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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Navigating the Digital Transformation: How Banks Are Adapting to the Tech Revolution

27th March 2024
Have you ever thought about how much technology has transformed our lives? Think about it - from smartphones that can do practically anything to those handy little gadgets that control our homes with just a voice command. It's pretty wild, isn't it? And one industry that's been at the forefront of this technological revolution is […]
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Thresholds for child benefit increase so what does this mean for you? 

22nd March 2024
The amount that you can earn before child benefit payments are withdrawn has been increased in the Spring Budget, meaning that more families will be able to claim the benefit.  As of April 6, the High Income Child Benefit Charge (HICBC) threshold will increase up to £60,000.  It’s a tapered charge, so for every £200 […]
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Economizing Weekly Meal Plans with Subscription Services

21st March 2024
If you are struggling to manage your grocery bills while juggling a busy schedule, you are certainly not alone. Fortunately, that’s where subscription meal prep services offer a smart solution.  By delivering ingredients directly to your door, they save time and often money, compared to traditional shopping. This post dives into how these services can […]
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Why Study Business? Exploring the Benefits for Your Career and Beyond

21st March 2024
Learning in a business course gives you fresh experiences and practical expertise. It gives you the chance to interact with others who share your interests, learn more about yourself, and maybe even identify hidden abilities. One of the most popular academic specialisations at universities across the globe is business-related topics. Business skills are in demand […]
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The facts behind the national insurance cuts and how much better off you really will be 

21st March 2024
From April 6 many employees will benefit from the 2% reduction in class 1 national insurance contributions that was announced by the chancellor in the Spring Budget, so just how much better off is this going to leave you?  The measure introduced by the government cuts this rate of national insurance down to 8% from […]
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Revolutionizing Finance: Fintech Marketing Strategies Unveiled

20th March 2024
In recent times, there has been a transformation happening in the finance realm. Traditional banks and financial institutions are encountering competition from a wave of companies known as fintech startups. These tech-driven enterprises are shaking up the industry by offering solutions that deliver more convenient and accessible financial services. With the market brimming with fintech […]
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IT Professionals Who Work for Themselves: State Tax Compliance

20th March 2024
With an increasing number of professionals choosing self-employment in the IT sector, the gig economy has grown significantly in the last several years. Numerous advantages, such as freedom and flexibility, come with freelancing, but there are drawbacks as well, especially with regard to state tax compliance. Accurate tax reporting and optimizing tax savings are frequent […]
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Worried about mounting debts? Where to go for debt advice that is free of charge 

20th March 2024
Many people across the UK are living on a financial cliff edge with increasing debt problems as the cost of living pressures have taken their toll, so where can you go to receive free debt advice to try and ease any increasing money worries?  More than eight million people now need debt advice and over […]
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Managing Financial Recovery After A Personal Injury Accident

15th March 2024
A sudden personal injury accident doesn't just wreak havoc on your physical well-being; it casts a long shadow over your finances. In the wake of such an event, managing skyrocketing medical bills, legal fees, and the pinch of lost income demands a tactical approach. It's about crafting resilience through informed decisions—a financial bounce-back by design. […]
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Bridging Innovation and Budget in Small Businesses Through CAD Optimization

15th March 2024
How to stay ahead in today’s highly competitive business market while staying within a tight budget? It’s a million-dollar question, but the answer is actually not that complex and it might surprise you (well, probably not because you’ve read the title, but still): CAD optimization. That’s right, computer-aided design systems can help your business streamline […]
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Lost Wages vs. Loss of Earning Capacity: Understanding the Financial Impact Post-Injury

15th March 2024
In the wake of an injury, two financial foes loom: lost wages and loss of earning capacity. Both carve a sizable rift in one's financial health—but they're not twins. Lost wages refer to immediate income drained away during the recovery period, while loss of earning capacity casts a shadow on future possibilities, measuring what you […]
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4 Things You Must Learn to Improve Your Finances

15th March 2024
Some people are just better with money. Now, when you say that someone is good with money, what most people imagine is some sort of a financial wizard. In reality, it just means that this person knows a thing or two about financial instruments that the majority of people are using daily. To show you […]
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