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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

How Safe Are Financial Services Apps Really?

18th July 2019
“To be honest, the answer is – not as secure as they should be.”
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Is a £250 Purchase Better Bought with Credit or Savings?

17th July 2019
Credit cards are an inescapable feature of modern finances. People use them for a variety of reasons – to improve their credit score; to buy something sooner rather than later; and often to protect their payments in the event of unforeseen circumstances.
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Is It Better To Rent or Buy?

17th July 2019
Bunk has looked at the comparative cost when it comes to remaining in the rental market or taking that step on the ladder, and how this differs across the UK.
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Is Trump on the Wrong Side of History When It Comes to Bitcoin?

16th July 2019
US President Trump is wrong and is placing himself on the wrong side of history on Bitcoin – but cryptocurrencies should be regulated according to the deVere group.
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Here’s Why Financial Literacy Should Be Taught in Schools

16th July 2019
It’s really is a matter of education, as young adults often feel that they were not taught enough about money and budgeting during their years in education.
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Five Ways to Improve Your Credit Score for a Mortgage

15th July 2019
Credit ratings can affect several things; opening a new bank account, purchasing a new phone contract, paying something on finance and probably one of the biggest, being able to get a mortgage.
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Facebook's Libra Cryptocurrency Explained

15th July 2019
They're not called Zuckerbucks but Facebook just reinvented digital money. Facebook's Libra cryptocurrency that will launch early next year is more like PayPal than Bitcoin — it's designed to be easy enough for everyone to use. But it's still complicated to understand so I'm going to break it down for you nice and simple.
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What Do Millennials Really Want from Lenders?

12th July 2019
Millennials, a generation of digital natives that grew up amid the fastest period of technological change in history are, according to new independent research, the age group least likely to borrow from alternative digital lenders.
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Connecting the Dots: Get Tax Right the First Time

11th July 2019
Taxes are complex, in the financial landscape as much as in the business landscape. But understanding the complexities shouldn’t be difficult.
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20 Years of the ISA: Brits Have an Average of £27,606 Saved Up

10th July 2019
With 2019 marking the 20th anniversary of the tax-free Individual Savings Account (ISA), the UK regions with the most and least amount in their ISAs have been revealed, with residents of the South East coming out on top.
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Global Companies Ramp-up Innovation as 72% Fall Prey to Financial Crime

10th July 2019
Companies intend to spend 51% more to detect and prevent financial crime; cloud-based data and technology the top choice, followed by Artificial Intelligence (AI) and Machine Learning (ML).
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What Are the Top Ways to Save on Everyday Spending?

9th July 2019
We’re always on the lookout for ways to save money, especially after our bank balances have taken a hit.
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