Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!
In an era where content creation often prioritizes algorithms over audiences, one agricultural podcast has discovered that genuine community engagement isn't just good ethics—it's excellent business. Farm4Profit, co-hosted by Tanner Winterhof, has built its remarkable success not through sophisticated marketing tactics or industry connections, but through an unwavering commitment to serving the needs of its […]
Everyone needs a budget. Not one that is restrictive or deprives you, but one that relaxes you since you know your money is going to the right places. Budgeting is all about being intentional with your finances. Think of it as a plan or roadmap for your money. It organizes your expenses to help you […]
Owning a car represents freedom, convenience, sometimes necessity. Buying a car, however, requires significant financial planning. Whether aiming for your first car, upgrading your current vehicle, or adding another car to the household, figuring out how to save money for a car is a common challenge. It demands discipline, strategy, patience. This guide provides practical […]
Warren Buffett, one of the world’s most successful investors, didn’t build his fortune by following market trends or chasing the latest hot stock. Instead, he stuck to a disciplined approach based on fundamental investing principles. But why investment is important in building long-term wealth? More importantly, what strategies did Buffett use, and how can you […]
Investing in stocks always involves a degree of risk. In the long term, succeeding in the world of investment is often a matter of identifying that risk, and taking steps to minimise it. For new investors, identifying the common mistakes, and avoiding them, is a great way to improve your chances. Chasing Short-Term Gains and […]
While banks in the United Kingdom are now in a much better position to deal with major economic shocks than they were during the global financial crisis in 2007-09, an air of caution remains. In March 2025, the Bank of England warned that economic and trade uncertainty may continue and even intensify throughout the year, […]
Selling a house comes with big decisions. One of the biggest? Whether to accept a cash offer. You’ve probably heard stories. A neighbour sold their place in days. No banks. No waiting. Just cash in hand. Sounds tempting, right? But is it always the best move? If you're considering a cash offer for your home […]
As economic inequality in the United States reaches historic highs, momentum is growing behind the idea of a wealth tax. Proposed by progressive lawmakers like Senator Elizabeth Warren and Senator Bernie Sanders, a wealth tax would directly target the assets of the ultra-rich, rather than their income. Supporters argue it's a necessary step to rebalance […]
A Home Loan is a long-term financial commitment that requires careful planning. Before applying, you must know how much you’ll pay each month, how interest rates affect your EMI, and whether the loan fits your budget. This is where a Home Loan EMI calculator becomes essential. You can get an accurate EMI estimate in seconds […]
More recently, the process of cryptocurrency staking was elevated to a series of purely technical concepts and not all cryptocurrency owners knew about it. Due to the continuous improvement of blockchain technology, staking has gradually become one of the popular methods of earning passive income through digital coins and tokens. For most active investors, the […]
Generally, doctors make a substantial amount of income but often face high tax burdens due to their earnings falling into the top tax brackets. The US tax system is tough on high-income individuals, such as doctors. Without proper planning, a portion of their income can be lost to taxes. However, if doctors can leverage smart […]
When you're self-employed, you're used to doing it all—running your business, managing finances, and setting your own goals. But one area many freelancers and entrepreneurs struggle with is retirement planning. Without the safety net of an employer-sponsored plan or matching contributions, planning for the future can feel overwhelming. While the SEP IRA (Simplified Employee Pension) […]
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