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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

The Role of Cash Advances in Managing Financial Emergencies in Illinois

12th April 2024
In today’s complicated financial environment, many families in Illinois fall victim to unexpected expenses and emergencies as this state is prone to economic fluctuations that usually affect personal budgets. Life is unpredictable, and the unexpected can refer to unforeseen travel expenses due to a family emergency, emergency car repairs, or sudden medical bills that make […]
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Legal Expenses in Personal Finance: Tips to Stay Financially Afloat

12th April 2024
Most think personal financial management only involves savings and investments. Often, such individuals overlook a critical component: preparing for unforeseen legal costs. This oversight can lead to tumultuous fiscal waters when navigating the complexities of hiring legal representation.  But fret not, as this article is your compass through the intricate world of legal expenses. The […]
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Financial Recovery After a Personal Injury: Steps to Secure Your Settlement Check

11th April 2024
The problems you’ll face after being injured in an accident aren’t purely physical, as the financial ramifications can be just as much of a millstone around your neck. Securing your settlement check marks a pivotal moment, yet many find themselves unprepared for the intricacies involved.  So with that in mind, here’s a tactical guide to […]
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Why Investing in Employee Motivation Pays Off in the Long Term

11th April 2024
Why do some companies soar while others stagnate? The answer often lies in a resource that's as human as it gets: motivation. In the pursuit of long-term success, investing in employee motivation isn't just good practice. It's a strategic imperative. Methods for Motivating Your Employees An inspired team is the linchpin of innovation and productivity. […]
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Understanding Property Development Exit Finance

11th April 2024
What is Development Exit Finance? Property development exit finance is a specialised form of short-term lending designed to assist property developers and comes into play when the development project is nearing completion or is complete, but you’re waiting for sales to finalise. This type of finance is used to repay any outstanding property development finance or […]
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Navigating the Landscape of Build to Rent Development Finance

11th April 2024
In the dynamic world of property development, the concept of Build to Rent (BTR) has emerged as a transformative force, reshaping the approach to residential projects. At its core, BTR is a strategy that caters exclusively to the rental market, diverging from the traditional focus on sales. This innovative financing model is not just about […]
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How to Improve Your Creditworthiness Before Taking Out a Business Loan

9th April 2024
For many small- and medium-sized business owners, the decision to seek external funding through a business banking loan can mark a significant milestone in their entrepreneurial journey. Taking out a loan provides the funds needed to expand operations, invest in new equipment, or seize growth opportunities. Depending on their specific needs and financial circumstances, business owners can […]
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4 Innovative Ways to Show Employee Appreciation

9th April 2024
Everyone likes to feel appreciated for their hard work, especially employees. Despite this, acknowledgement and appreciation seem to be lacking in the workplace. In fact, according to one survey, 37% of employees confess that more personal recognition would encourage them to be more productive. What can we learn from this? Well for one, that many employees feel underappreciated at […]
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Insurance claims and roof damage: What you need to know

9th April 2024
Insurance claims for roof damage can be a critical matter for homeowners dealing with the aftermath of severe weather conditions or unexpected accidents. Roof damage can vary widely, from minor leaks to catastrophic collapses. Understanding the insurance claim process is essential for an efficient and effective resolution. Navigating the claim process requires knowledge of the […]
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Small Business: Strategies To Edge Your Competitors 

8th April 2024
When a small business finally enters the market, it has the difficult task of establishing itself amongst the major corporations that dominate the industry. It can be challenging for new business owners to find ways to differentiate themselves from their competitors. However, with some creativity and proper planning, there are ways to set yourself apart. […]
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Government Announces Abolishment of Pension Lifetime Allowance: Implications and Concerns

4th April 2024
In a bold move aimed at incentivising individuals, particularly healthcare professionals, to extend their working years, the UK government announced the abolition of the Pension Lifetime Allowance (LTA) in the 2023 Autumn Statement. Set to take effect from April 6th, 2024, this decision seeks to encourage more people, especially doctors, to remain active in their […]
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Data-Driven Decisions: Leveraging Analytics in Business Purchasing

4th April 2024
Data plays a pivotal role in making informed business decisions, particularly in business purchasing and acquisition. Applying data analytics to various facets of a business can unlock vital insights, negate risk, streamline operations, and maximize profits. This article offers a detailed rundown on the power of data-driven decisions in business purchasing and how analytics can […]
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