Adam Arnold is a seasoned financial journalist with a decade of experience reporting on critical developments in the global financial landscape. For the past ten years, he has been a consistent voice at Finance Monthly, specializing in comprehensive coverage of Mergers & Acquisitions (M&A), Initial Public Offerings (IPOs), and broader financial news. Adam also provides deeply researched insights for the publication's net worth articles, offering readers a meticulous examination of wealth accumulation and financial standing. His deep understanding of market dynamics and corporate finance makes his insights invaluable to readers navigating today's complex economic environment.
Determining your retirement number—the total savings needed to maintain your desired lifestyle—is one of the most important steps in financial planning. While the question “How much money do you need to retire?” might seem simple, it’s far from straightforward. Retirement planning involves a variety of variables, including your expected expenses, income sources, inflation, and longevity. […]
Annuities have long been a staple of U.S. retirement planning, offering investors the promise of a guaranteed income stream. Financial advisors and insurance agents often recommend them as a hedge against longevity risk, ensuring retirees do not outlive their savings. However, annuities are often criticized for high fees, commissions, and limited liquidity. With 2025 bringing […]
As the cost of living rises and traditional pensions become increasingly rare, Americans are seeking innovative ways to fund their retirement. One solution gaining traction is side hustles—flexible, income-generating activities that can supplement savings, reduce debt, and accelerate your path to financial independence. According to a 2025 Bankrate survey, nearly 38% of U.S. adults engage […]
Achieving financial independence isn’t just about earning more—it’s about owning assets that generate income even when you’re not working. Real estate, long considered one of the most reliable wealth-building vehicles, remains a cornerstone of passive income and long-term financial security. As housing values and rents continue to climb across the United States, real estate investing […]
For Americans dreaming of financial freedom, the single biggest question remains: how much passive income do I need to retire comfortably? The answer depends on where you live, how long you expect to spend in retirement, and how your investments perform—but the gap between low-cost and high-cost states is far larger than most realize. According […]
The dream of quitting your 9-to-5 decades before retirement age has captured the imagination of millions—but is early retirement really achievable in today’s economic climate? Financial Independence, Retire Early (FIRE) has surged in popularity over the past decade as more Americans seek freedom from the traditional work life. The movement promises a life where one […]
Behind the sharp suits and fiery speeches, Suella Braverman’s financial story is one of the most closely watched in Westminster. When it comes to Conservative heavyweights, names like Rishi Sunak and Boris Johnson often dominate the conversation, but Suella Braverman has carved out her own commanding presence in British politics. Known for her unapologetic stances […]
Achieving financial independence and designing your ideal lifestyle in the United States is a goal more attainable than ever, but it requires careful planning, informed decision-making, and disciplined execution. With rising costs of living, unpredictable markets, and evolving tax laws, planning for your financial future is not just about accumulating wealth—it’s about creating flexibility, security, […]
Raising children in the United States is notoriously expensive. While federal tax law does not cover everyday costs like childcare, school supplies, or extracurricular activities, the Child Tax Credit (CTC) offers meaningful financial relief to families. In 2025, understanding the rules, eligibility criteria, and strategic filing opportunities is more important than ever, particularly as families […]
High-income earners often face unique tax challenges that can quietly erode wealth if overlooked. Understanding and avoiding these pitfalls is crucial for optimizing your finances and preserving your hard-earned assets. For high-net-worth individuals, taxes aren’t just a routine deduction—they can significantly impact long-term wealth accumulation. The U.S. tax code is complex, constantly evolving, and filled […]
Health Savings Accounts (HSAs) are often seen as short-term tools to pay for high-deductible health plan (HDHP) costs, but they also represent one of the most underutilized retirement savings vehicles. With healthcare expenses projected to be one of the largest costs retirees face, an HSA can help you prepare while providing significant tax advantages. According […]
High-income earners aren’t the only ones who need to worry about the Alternative Minimum Tax—understanding AMT rules can save you thousands in unexpected taxes. The Alternative Minimum Tax (AMT) is a parallel tax system created to ensure that high-income taxpayers pay at least a baseline amount of federal income tax, regardless of deductions, credits, or […]
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