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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

How Are Brits Financing Their Property Investments?

17th October 2018
When it comes to buying a property, UK homebuyers may rely predominately on mortgages and cash payments, but their knowledge towards other financial products is limited, new research by Market Financial Solutions (MFS) has revealed. The bridging lender commissioned an independent, nationally representative survey among more than 2,000 UK adults to uncover just how Brits have been […]
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5 Things for Finance & Accounting to Look Forward to

17th October 2018
A traditional industry like finance and accounting doesn’t often go through many changes. However, with the rise of artificial intelligence (AI), machine learning and automation, technology is having – and will continue to have – a huge impact on every business; changing the way people work within an organisation. And, finance departments are not exempt […]
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Accounting Sector Continues 'Slight' Shift Towards Digital

16th October 2018
Accounting departments in UK businesses have continued to shift towards digital practices, but more than four in 10 (41%) continue to rely on paper-based processes, according to new independent research. The 'Changing trends in the purchasing processes of UK businesses' report, commissioned Invu, revealed a slight reduction in the number of businesses relying on paper-based […]
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Can Fitbit Data Help Life Insurance Quotes?

16th October 2018
New research from MoneySuperMarket reveals that a third of Brits (33%) currently use a smart device to monitor their health, capturing data that could help identify health issues and affect the way life insurance premiums are calculated. With the number of connected wearable devices set to rise further in 2019,  MoneySuperMarket research reveals that millennials […]
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Will a Brexit Plan to Use Blockchain Solve the Irish Border Issue?

15th October 2018
Ever since the UK’s decision to leave the EU was announced, there has been a lot of speculation surrounding what will happen to the Irish border. Northern Ireland is part of the UK, which would leave the EU when Brexit goes through, but the Republic of Ireland will remain in the EU. This has led […]
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How Does Inflation Work?

12th October 2018
In recent news the world witnessed Venezuela’s turmoiled path to hyperinflation. According to a recent report by the International Monetary Fund, Venezuelan citizens have been experiencing price hikes on consumer items of 200% week to week, and that’s just things like coffee and bread. Behind the cause of Venezuela’s inflation is rumoured to be corrupt […]
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5 Things You Can Do to Build Investors’ Trust in your ICO

11th October 2018
Nearly 50% of 2017’s Initial Coin Offerings are currently failing, and one serious factor in this lack of success comes from the lack of trust in a business. Investing in ICOs is risky. Little regulation results in a vulnerability to fraud, and is putting off people from contributing - and rightly so, why would you […]
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Investment in Innovative Finance ISAs Increases by 700% in Just 12 Months

10th October 2018
Recently released HMRC data* shows that the money being invested in Innovative Finance ISAs (IFISAs) has increased by over 700% in the last year with six times more people now saving into an IFISA. The amount of money now in IFISAs has risen from £36million in 2016-17 to over £290million in 2017-18. The data also […]
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Biggest Risk Right Now for Global Investors? Federal Reserve Policy Error

10th October 2018
The biggest risk to stock market investors right now is US Federal Reserve policy error - not a sharp bond market sell-off. Tom Elliott, International Investment Strategist at deVere Group, is speaking out as financial markets have shown increasing nervousness in recent days. Mr Elliott comments: “Investors in all assets can be forgiven for fearing […]
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Less Than a Third of Business Payments Were Made on Time in Q2

9th October 2018
Research from Dun & Bradstreet reveals that UK businesses prompt payments deteriorated in in the three months to June (Q2). On average, less than a third (31.5%) of payments were made on time compared to 31.3% in the previous quarter. The average payment delay in the UK is around 15 days, two days higher than […]
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How Technology Can Strengthen Banks in the Fight Against Money Laundering

9th October 2018
On the back of Deutsche Bank’s recent ordeal, Finance Monthly gets the lowdown from Zac Cohen, General Manager at Trulioo, who discusses the steps banks and other financial institutions can take to strengthen their fight against money laundering. Deutsche Bank recently made headlines after the German financial watchdog BaFin appointed an independent auditor to monitor […]
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Lehman’s Lingering Legacy: Why Financial Services M&A Has Not Recovered from the Crisis

8th October 2018
A decade on from the great financial crisis and the fall of Lehman Brothers and Europe’s financial services is the only sector not to have returned to pre-crash levels. Below Finance Monthly hears some expert commentary from Beranger Guille, Global Editorial Analytics Director at Mergermarket, an Acuris Group company, on the current state of European […]
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