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Finance Monthly > Archives

7 ways to save money at festivals this year

26th June 2024
It’s festival season with Glastonbury beginning today with headline acts from Dua Lipa, SZA and Coldplay. With millions of people planning their festival weekends full of music, dancing and probably a lot of mud after paying for your tickets you might be hoping to keep the costs down once you arrive. There are lots of […]
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What to know about Joint bank accounts

26th June 2024
Having a joint bank account can be useful if you have shared bills and responsibilities with someone else. It will be easier to pay for rent, bills and more if you can both put the money into a shared account each month and set up direct debits. This way, you know the money will be […]
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8 Essential Precautionary Measures When Preparing Business Quotes 

25th June 2024
In today's competitive market, crafting precise business quotes is crucial for sealing deals and building trust. Accurate projections, clear terms, and legal compliance form the backbone of effective quotes.  The good news is that you can leverage free quote templates to streamline the process and ensure consistency. However, you will want to take precautionary measures […]
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Does a Tiered Reserve System make sense for the Bank of England?

25th June 2024
In recent years the Bank of England has become a soft target for politicians. In 2022 Liz Truss, in the run-up to her very short premiership, suggested the Bank should shift from its 2% inflation target and be given an economic growth target instead. In the build-up to this general election Reform UK has floated […]
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Retirement Planning Options for Directors of Ltd Companies

25th June 2024
In the current economic climate, retirement provision should be seen as an important aspect of financial decision-making as it can provide a catalyst to ensuring financial well-being in later life. The pension system in the UK represents a major financial institution that offers various tiers of pension provision. However, the multi-tiered provision is impacted by a […]
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Waste and Corruption during the pandemic exposed

25th June 2024
During the pandemic the government spent unthinkable amounts of money on PPE, new schemes and more. 4 years on, we learn about the mass waste of time, products and public money.   PPE waste A deal from April 2020 between the government and an NHS supplier based in Northamptonshire, Full Support healthcare has generated mass […]
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Are tax rises inevitable?

24th June 2024
The party manifestos reveal little about how it will all be done, more funding into the NHS, less government waste, more defence funding and tax cuts are all mentioned across the manifestos but how can all this be true?   Questions rise about how their promises will be executed and what about our personal finances? […]
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7 statistics about first time home buyers!

24th June 2024
We know first time buyers are fighting against the cost of living to try to get on to the property market and own their first home. This is causing the age of first time buyers to increase with the average age now being 33-34 across the UK.   Uswitch have recorded data surrounding first time […]
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Finding the Lawyer for Your Business Needs: A Helpful Guide

24th June 2024
Navigating the complexities of legal matters is an essential aspect of running a successful business. Whether you're just starting up or managing an established enterprise, having the right legal guidance can make a significant difference in your operations. From drafting contracts to handling disputes, the expertise of a skilled lawyer can protect your business interests […]
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Lower the cost of your energy bills

21st June 2024
Each property will be ranked in bands from A-G dependent on their Energy proficiency certificate (EPC). The higher a property’s EPC rating the more energy efficient it is and so will be provided cheaper energy bills. These properties will use less energy to perform the same task as a more inefficient home. Lower EPC ratings […]
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How Financial Education Boosts Business Success

21st June 2024
We commonly consider business education to consist of traditional subjects such as marketing, operations, management, or technology. What about that not-so-warm-and-fuzzy feeling around financial education? It’s akin to the minor dent in our enthusiasm when an enjoyable evening ends abruptly. Financial skills assist companies in powering off the starting blocks, but the real kick in […]
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Managing Money Abroad with International Banking Tips for Students

21st June 2024
If you study abroad, you have an adventure: new cultures, people, and everything. But one big challenge is doing so without your usual financial resources. International banking seems daunting, a frightful voyage into a strange land. However, the journey doesn’t have to be that scary. With a few easy tricks, you can get your money […]
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