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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Financing Your Children's Future

8th October 2018
No one likes to think about worst case scenarios such as death or illness, but having a rainy day plan for our money is vital for our loved ones and to give you peace of mind. Here, Jason Lowe discusses the numerous and simple steps you can take to start planning ahead and protect your […]
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Are Managed Office Solutions the Answer to Unlimited Growth?

5th October 2018
Phil Sugden, Director at flexible workspace solutions provider, Portal Group, discusses below how the Managed Office Solutions concept has reduced the risk of capital expenditure for fast-growing companies when relocating offices. In a rapidly evolving market place, businesses are often growing at an entirely unpredictable rate. While growth is one of the most highly valued […]
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The Rise of Flexible Consulting: Why Financial Services Firms Are Turning to Independent Professionals

4th October 2018
The growing necessity to adapt rapidly to disruptive technologies and react to shifts in the market at an accelerated pace, is driving ‘agility’ in the financial services sector. Below Adam Gates, Principal at Odgers Connect, explains why the financial services sector is increasingly turning to independent consultants over traditional management consultancies. Firms are increasingly looking […]
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Banking Apps to Play Crucial Role in Commercial Banking Consumerisation

4th October 2018
Banking apps are set to have the biggest impact on commercial banking within the next five years according to more than two thirds (68%) of commercial bankers, a study has revealed. Banking apps are also predicted to become one of the most disruptive technologies during the same time period. Only cryptocurrencies (56%) and virtual assistants […]
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Mortgage Lending at an All-Time High in the Last Decade

3rd October 2018
The Bank of England (BoE) has released its latest data on mortgage lending this morning which reveals that new lending commitments are at their highest level since 2008 Q1. BoE also reports that first time buyers increased their share of the market to 21.4% in Q2 2018 - a rise of 1.8% against the previous […]
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The 10 Biggest ICO Scams Swindled $687.4 Million

3rd October 2018
Initial Coin Offerings are one of the most tempting investment options for those hoping to profit from the ever-evolving world of cryptocurrency. However, the lack of regulation has allowed ICO investors to become targets of sneaky schemes. Though ICOs have snowballed, with more than 750 being invested in during 2018 alone, the number of scams […]
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4 Key Considerations When Doing Business with High-Risk Countries

2nd October 2018
Zac Cohen, General Manager at Trulioo, discusses the key considerations for businesses before engaging in commerce in high-risk countries. Doing business internationally is a complicated undertaking. Aside from the standard logistical challenges associated with doing business globally, organisations have to factor in considerations specific to different regions and countries. These considerations may include factors such […]
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CFOs Are Playing a Major Role in Digital Investment Decisions

2nd October 2018
Chief Financial Officers (CFO) are playing a critical role in driving digital disruption across the organization, according to new research from Accenture. Today’s CFOs oversee more than just the finance function and are now integral players in directing enterprise-wide digital investments and managing their economic outcomes and impacts. The research report, The CFO Reimagined: From […]
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Bitcoin Busted: It’s a No for Cryptocurrency Investments

1st October 2018
As Bitcoin reaches its 10th year since its launch announcement by Satoshi Nakamoto, IW Capital has commissioned a national representative piece of research, from 2,007 respondents, exploring the UK’s attitudes to cryptocurrency as an investment opportunity opposed to traditional and alternative investments. The data reveals that, fundamentally, Brits do not have enough information or knowledge on […]
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Pension Planning for Millennials

1st October 2018
Pensions are a crucial part of life but a dreaded concept for many millennials. However, saving for a pension may not be as complicated or as demanding as you think. Here, Paul Farrugia, Partner and Chartered Financial Planner at Equilibrium Asset Management, explains how easy it can be to start saving into a pension today.
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Getting to Grips with the New Senior Managers & Certification Regime

28th September 2018
The financial crisis in 2008 has cast a long shadow. There has been growing pressure on the government to increase accountability and governance in the financial services industry through legislation and regulatory reforms. One such reform that is set to take effect later this year and eventually apply to much of the industry within a […]
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The Easy 6 Step Guide to Development Finance

27th September 2018
How does development finance work and what are the criteria? Below Gary Hemming at ABC Finance explains the ins and outs of project financing and development loans in the property sector and beyond. What is development finance? Development finance is a type of short-term, secured finance which is used to fund the conversion, development or […]
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