Improving access to financial services is on the agenda of central banks and development-focused organisations around the world. Yet, in many cases, efforts to reach unbanked individuals – around two billion – collide with outdated regulations and policies. Antonio Separovic, Founder and CEO at Oradian, believes regulators must embrace innovation to solve financial inclusion challenges. […]
New entrants to the banking market — including challenger banks, non-bank payments institutions, and big tech companies — are amassing up to one-third of new revenue, which is challenging the competitiveness of traditional banks, according to new research from Accenture (NYSE: ACN). Accenture analysed more than 20,000 banking and payments institutions across seven markets to […]
Ethereum, currently the second largest cryptocurrency after Bitcoin, will experience a “monumental, defining global breakout” when smart contracts can accept outside data. The bullish prediction from influential technology expert, Ian McLeod of Thomas Crown Art, the world’s leading art-tech agency, comes as Ethereum’s price jumped 4% on Monday, adding some 8% over the last week, […]
Over its 10-year life Bitcoin has been the standard bearer of the new financial revolution. As the baby of the 2008 global financial crash, Bitcoin was launched as a direct challenge to banks and other financial intermediaries – a middle-finger to fiat currency markets. Below Kerim Derhalli from Invstr, provides expert detail on the rise […]
Firstly, let’s clarify what the cash house buyer market is. This is where someone has the cash readily available to be able to buy a property outright, without having to sell their house or get a mortgage first. It doesn’t matter whether this is an individual person or a company who specialises in buying properties. […]
You might be thinking about applying for a loan, and you are looking into all the options that are available to you. Something has lead you to look at homeowner loans, but do you know what these really are? If the answer is no, then that’s okay because we are going to discuss what […]
Investors are rapidly losing confidence in the government’s ability to secure a good Brexit deal, according to new data from Assetz Capital’s Q3 Investor Barometer. The peer-to-peer business lender carries out its Investor Barometer every quarter, a survey of its 29,000-strong investor community. The Investor Barometer has tracked Brexit sentiment since the start of 2018, […]
As global business and cross-border transactions have proliferated, there are significant implications for commercial customers who rely on banks and payments providers to provide a flawless service faster than ever. So how do can the financial services sector put value back into the process? Below Abhijit Deb, Head of Banking & Financial Services, UK & […]
Achieving financial independence is a tough task. The first thing you need is a vehicle to get you to that goal. There's no doubt that a lot of people have struck rich by entering the recruitment market. As knowledge workers have become more important the gap between success and failure in companies has become smaller, […]
Challenges accessing bank finance and credit are hampering construction growth despite a buoyant market, say 75 percent of surveyors. Cited development finance as the biggest obstacle in the Royal Institution of Chartered Surveyors', RICS, construction and infrastructure market survey for the third quarter of 2018. "When asked how credit conditions have changed over the past […]
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