-Yielding Savings Accounts

5th September 2024
Annual Percentage Yield (APY) represents the rate of return on your saving, including the effects of compounding interest. Compound interest makes APY a more accurate representation of what your savings will earn over the course of a year compared to when only simple interest is applied. The higher the APY, the more beneficial as it […]
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What does APR mean?

4th September 2024
  What is APR? Annual percentage rate. APR is the official rate to help you understand the cost of borrowing any amount. Your lender should always disclose the APR before you sign any agreement. APR can be a good way to compare credit cards to see which would work out cheaper for you.   How […]
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Best Credit Cards with 0% APR periods 2024

4th September 2024
Best Credit Cards with 0% APR periods Finding a card with a  low interest rate can help you manage your balance each month and save money on charges. Below is a guide to 5 of the best Low interest credit cards available to U.S. customers.   Citi Diamond Preferred Card Introductory Offer: 0% APR for […]
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How Long Can You Travel to the EU Without a Visa?

3rd September 2024
How Long Can You Travel to the EU Without a Visa? When planning a trip to the European Union (EU), it's essential to understand the visa requirements and travel restrictions, which can vary significantly depending on your nationality. For citizens of the UK and the US, specific rules govern how long they can stay in […]
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HOW MUCH MORE PAIN IS THERE TO COME?

3rd July 2023
"We are only now seeing the huge knock-on effect on mortgage rates as previous deals are rolling off in significant numbers. This, above all else, may curtail future interest rate hikes here in the UK.”
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US Midterm Elections – A Crisis Delayed!

30th November 2022
Markets around the globe think we dodged a bullet from the recent US Midterm Elections.
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US Jobs Growth Strong but Slowing amid Inflation Fears

7th November 2022
The growth of jobs in the US is still solid, but at a slowing pace, despite high prices and increasing borrowing costs' weight on the economy. 
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The Fed Increases Interest Rates to a 14-Year High

3rd November 2022
The US Central Bank has announced another sharp hike in interest rates as prices continue to rise.
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Tax Credits For Employers: What You Need To Know

14th July 2022
As a business owner, taxes can quickly pile up, affecting your bottom line. Depending on your business type and size, there may be different tax credits available to you. In this article, we'll take a look at some of the most common tax credits available to employers throughout the country.
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Politics & Markets: The World Ahead

30th June 2022
Seldom have the markets looked this difficult to read – but they could get worse. Central banks could exacerbate the current uncertainty with policy mistakes, or further exogenous shocks could further undermine sentiment. One area that particularly worries me is political stability. Let’s be blunt, the UK, the USA and Europe are all looking suspect in this regard. We seem to have reached rock bottom in our choice of politicians.
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About Finance Monthly

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Finance Monthly is a comprehensive website tailored for individuals seeking insights into the world of consumer finance and money management. It offers news, commentary, and in-depth analysis on topics crucial to personal financial management and decision-making. Whether you're interested in budgeting, investing, or understanding market trends, Finance Monthly provides valuable information to help you navigate the financial aspects of everyday life.
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