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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Income Tax: Why should you use a tax calculator before filing your return?

15th October 2025
Filing taxes on guesswork can cost you, either in excess payments you never had to make or in notices for short payment. A simple way to avoid both is to run your numbers through an income tax calculator before you start filing your ITR. In a few minutes, you’ll know your likely tax outgo, whether […]
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The Complete Beginners Guide to Choosing a Prop Firm

15th October 2025
For many traders, the idea of scaling their strategies without risking personal savings is highly attractive. This is where proprietary trading firms, or prop firms, come in. They provide traders with firm capital after passing an evaluation challenge, offering the chance to trade larger accounts and share in profits. For beginners, this path can look […]
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Is It Time to Outsource Your Warehouse Cleaning? Here's How to Tell

15th October 2025
As far as feats go, running a warehouse is not a small one. Between managing inventory and keeping your team productive, cleaning takes a back seat. But here's the thing: a clean warehouse goes beyond appearances. There's a direct impact on safety, efficiency, and even your bottom line. So, when does it make sense to […]
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HTML to Excel Conversion: Professional Data Extraction Guide

14th October 2025
Data extraction from web sources has become crucial for modern business analytics, with organizations processing millions of table records daily from HTML documents. Converting structured web data into Excel spreadsheets enables comprehensive analysis and seamless integration with existing workflow systems. Professional tools like html to excel by CoolUtils have revolutionized data conversion processes, offering reliable […]
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Top Reasons to Choose a Credit Union for Your Finances

13th October 2025
Managing your finances is more than just making a budget or saving your money. It is also about the type of financial institutions you choose to associate with. Now, if you are a resident of Bakersfield, two options regarding financial institutions come to mind: a credit union and a traditional bank. Both choices have their […]
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Oleg Boyko on Fintech’s Shift from Europe to Emerging Markets

13th October 2025
The views of international investor Oleg Boyko on risk, partnerships and people in emerging markets feel especially timely today. Europe’s fintech sector, once the continent’s growth engine, is showing signs of maturity. At the same time, regions such as Africa, Southeast Asia and Latin America are drawing increasing attention. As global investment patterns shift, Boyko’s […]
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Safety & Insurance Guide for 110 CC Bikes and EV Scooters in India

10th October 2025
Riding a 110cc bike or an EV scooter in India often feels like a test of patience and alertness. You face chaotic traffic, potholes, sudden honking, and unpredictable pedestrians every day. The constant worry about your safety and the risk of damage can weigh heavily on you. It is not just about getting from one […]
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Octa’s secret no one talks about 

9th October 2025
While Octa allegedly ranks among the top financial brokers in several regions, it has some shady stories surrounding it. Despite its popularity, some aspects of the broker remain an enigma for many. Why does this controversial company use different brand names, domains and licenses for various regions? Are there many Octas, or is there only […]
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Paying For Things Internationally In A Globalised World

9th October 2025
Whether you’re running a business, taking control of your household finances, or looking to purchase a gift for a loved one, international payments are always on the horizon. In a world in which so much of what we do seems to be built on supplier chains that stretch across multiple borders, the age of purely […]
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How Senior Housing REITs Respond to Ageing Demographics

9th October 2025
As world populations age, senior housing REITs are beginning to adapt to the need for appropriate housing. These REITS are critical in providing shelter to older adults by offering housing and health support options. This article on senior housing REITs explores why and in what manner the unexpected impacts of demographic patterns reflect on the […]
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The Emotional ROI of Engagement Rings: Why Ethical Jewellery Is a Smart Investment

8th October 2025
When people talk about return on investment, they usually mean financial gain. But some investments pay off in ways that go far beyond numbers. Engagement rings, for example, carry emotional weight that can’t be measured in dollars alone. They symbolize love, commitment, and the beginning of a shared future. And when those rings are ethically […]
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Should Expats in Switzerland Open a Pillar 3a Account?

8th October 2025
Moving to Switzerland comes with many financial advantages, but also with a pension system that can feel complex. Beyond the state pension (AVS) and the occupational pension (LPP), there is a third layer called the pillar 3a or tied pension. This voluntary retirement savings scheme is one of the most effective ways to reduce your […]
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