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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Leveraging Business Loans for Small Businesses Effectively

19th May 2025
In today’s fast-paced commercial environment, access to funding is more important than ever. As the financial landscape evolves, many small businesses across the UK are exploring new ways to secure capital without the long delays and complex processes often associated with traditional banks. Whether the aim is to support daily operations, manage cash flow, or […]
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How to Start Moving Goods Internationally Without the Stress

19th May 2025
Moving goods across borders can feel daunting for businesses new to international trade. The paperwork, regulations, and logistics can pile up quickly. Yet, with the right approach, you can streamline the process and avoid headaches. Here, we break down the essentials of international freight, offering practical steps to get your goods moving smoothly. Whether you […]
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How the Foreign Housing Exclusion Can Maximize Your Savings Abroad

19th May 2025
Many Americans living overseas are unaware of tax benefits that can significantly reduce their U.S. tax liabilities. The Foreign Housing Exclusion is a powerful tool that, when properly utilized, can lead to substantial savings. Understanding these provisions is essential for optimizing financial outcomes abroad. For Americans residing overseas, navigating the complexities of taxes for expats is crucial. […]
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AI for Small Businesses: Creating Branded Packaging and Label Designs

19th May 2025
Packaging is not just about keeping the parcel safe. It sets your first impression, and for small businesses, a great package and labels can set you apart from your competitors. It further reinforces your brand identity and builds a strong relationship between the brand and customers. With Dreamina's AI image generator, you can effortlessly design […]
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UK Emerges as Global Hub for Offshore Wind Innovation as Asian Investors Double Down

19th May 2025
(London) — The UK’s ambitious clean energy transition gained significant momentum at this year’s Global Offshore Wind conference, with major Chinese and Japanese firms pledging billions of pounds to advance offshore wind and hydrogen projects across Britain. These investments, hailed by industry leaders as a “transformational partnership,” align with the UK’s goals to quadruple offshore […]
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Financial Product Awareness in the UK: What Consumers Know (and Don’t)

16th May 2025
Having a thorough understanding of the financial products available in the country where one lives is essential for making informed decisions and managing one’s wealth effectively. In the United Kingdom, the low level of financial literacy suggests that, even today, gaps in this area remain rather significant and potentially damaging for long-term financial planning. This […]
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Mikhail Irzak: Entrepreneur, Strategist, Investor

16th May 2025
Mikhail Irzak is a business strategist and private investor with over twenty years of experience in marketing, product development, and startup growth. His biography focuses on helping companies structure meaningful offerings and develop product–audience alignment. Rather than following industry templates, Mikhail Vladimirovich Irzak prioritizes flexibility, strategic logic, and direct participation in the businesses he supports. […]
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Technology Has Overhauled Investment Strategies in 2025

16th May 2025
The way people invest in 2025 is barely recognisable from a decade ago. What used to be a manual, research-heavy, and often slow process is now increasingly automated, data-driven, and highly responsive. From institutional portfolios to everyday retail traders, technology has fully embedded itself in investment strategies, changing how decisions are made, risks are assessed, […]
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What’s Driving Graduate Interest in Finance Careers Right Now?

15th May 2025
Applications for finance roles among UK graduates have consistently risen over the past five years. Data from the Institute of Student Employers (ISE) highlights this, as in 2024, there were 188 applicants for every available graduate role within finance and professional services across the UK. What does this growing demand tell us? Many would consider it […]
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Cutting Commercial Truck Insurance Costs: A Data‑Driven Plan for Small Fleets

14th May 2025
Commercial trucking is a margin game. Fuel rates swing weekly, tire prices climb with oil, and every unexpected repair hits cash flow on the spot. Insurance premiums often feel even less predictable. The truth is that underwriters use a clear set of variables to set commercial auto liability and companion coverage rates. When managers track […]
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Step-Up SIP vs Regular SIP: Which works better for wealth building in long term?

14th May 2025
Systematic Investment Plans, or SIPs, have become one of the popular ways to invest in mutual funds. They are simple, flexible, and suitable for long-term investing. But when it comes to growing your wealth, is it better to stick with a regular SIP or go for a Step-Up SIP? In this article, we’ll break down […]
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Comparing Personal Loan Offers

13th May 2025
Getting through the personal lending landscape can be intimidating, especially when bank offers, credit union provides and online lenders all seemingly look alike. The reality is that even minute variations in loan conditions can make a massive difference in total expense and fitness for a loan. Learning to compare each offer accurately is key to […]
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