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5 Reasons Why We Still Need Cash

3rd December 2019
It’s a fairly well-known fact that cash is no longer king. In fact, research suggests it hasn’t been king for quite some time, as more and more people are now choosing to use either debit or credit cards to make purchases.
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Black Friday & Cyber Monday: Banks to Foot the Bill

2nd December 2019
With the Black Friday/Cyber Monday weekend here and with it myriad warnings to consumers to be vigilant of potential fraud attempts are broadcast, less thought is given to the security of the retailers who are actually selling the discounted products.
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4 Most Effective Ways to Avoid Going Bankrupt

2nd December 2019
The number of personal bankruptcies has been declining over the past few years. This is mostly due to the improved economy and awareness programs that have helped people find a way out of bankruptcy.
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The Impact of the UK Election on Markets

29th November 2019
Adrian Lowcock, Head of Personal Investing at Willis Owen, evaluates the implications of the upcoming UK election on the markets.
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Black Friday and Cyber Monday: Full of Deals or Cybersecurity Steals?

29th November 2019
Jessica Dore leads Rehmann’s Technology Risk Management Group, overseeing cybersecurity assessments, information security assessments, vulnerability and penetration testing, social engineering testing and information security training. Below are her tips for businesses to stay safe during the biggest shopping spree of the season.
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A Tale of Two Cities: Starting from Digital vs. Transforming to Digital

29th November 2019
Customer engagement isn't what it used to be in the financial services industry. To quote Bob Dylan: 'The times they are a-changin'. In the digital era, consumer behaviour, attitudes and their channel preferences through which they interact with brands are all evolving to reflect a growing reliance on digital technologies.
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European Real Estate Assets Remain Attractive Despite Geopolitical Uncertainties

29th November 2019
As a New Year and indeed decade approaches, there is growing consensus that Europe’s real estate market is entering the last stages of the current investment cycle. The US vs. China trade war, Brexit and geopolitical risks in the Middle East have contributed to a slowdown by generating market uncertainty over the last year. Although Europe’s economy may avoid recession, growth is widely expected to remain subdued over the next 12 to 18 months and there are lingering questions about how much further the cycle has to run. Rosanna Woods, UK Managing Director at Drooms, explores the future of the real estate industry in Europe.
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Making Training & Competence Work: What are the Key Differences for SMEs over Corporations?

29th November 2019
Training and Competence (T&C) was introduced into UK financial services back in the 1990s along with requirements around professional qualifications. The purpose of the rules around T&C was to ensure that individuals providing advice to retail consumers were competent to do so, therefore minimising the risk of detriment to the customer, the firm or both. Since then, T&C has gone through a variety of iterations depending on who the regulator of the day was; introduced under LAUTRO in 1993, updated by the PIA in 1997, taken forward by the FSA in 2001 and then subsequently given more prominence by the FCA in 2014.
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Bridging the Gap between the Mainstream Financial Market and the Crypto Industry

29th November 2019
Michael Ou, CEO of CoolBitX, a blockchain security company and creator of the first hardware wallet that enables bluetooth-to-smartphone pairings, shares his thoughts on what needs to be done to bridge the gap between the mainstream market and cryptocurrency industry.
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Current Trends in Card Design

29th November 2019
Emily Lovelock, Head of Sales at allpay.cards delves into the current trends in card design.
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Serena Williams Takes 10 Hours to Earn the Average Salary

29th November 2019
Professional male sports players are notorious for their astonishing annual salaries, with the likes of football, boxing and Formula 1 racers earning players millions of pounds each year.
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Are Business Models Changing Too Quickly for Banks to Keep Up?

28th November 2019
For hundreds of years, banks have been following a simple yet effective business model – they take money in from depositors and lend it out to borrowers. Despite public consensus, there is nothing more complex than that.
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Finance Monthly is a comprehensive website tailored for individuals seeking insights into the world of consumer finance and money management. It offers news, commentary, and in-depth analysis on topics crucial to personal financial management and decision-making. Whether you're interested in budgeting, investing, or understanding market trends, Finance Monthly provides valuable information to help you navigate the financial aspects of everyday life.
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