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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

US SEC Chief Plans Overhaul Of Wall Street Stock Trading

9th June 2022
On Wednesday, the US Securities and Exchange Commission (SEC) chief Gary Gensler proposed rule changes to transform the way Wall Street handles retail stock trades following the meme stock mania of last year.
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The Average Spending Habits Of A Family In Australia

9th June 2022
If you're looking to immigrate or start a family in Australia, one of your primary concerns could be how the expenditure will be for you. Unfortunately, there may not be a single figure for any family. The average spending of a family will depend on several factors such as geographical location, number of household members, and their ages. If you are interested in getting a breakdown of how much it would cost you to live in Australia, keep reading to understand what to expect.
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Action Fraud Warns Of Energy Rebate Scam

8th June 2022
The UK's national reporting centre for fraud and cybercrime, Action Fraud, has issued a warning to consumers over fake text message scams which claim to be from energy regulator Ofgem offering a £400 discount on bills. 
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Is BaaS The Key To Greater Financial Inclusion?

8th June 2022
Throughout the 2010s, governments and international organisations pushed harder than ever to boost financial inclusion.
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6 Things You Need To Know Before Taking Out A Loan

8th June 2022
Taking out a loan is easier than ever. Some lenders are willing to give you the money you need without asking for collateral, looking at your income, and even willing to negotiate repayment options.
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World Bank Warns Of 1970s-Style Stagflation

8th June 2022
On Tuesday, the World Bank slashed its global growth forecast and warned that many countries may fall into recession as the global economy slips into a period of 1970s-style stagflation.
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Operational Resilience Should Be Motivated By Efficiency, Not Fines

7th June 2022
The clock has struck midnight for the FCA’s operational resilience (OR) deadline – financial firms are now unavoidably required to remain within the right impact tolerances as close to March 31st, 2022, as possible, and no later than March 31st, 2025, or else they’ll face the wrath of the regulator.
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Panic For Crypto Investors As Bitcoin Drops Below $30K

7th June 2022
Bitcoin has dropped below $30,000 following yesterday’s positive trend that saw the world’s largest cryptocurrency surge close to $32,000.
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The Importance Of Financial Inclusion For Emerging Markets

7th June 2022
Discussions of the pandemic are starting to feel increasingly passé – but this sense that the worst is behind us, or that the issue is no longer worth discussing, doesn’t account for the ongoing global impacts of the pandemic, particularly on emerging markets (“EMs”). Or, to put it another way, when Western commentators say that “the worst is behind us,” they place a real emphasis on “us”.
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Recession More Likely In Europe Than US, Warns Citi CEO

7th June 2022
On Friday, Citigroup CEO Jane Fraser warned that Europe is more likely to be impacted by a recession than the United States.
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Four-Day Week: Innovative Trial Begins For Thousands Of UK Workers

6th June 2022
Across the United Kingdom, thousands of employees have begun an ongoing four-day week trial without any deductions from their pay.
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An Easy Guide To Understanding What Foreclosure Is

6th June 2022
Foreclosure is a legal process in which a lender takes back possession of a property from the borrower after the latter has failed to make payments on the loan. Foreclosure usually happens when borrowers don't have enough money to make their monthly mortgage payments, but it can also happen when they default on other types of loans, such as car loans or home equity lines of credit. In most cases, foreclosure proceedings are started by the lender after the borrower misses three or more consecutive payments. Let's explore this in detail.
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