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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Cutting Commercial Truck Insurance Costs: A Data‑Driven Plan for Small Fleets

14th May 2025
Commercial trucking is a margin game. Fuel rates swing weekly, tire prices climb with oil, and every unexpected repair hits cash flow on the spot. Insurance premiums often feel even less predictable. The truth is that underwriters use a clear set of variables to set commercial auto liability and companion coverage rates. When managers track […]
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Step-Up SIP vs Regular SIP: Which works better for wealth building in long term?

14th May 2025
Systematic Investment Plans, or SIPs, have become one of the popular ways to invest in mutual funds. They are simple, flexible, and suitable for long-term investing. But when it comes to growing your wealth, is it better to stick with a regular SIP or go for a Step-Up SIP? In this article, we’ll break down […]
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Comparing Personal Loan Offers

13th May 2025
Getting through the personal lending landscape can be intimidating, especially when bank offers, credit union provides and online lenders all seemingly look alike. The reality is that even minute variations in loan conditions can make a massive difference in total expense and fitness for a loan. Learning to compare each offer accurately is key to […]
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XMR vs. the Dollar: Can a Ghost Coin Outrun Inflation in 2025?

13th May 2025
Inflation, which continues to influence global economic conditions in 2025, intensified the dispute regarding assets protected from market fluctuations. Online generation investors choose Monero (XMR) over conventional options like gold and treasury bonds because it represents the original privacy currency. This year, the privacy coin Monero has gained attention for reasons beyond anonymity—stakeholders now discuss […]
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5 Sites Like Shein To Shop In From the USA

13th May 2025
Shein has been a very trendy place to shop. It provides affordable and quality clothing. It also caters to fast fashion items that sell fast. However, avid shoppers must want more options like Shein to fill their closets with trendy outfits. And if you didn’t know about these alternatives, then you’re missing out on lots. […]
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Studocu’s AI Tools Could Help UK Finance Students Gain a Competitive Edge During Exam Season

13th May 2025
Why Are More Finance Students Asking: “What’s the Best Way to Use AI for Exam Prep?” Over 49 million people suffer from sepsis each year, resulting in at least 11 million deaths but surprisingly, that is not the most-asked health question online. According to recent search trends, a question popping up even more frequently is: "What is the […]
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What are the Common Wage Violations, and What Steps Can You Take?

12th May 2025
Wage violations are more common than you think. Employers are legally required to pay wages to their employees in exchange for the work that they do. However, employers often default on payments, including not paying salary on time, not compensating for overtime, not paying bonuses, and misclassifying work, among numerous other reasons.  If you are […]
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How Couples Can Budget for Major Life Milestones After Engagement

12th May 2025
You’re sipping champagne, admiring that new ring, and floating on the post-engagement high: until the first big-money question hits: “So…how much do we want to spend on the wedding?” Suddenly, you’re not just planning a party: you’re plotting a future. The financial choices you make now shape the entire road ahead. How do you make […]
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What happens after I complete the test on MyIQ.com?

8th May 2025
Taking the MyIQ.com test is only the beginning. What happens after you finish is what makes the platform feel different from so many other online IQ tools. There’s no blinking number and a dead end. Instead, MyIQ opens into something more layered, structured, and - according to most users - surprisingly useful. If you have […]
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What CerebrumIQ scores reveal (and don’t) in hiring decisions

8th May 2025
At a small tech startup in a quiet part of town, an uninvited guest made quite an entrance. According to an employee’s post on Reddit, the woman stormed into the office demanding a job - not with a resume, not with a portfolio, but with her phone in hand. On the screen: her score from […]
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Fintech Developers for Hire Powering the Next Generation of Real Estate Apps

7th May 2025
Introduction: The Collision of Fintech and Real Estate Imagine buying a home with just a few taps on your phone, no paperwork, no stress. Welcome to the new frontier where fintech developers are reshaping the real estate landscape. As the traditional world of bricks and mortar meets cutting-edge financial technology, a revolution is underway - […]
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13 Common Financial Planning Mistakes to Avoid Before Age 45

6th May 2025
Your 20s, 30s, and early 40s feel like a juggling act - work, family, and big dreams all fight for your paycheck. Mess up your finances now, though, and you’ll feel it later. Let’s walk through 13 mistakes people often make before 45 and share some down-to-earth tips to keep your money on track. 1. […]
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