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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

The Pros and Cons of a Cash Offer on Your House

25th April 2025
Selling a house comes with big decisions. One of the biggest? Whether to accept a cash offer. You’ve probably heard stories. A neighbour sold their place in days. No banks. No waiting. Just cash in hand. Sounds tempting, right? But is it always the best move? If you're considering a cash offer for your home […]
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Would a Wealth Tax Work in the USA?

24th April 2025
As economic inequality in the United States reaches historic highs, momentum is growing behind the idea of a wealth tax. Proposed by progressive lawmakers like Senator Elizabeth Warren and Senator Bernie Sanders, a wealth tax would directly target the assets of the ultra-rich, rather than their income. Supporters argue it's a necessary step to rebalance […]
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Home Loan EMI Calculator: Why It’s Essential for Smart Borrowing

23rd April 2025
A Home Loan is a long-term financial commitment that requires careful planning. Before applying, you must know how much you’ll pay each month, how interest rates affect your EMI, and whether the loan fits your budget. This is where a Home Loan EMI calculator becomes essential. You can get an accurate EMI estimate in seconds […]
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Staking vs. traditional savings: which gives higher profits?

22nd April 2025
More recently, the process of cryptocurrency staking was elevated to a series of purely technical concepts and not all cryptocurrency owners knew about it. Due to the continuous improvement of blockchain technology, staking has gradually become one of the popular methods of earning passive income through digital coins and tokens. For most active investors, the […]
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Tax-Efficient Income Strategies for Doctors in Private Practice

22nd April 2025
Generally, doctors make a substantial amount of income but often face high tax burdens due to their earnings falling into the top tax brackets. The US tax system is tough on high-income individuals, such as doctors. Without proper planning, a portion of their income can be lost to taxes. However, if doctors can leverage smart […]
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Retirement Planning for the Self-Employed: Options Beyond the SEP IRA

22nd April 2025
When you're self-employed, you're used to doing it all—running your business, managing finances, and setting your own goals. But one area many freelancers and entrepreneurs struggle with is retirement planning. Without the safety net of an employer-sponsored plan or matching contributions, planning for the future can feel overwhelming. While the SEP IRA (Simplified Employee Pension) […]
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Can You Sell Your Life Insurance Policy? Here’s What You Need to Know

22nd April 2025
For many people, life insurance is a long-term financial safety net, purchased to protect loved ones and provide peace of mind. But what happens when your needs change? Maybe your kids are grown, your mortgage is paid off, or the premiums have become too expensive. In these cases, maintaining a life insurance policy may no […]
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From Chaos to Clarity: How to Streamline Operations and Maximize Productivity

22nd April 2025
Businesses often face operational inefficiencies that prevent them from reaching their full potential. When processes are disjointed and resources are not being used effectively, it can be difficult to stay focused on the goals at hand. The key to overcoming these hurdles is streamlining day-to-day operations to ensure maximum effectiveness. Leaders who understand the importance […]
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5 Tips to Help You Succeed While Studying for an MBA in Finance

17th April 2025
There’s a reason why MBA graduates are so sought after! But getting the title isn’t as easy as you might think. Because of this, students who intend to do an MBA should know what they’re getting into, and we want you to succeed in your studies! To help you, we’ve listed a few tips to […]
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How Cross-Channel Advertising Boosts Brand Awareness and Sales

16th April 2025
If you're looking to grow your business, one of the most important factors to consider is brand awareness. If customers can't recognize you, they're less likely to trust you and purchase your products. While many people turn to social media to build a name for themselves, you're missing out on explosive growth opportunities if you […]
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The Business of Blooming: How Flower Delivery Services Are Thriving

16th April 2025
The flower delivery industry is blooming like never before. In 2025, this sector is showing real promise for investors. Global revenues are climbing fast and reports estimate the market will hit $15 billion this year. That's a 6% jump from 2024. Demand is steady, and profits are strong. So, why is this business thriving? Let's […]
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What to Expect During a Personal Injury Lawsuit?

16th April 2025
Filing a personal injury lawsuit can be pretty overwhelming, especially when you are recovering from serious injuries or a personal loss. The liable party often takes advantage of this to settle the case by paying minimal compensation that does not even meet the medical expenses. To make sure you receive fair compensation for all the […]
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